MyCardBlog » Discover

Apply for Discover Card and Get $100 Bonus

David — Mon, 22 Feb 2010 11:00:20 +0000

It is very normal for Discover Card to offer $50 or $75 bonus for new customers with special invitation code. Now there is a $100 bonus chance for those who want to apply for a new Discover Card. In current credit card market, it is not easy to get a credit card that gives you $100 bonus. Every credit card isser is tightening their budget. You are not even seeing a lot of credit card advertising now.

The website/url to apply for a new Discover Card is www.apply.Discovercard.com

or you can call 800-210-9022 to apply for a Discover Credit Card.

Mention the invitation code: DABS.

Expiration date: March 6, 2010.

This invitation code also offers 0% balance transfer until December 2010.

According to the flyer, you have to spend over $599 with your new card within 3 months of being approved.

Good luck!

New Discover $100 Bonus Code

David — Fri, 23 Oct 2009 11:00:00 +0000

Today I received an invitation from Discover More Card which is offering $100 bonus for opening a new account at Discover Card and making required purchase amount. Discover More Card is the most popular discover credit card in the market which is consistently offering 5% cashback throughout the whole year. I have been using my Discover More Card for almost 3 years and like it a lot.

Following is some important information about this $100 bonus:

Application website: www.apply.Discovercard.com

Or Call 800-210-9022

Mention invitation code: FMSH

You have to spend over $599 to receive the $100 bonus.

This invitation code also provides 0% APR on balance transfer until September 2010. The 5% cashback changes every quarter in the year in categories like: travel, gas, groceries, restaurants and more.

Important fine print: Get a $100 Cashback Bonus when you apply by December 31, 2009 and make a total of $599 in purchases with your new card within 3 months of being approved. Promotional reward will be applied within 8 weeks. This promotional reward is in addition to the CashBack Bonus earned on all purchases.

$25 Bonus from Discover Bank CD Offer

David — Thu, 08 Oct 2009 11:00:23 +0000

Discover Bank is offering $25 for opening a new CD account online. This offer is listed in this week’s TIME Magazine. This offer is valid through 12/31/2009. You have to make a new $2500 fund in your new CD account within 3 0 days of account opening.

You can open a new CD account online at www.discoverbank.com/CDoffer or call Discover at 888-201-8544.

You have to enter the promotion code D120174 to qualify for this offer. Please remember that this offer is good for a one year CD. Another feature of the CD account at Discover Bank is that if you lose your job you can withdraw your funds early with NO Penalty.

If you are on the market for a good CD rate and sign up bonus, the CD offer from Discover Bank if a good choice.

Discover Cards Go Biodegradable

David — Fri, 02 Oct 2009 11:00:31 +0000

Well, this is not credit card news as far as I know. But some of you might still not know that Discover Card has an option to let you choose a biodegradable credit card. This is the American’s first biodegradable credit card. This Discover biodegradable credit card is made of biodegradable PVC, a substance that allows 99 percent of the card plastic to be safely absorbed when exposed to landfill conditions. This credit card will break down 99% in nine months to five years in soil, water, compost, or whatever microorganisms are present. Plus this card leaves no toxic effect on the environment. It might appeal you if you are aware of the environment issues that human are facing right now.

The distinct feature of this biodegradable Discover Card is the “biodegradable” symbol on the back of the card.(see figure below)

Other than the biodegradable of the plastic, there is no dramatic difference between this biodegradable Discover Card and other Discover Cards. This biodegradable Discover Card offers:

Cashback Bonus: up to 1% cashback on all purchases, 5% cashback on selected categories each quarter.

Cashback for shopping online: Use the links provided in your account (shopdiscover), you can earn up to 20% cashback when you use your Discover Card as the payment method.

If you are really curious about the environment, you can also enroll in the paperless statement option from Discover Card. In this way, you can view your credit card statement online without request for a delivery of paper statement.

New Discover Open Road Card Rewards Program

David — Sun, 27 Sep 2009 11:00:16 +0000

I mentioned in my previous post that Discover Open Road Card is going to change its rewards program. In order to make a change on the Discover Open Road Card, Discover Card is no longer accept the application of this Discover Open Road Card right now. Maybe the new Discover Open Road Card will come out in the early 2010.

Today I receive a mail from Discover regarding my Discover Open Road Card. There are some changes that you might want to know:

5% on GAS and Auto Maintenance up to $100 will be replaced by 2% cashback bonus in GAS and Restaurants(from fast food to fine dining) up to $250 each month.

This change will be effective in Jan. 2010.

Please be prepared to find out a better credit card to get most from the pump.

Discover More $100 Bonus plus 0% APR on Balance Transfer

David — Thu, 05 Mar 2009 11:00:46 +0000

In today’s times magazine, I found that there is a promotion page about Discover More Card. I personally like the discover more card very much and would like to recommend it to everyone here. Not to mention there is a $100 sign up bonus on this card right now. You can earn 5% cash back on selected categories every 3 months. If you are looking for new credit cards, you should consider this discover more card.

The offer includes:

$100 cash back bonus when you make $500 in purchase on this card within 3 months of account opening.

5% cash back bonus in popular categories which will change every 3 months.

Plus you can still earn up to 1% cash back on all other purchases

There is no annual fee with this card.

0% APR on balance transfer until March 2010.

For apply, go to www.apply.Discovercard.com and use the invitation code: DBPD. Or you can call 800-206-4960 to apply for this card.

Please remember that you have to apply for this card before May 27, 2009.

A picture about this offer is attached here.

Here I want to make a detailed description of the cash back bonus offer from Discover Card.

Full 5% CashBack Bonus on category purchases throughout the year should by signing up for each program. You have to go to discovercard.com to sign up your credit card every 3 months to be eligible to get the 5% bonus.

After you spend more than $3000 on this card, you can start to earn 1% cash back on every purchases. For the first $1500, you can only get 0.25% cash back and 0.5% for the other $1500.

But if you redeem gift card at discover card rewards program, you can actually get more cash back. For example, you can get $25 gift card for $20 or $50 gift card for $40. It depends on which card you choose.

Current By Discover Card

David — Thu, 12 Feb 2009 11:00:37 +0000

Today I received a mail from Discover Card. It seems that Discover Card is going to launch a new card-Current by Discover Card. This Current by Discover Card is actually a debit card. It is not a credit card. According to the introduction, this card is designed for parents to teach teens to manage money. This card is a new debit card which allows parents to set daily spending limit.

What is Current by Discover Card?

Unofficially, this Current by Discover Card is a new kind of debit card which allows parents and their teens to control and introduce smart spending habits. With this new debit card, children can learn how to manage their money and develop spending habits. This card can be used at everywhere that Discover Card is accepted. You can even get cash from ATMs.

What’s new with Current by Discover Card?

The only feature that catchs my eyes is it allows parents to set daily/weekly/monthly spending caps and also the ability to block certain kinds of merchant categories like liquor stores, tobacco stores, bars and ATM withdrawals. This Current by Discover Card also features e-mail, tet message and online statement to let parents monitor and track their chilren’s useage of money.

It’s easy to load money to this Current by Discover Card. Parents can set up their account to automatically add money to the Current by Discover Card from their Discover Card or another major credit card or debit card, from a bank account or by direct deposit. Teens can also set up free direct deposit and have their paycheck deposited into the account. There is a $2,500 per card limit on this card.

Parents can customerize daily, weekly or monthly spending limit for each Current by Discover Card. The limit can be adjusted easily. Since this is a debit card, this card will not affect parents or teens’ credit report.

AS I mentioned at the very beginning, this card allows parents restrict certain merchant categories. This can be done easily in the account center by clicking “Manage This Card” tab.

There are different card designs to choose from. The only downside of this card is there is a $5 membership fee for each month. So the annual fee would be $60. More details can be found at CurrentbyDiscover.com or 1-866-99-CURRENT (1-866-992-8773).

Escape By Discover Card-25000 Bonus Miles

David — Wed, 11 Feb 2009 11:00:36 +0000

Discover just launched a new credit card-the Escape by Discover Card which is offering 25,000 bonus miles for new customers. This is an upgraded version of the Miles by Discover Card which is offering 12,000 bonus miles without annual fee. But this Escape by Discover Card has a $60 annual fee. This new travel rewards card is designed for those don’t travel a lot but want to accumulate miles for future use.

About the 25,000 bonus miles:

Escape by Discover Card offers 1,000 miles for each month you make a purchase with this card for the first 25 months. The total bonus miles you can get are 25,000 miles.

About the rewards program:

With this new upgraded miles credit card, you can earn 2 miles for every dollar you spend on this card. You will earn 2 additional miles for each $1 you spend through ShopDiscover, Discover’s exclusive online shopping network. To make the rewards even sweeter, there’s no limit on how many miles you can earn and the miles you accumulated never expire. The most attractive part is the miles can be redeemed for unrestricted travel credits to your credit card or even gift card or cash rewards.

For every 10,000 miles you can get $100 travel credit to your credit card account. For every 5,000 miles you can get $25 deposited to your bank account. Personally I like the travel credit method. Of course, it’s up to you on how to redeem the bonus miles. There is no restrict on how to redeem the miles.

There is a $60 annual fee associated with this credit card. It can not be waived. The information about the Escape by Discover Card can be found at http://www.discovercard.com/escape/. However, the official Discovercard website only offers 12,000 bonus miles. If you want to take advantage of the 25,000 bonus miles, you have to follow this link.

If you really like to accumulate miles, you should consider the Escape by Discover Card which is an upgraded version of the Miles by Discover Card.

Holiday Promotions from Credit Card Issuers

David — Mon, 22 Dec 2008 11:00:13 +0000

I have introduced a lot of promotions from our credit card issuers like Chase, Discover Card and American Express. Actually, there are many more promotions from other credit card issuers. PayPal is running huge promotions via corporate with other online merchants like buy.com. This is a summary of holiday promotions from many credit card issuers and other payment processing providers.

Discover Card

The most famous and popular promotion from Discover Card is the Discover Mall Promotion. I first reported this promotion in September. You can take the chance to save with a $20 Discover Gift Card for every $200 you spend on your Discover credit card at over 160 shopping malls nationwide through Jan. 4, 2009. According to the terms and rules, there is a limit of five gift cards per account with a total of $100 value. No enrollment is necessary. The process is quite simple, take your receipts with you to the customer service at each participating mall and the officers there will issue a $20 Discover Gift card for every $200.

Chase

First of all, the famous Chase Rewards Plus program is offering cash back for shopping online through the Chase Rewards Plus. Chase Freedom Cardholders are automatically enrolled in the program. You can get up to 20% cash back from top online retailers.

Chase is also running the Holiday Bonus Rewards promotion. This seems to be a targeted offer, every registered cardholder can receive a $25 Target Gift Card for purchases exceeding certain threshold amounts in preset categories made from Oct. 1 through Dec. 31. The promotion website is here. You can visit the website to see whether you are eligible or not and how to get the $25 gift card. If you register you credit card at the chase bonus website, you can see other wonderful promotions like: 500 bonus points for adding an authorized user to your account, 1,000 bonus points for enrolling at Chase Online, and 2,500 bonus points for signing on for Chase Fraud Detector.

Bank of America

Bank of America is offering $10 for every $100 you spend getting around the New York City. The promotion website is here. You have to enroll your Bank of America visa credit card to be eligible to get the $10 cash back. Maximum amount you can get is $100.

Visa

Visa is running discount promotions with many top merchants. The promotion details can be found at visa.com. Visit the visa.com and find out the promotion details at each merchant. Print out valuable coupons with 20% or more savings. The promotions cover all you need for the holiday season. But you have to have a Visa credit card to use those coupons.

MasterCard

MasterCard is also running a wonderful promotion with Home Depot. You can get the details of the promotion by visiting the MasterCard Overjoy of Giving website. The promotion offers every MasterCard cardholder a chance to win two identical prizes — one to keep and the other to give. Winners will have the chance to receive two identical cars, trips, shopping sprees or home makeovers courtesy of The Home Depot. The rule is very simple: every time you use your MasterCard to make a purchase during the promotion period ( Nov. 1 and Jan. 2, 2009) you will automatically get a chance to win that week’s sweepstakes.

You can also visit MasterCard website to find the latest discount information for using your MasterCard credit card.

ShopDiscover Added More Stores

David — Thu, 20 Nov 2008 11:00:04 +0000

I have a review on the ShopDiscover Program developed by Discover Card. Frankly speaking, the cash back offered by the ShopDiscover Program is much higher than other cash back shopping websites. However, the obvious disadvantage of the ShopDiscover Program is the online merchants are not too many compared to other cash back websites. Today I realized that the ShopDiscover Program actually just added more stores for the coming shopping season. It’s a great time to use ShopDiscover to save money for the shopping season.

The ShopDiscover Program is a rewards program which will give you extra rewards in addition to the cash back or other rewards you can accumulate for online shopping through ShopDiscover. This is a similar program like Chase Rewards Plus, Bank of America Rewards Shopping Mall, and Citi Bonus Cash Center. You can earn extra cash back for shopping online through above mentioned websites.

The advantage of ShopDiscover Program is high cash back rate compared to other websites. For example, Sony offers 5% cash back at ShopDiscover but you can only get 4% cash back at ebates.com and 3% cash back from Chase Rewards Plus. You can get 5% cash back from Best Buy through ShopDiscover but you can only get 1% from ebates.com and 3% from Chase Rewards Plus. The difference is huge if you are shopping for a laptop, desktop or other electronics.

The disadvantage of the ShopDiscover Program is you have no way to track your click history thus you will miss your cash back for shopping through ShopDiscover. ebates.com and fatwallet.com will offer click history in your account thus you can know exactly when you placed the order. If the merchant missed your order, you can complain by providing the click history and your order confirmation. In this way, your cash back will never miss. But in ShopDiscover, you don’t have access to your click history and order confirmation email alone is not so useful sometimes. I personally missed a cash back reward from ShopDiscover which should give me $12.00 for purchasing an iPod touch at apple store (5% cash back is highest among other cash back websites.).

Some added online stores are:

Banana Republic 10%

Best Buy 5%

Dell 5%

EastBay 10%

Enterprise 10%

GAP 10%

Guess 10%

hotels.com 5%

Lenovo 5%

Old Navy 10%

Onlineshoes.com 15%

Ralphlauren.com 5%

Sony 5%

North Face 5%

I should also mention that you can get 5% cash back from Wlamart.com through ShopDiscover. This is the highest rate that I have ever seen.

In order to qualify to get the cash back, you have to shop through ShopDiscover (click the link at ShopDiscover) and place the order using a Discover Card (Any Discover Card will qualify.). The most popular Discover Card is the Discover More Card which offers 5% cash back on selected categories which change every quarter. Since Chase Freedom Card changed its new cash back rate, the Discover More Card is much better than the Chase Freedom Card. Another popular Discover Card is the Discover Open Road Card which offers 5% cash back on gasoline purchases.

Of course, there are other rewards sites for your reference:

ebates.com, fatwallet.com, cashrewardsplus.com, live.com/cashback, jellyfish.com, and mrrebates.com.

MyCardBlog » Discover

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