Mint

Website: www.mint.com

Mint is a free web-based financial management service. The primary service provided by Mint is to track bank, credit card, investment, and loan transactions and balances through a simplified user interface. Mint is very popular because of its simple setup and easy to use budgeting tools. After you give Mint your online account information, Mint can automatically retrieves your latest financial data from your online financial institutions. And you can set how often you want it to report to you. Mint can do a lot of hard work to help you track your spending, make budgets and set alerts. If you want to use a online service to track your spending, Mint is the top choice.

Yodlee

Website: www.yodlee.com

Yodlee provides account aggregation and other online financial services. Yodlee allows users to see their credit card, bank, investment, email, travel reward accounts on one screen. Perhaps, Yodlee is the most popular free online financial service. Yodless is also famous for offering mobile banking feature. The Yodlee MoneyCenter is a popular web application that allows consumers to manages their finances online. It is a free web application that provides much of the popular personal finance functions of Intuit’s Quicken with features such as bill payment, expenses tracking, and investment management. As a matter of fact, Bank of America’s My Portfolio service is powered by Yodlee. If you want to get all of your personal finance in a single place, Yodless is a good choice.

Buxfer

Website: www.buxfer.com

Buxfer is also a free online personal finance software for budgeting and expense management. You can even transfer your money online using Buxfer. Most interesting part is buxfer can track the transactions for a group. The group can then split bills based on the summary from Buxfer. Buxfer also has lot of fantastic web applications which can be used on iPhone, facebook, Google and other mobile devices. But, to be honest, I don’t trust buxfer very much. It’s more like a study-group based product.

Geezeo

Website: www.geezeo.com

Geezeo is a free online personal fiance management software. It provides free budgeting tools, financial advice, and even a forum for members to discuss about. Geezeo also provide some finance products like credit cards, checking accounts, savings accounts, CDs, loans and even mortgages. The Geezeo is not merely a personal finance tool. But the service is not so great as Mint and Yodlee.

Wesabe

Website: www.wesabe.com

Wesabe helps users track spending and set financial goals. The coolest part of Wesabe is it can provide your personal date and then compare to others”. In this way, you can find out how to save a penny! You can even share your idea on how to spend smarter at the community of Wesabe. Wesabe also has a team of personal finance adviser to answer question and propose ideas in the community. My only worry is as they indicate”We do this by aggregating and analyzing our community members’ personal financial data, and showing tips — recommendations to get the most from our money.” So your personal financial information seems not safe there.

Quicken Online

This is the last one I want to introduce here because I just covered the Quicken Online two days ago at here.

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• Quicken Online Now Free

It used to cost $3 per month ($36/year) for a customer to use Quicken Online. I personally used this service for a while but realized that it didn’t worth $3 for me to use Quicken Online. Because I can easily find out other free online financial services.

I think this is a smart move fot Intuit. They can build their solid name online and then sell you TurboTax or Quicken Books later on. They just want to start a relationship with their customers.

What can Quicken Online do to help you?

You can put all your accounts together at Quicken Online with a single password. You don’t have to visit your online account at banks and credit card companies frequently to check your account activities. You can put all your checking, savings, PayPal and credit card accounts together all in one place at Quicken Online. You can check your account information with iPhone or BlackBerry since the account information is scheduled to be updated every night.

The most fantastic function of the Quicken Online is you can set bill reminders via text messages or e-mail to help you remember to make your payments. Thus you won’t miss a coming due payment!

Quicken Online automatically categorizes your expenses, so you can start seeing where your money is going. (Believe me, this function is not so good and no other online financial services are good.)

Use a financial can help you understand where your money goes and how you spend your money. You can plan your budget better later on. It’s a great way to learn how to manage your personal finance.

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