Sears Card
Today most retailers have their own brand credit cards (which you can use everywhere with VISA, MasterCard, or American Express logo) or store cards (which you can only use at specific stores). I was interested in this kind of credit cards now and will introduce some of them in the following posts. The NO. 1 card that I want to introduce here is the Sears Card including Sears Card and Sears MasterCard issued with Citi.
Sears Card
This is a general store issued card which can only be used at Sears stores, K Mart stores, Sears.com and Kmart.com. Sears often offer special discount to Sears Cardholders (5%~30% off by chance). One very important feature I want to mention here is the free monthly credit score access for this Sears Cardholders. It is interesting that they have a website to describe this promotion at http://www.searsscore.com/. This credit score access is counted as soft pull which does not influence your credit score. So if you want to monitor your credit score, you would like to consider this card.
Other features of this card:
- No annual fee
- Returns without a receipt
- Exclusive cardmember-only sales throughout the year with big savings on KenmoreTM appliances, washers, dryers, Craftsman® tools and electronics
- Frequent short-term special financing offers
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