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50000 Bonus Miles from Chase United Mileage Plus Visa Signature Card

David — Thu, 20 May 2010 11:00:19 +0000

For a limited time, Chase is offering 50,000 bonus miles for the United Mileage Plus Visa Signature Card. You need to apply for this credit card and get approved to get the huge bonus. The credit card application website is here. If you apply for the Chase United Mileage Plus Visa Signature Card through Chase.com, you can only get 30,000 bonus miles. So you need to click through the link I provided here to apply for this credit card.

It does not state how much you have to spend after getting this credit card to qualify for the offer. But the normal 30,000 bonus miles requires you to spend $250 to get the bonus miles. The 50,000 bonus miles are enough for two free roundtrip tickets to anywhere in the continental United States. You can also earn 1 mile per $1 spent on all purchases you make with your card and there is no limit! The annual fee of $60 for the first year is waived.

Star earning Mileage Plus Miles now! (click here to apply!)

Apply for Discover Card and Get $100 Bonus

David — Mon, 22 Feb 2010 11:00:20 +0000

It is very normal for Discover Card to offer $50 or $75 bonus for new customers with special invitation code. Now there is a $100 bonus chance for those who want to apply for a new Discover Card. In current credit card market, it is not easy to get a credit card that gives you $100 bonus. Every credit card isser is tightening their budget. You are not even seeing a lot of credit card advertising now.

The website/url to apply for a new Discover Card is www.apply.Discovercard.com

or you can call 800-210-9022 to apply for a Discover Credit Card.

Mention the invitation code: DABS.

Expiration date: March 6, 2010.

This invitation code also offers 0% balance transfer until December 2010.

According to the flyer, you have to spend over $599 with your new card within 3 months of being approved.

Good luck!

4 Things to Look for in a Prepaid Card

David — Thu, 10 Dec 2009 11:00:46 +0000

This is a guest post from Tom.

Tom Tessin runs a getting out of debt blog, as well as a prepaid credit cards list based site. Feel free to subscribe to his RSS feed at http://www.findsecuredcards.com/blog/rss.

If you’re like me, and you like to control your budget, I wanted to show you why you should consider a prepaid credit card for your wallet. If you’re into rewards, and capitalizing on credit cards, then this might not be the type of card for you. Honestly, it’s built for those that want to either get out of debt, or know how much they are spending each, and every month.

What is a prepaid credit card?

A prepaid credit card will remind you a lot like a gift card. You’ll tie your bank account up with your card, and every time you want to load your card, you will log into your account, and send money to your card. The cool thing about most cards is that you’re able to set up daily, weekly, or monthly instant transactions, so that it automatically loads your card.

4 things you should look for in a prepaid card

The fees: A lot of these prepaid cards have fees. NEVER get one in a grocery store, or place like CVS. They rip you off in fees alone. Instead, look for a card online that allows you to bypass the fees. Most will make you link your bank account, in order to bypass the fees.

Major logo: Every card should have a major logo that you apply for. Since you want it to be credible, you’ll want to make sure it comes from an issuer such as Visa, MasterCard, etc. It never hurts to do a little research on the bank as well.

Get rewards: Yes, you can get rewards with your prepaid card! Some banks will give you interest on your deposit, while others will give you points for every dollar spent. It you can capitalize on the rewards, and then you’ll really make out.

Review it: The last thing that you’ll want to do is review the card online. How do you do this? Just Google the name, and see what other people think. By doing this, you’ll get a fairly good vibe on how the card is. If you get a bad vibe, find another, since there are so many on the market.

This is really all there’s to it in finding a card. Get a card with no fees, rewards, and from a legitimate bank, and you’ll be all set.

Credit Card Sign Up Bonus

David — Fri, 20 Nov 2009 11:00:49 +0000

Following are some credit cards that have decent sign up bonus. If you are in the market for a new credit card, following ones are top picks:

Chase Sapphire Card $100

Chase Freedom Card $50

Starwood Preferred Guest Card from American Express $100

Premier Gold Rewards Card from American Express $100

Sears Card

David — Mon, 02 Nov 2009 11:00:13 +0000

Today most retailers have their own brand credit cards (which you can use everywhere with VISA, MasterCard, or American Express logo) or store cards (which you can only use at specific stores). I was interested in this kind of credit cards now and will introduce some of them in the following posts. The NO. 1 card that I want to introduce here is the Sears Card including Sears Card and Sears MasterCard issued with Citi.

Sears Card

This is a general store issued card which can only be used at Sears stores, K Mart stores, Sears.com and Kmart.com. Sears often offer special discount to Sears Cardholders (5%~30% off by chance). One very important feature I want to mention here is the free monthly credit score access for this Sears Cardholders. It is interesting that they have a website to describe this promotion at http://www.searsscore.com/. This credit score access is counted as soft pull which does not influence your credit score. So if you want to monitor your credit score, you would like to consider this card.

Other features of this card:

No annual fee
Returns without a receipt
Exclusive cardmember-only sales throughout the year with big savings on Kenmore^TM appliances, washers, dryers, Craftsman^® tools and electronics
Frequent short-term special financing offers

Sears MasterCard:

This is a store credit card which is issued by Citibank. This credit card also features free credit score access via your sears online account. In addition, this credit card also offers sears choice rewards program. You earn rewards points for shopping with this credit card. The rewards points accumulated can be redeemed as gift cards or other merchandises. Or you can also enjoy the benefits for being a MasterCard member from MasterCard Special Offers.

More information about Sears card and Sears MasterCard can be found at here.

Promotions and special offers for Sears Cardholders can be found here.

New Discover $100 Bonus Code

David — Fri, 23 Oct 2009 11:00:00 +0000

Today I received an invitation from Discover More Card which is offering $100 bonus for opening a new account at Discover Card and making required purchase amount. Discover More Card is the most popular discover credit card in the market which is consistently offering 5% cashback throughout the whole year. I have been using my Discover More Card for almost 3 years and like it a lot.

Following is some important information about this $100 bonus:

Application website: www.apply.Discovercard.com

Or Call 800-210-9022

Mention invitation code: FMSH

You have to spend over $599 to receive the $100 bonus.

This invitation code also provides 0% APR on balance transfer until September 2010. The 5% cashback changes every quarter in the year in categories like: travel, gas, groceries, restaurants and more.

Important fine print: Get a $100 Cashback Bonus when you apply by December 31, 2009 and make a total of $599 in purchases with your new card within 3 months of being approved. Promotional reward will be applied within 8 weeks. This promotional reward is in addition to the CashBack Bonus earned on all purchases.

Chase Slate Credit Card and Chase BluePrint

David — Thu, 17 Sep 2009 11:00:03 +0000

Although credit card market is still not in a good shape, Chase seems to be the only one credit card issuer that keeps introducing more and more credit card products into the market. Other than the Chase Sapphire Card that I mentioned few months ago, Chase also brought the Chase Slate Credit Card. Unlike the Chase Sapphire Card, the Chase Slate Card does not provide any sign up bonus. One obvious benefit of this Chase Slate Card is the 0% Intro APR and $0 annual fee. All other credit card features are similar to Chase credit card products. It is said that this Chase Slate Card is introduced to replace the previous Chase Platinum Card.

There is one, however, new feature that Chase launched together with this Chase Slate Card-the Chase BluePrint. Chase BluePrint is a unique feature that unveiled by Chase recently to manage your finances on your terms. With Chase BluePrint, Chase credit cardholders are offered versatile flexibility and customization for their existing Chase credit card accounts. After enrollment in the BluePrint program, cardholders can select special financing terms for individual purchases.

There are 4 points listed by Chase about the Chase BluePrint:

Full Pay: With Full Pay, the Chase credit cardholder can choose one or more of 14 categories of purchases for which the credit card issuer will waive the interest on the interval between the date of purchase and the billing due date, even if you don’t pay it off at the end of the month. (Most credit cards have this feature.)

Split It: If the Chase credit cardholders want to put a larger purchase on his/her credit card, he can set up a payment schedule much like an installment loan, based either on how long he wishes to take to pay it off or how much he wishes to pay per month.

Finish It: Chase offers a unique way to cardholders to pay off the credit card balances. Cardholders and Chase can work out a plan to pay off the balance gradually.

Track It: This feature allow the cardholder to track expenditures and payments conveniently. (Not new to me.)

Only the Chase Sapphire Card, Chase Freedom Card, Chase Slate Card, Chase Ink Card and Chase Platinum Card have this feature.

More information about the new Chase Slate Card and Chase BluePrint program can be found at Chase.com.

Possible $1000 Money from Bank of America

David — Tue, 08 Sep 2009 11:00:07 +0000

Today a MyCardBlog.com reader sent me an email about this interesting but sounds possible information from Bank of America. The key point is you can really make a huge profit from Bank of America if you are a student and have a credit card issued by Bank of America. Although I provide this information to you, I have to clarify that this has not been confirmed since the original source seems to be a phone marketing.

The prerequisite is 1). You have a Bank of America credit card which enables you enroll the credit protection plan

2). You must have to enroll in the Credit protection deluxe plan (not the general plus plan)

3). You must can meet the requirement set by Bank of America thus you can activate the benefit

SO how can you get the $1000 from Bank of America? Here is the details:

The principal of this promotion is you get $500 from Bank of America for enrolling the credit protection deluxe plan and activate the benefit like you do for other credit protection plans. But you can only activate benefit twice each year.

If you enrolled in the Bank of America credit protection deluxe plan with your Bank of America credit card, and meet one of the following requirements (lief benefits):

Academic Excellance – a 3.6 gpa or higher for the term, not cumulative GPA, term GPA.
Graduating – Getting a degree .
Entering school – Becoming a full time student.

You can call Bank of America to activate the benefit to get $500. They will send you an envelop and clearly list the materials needed to activate your benefit. Since you can do this twice each year, you potential return is $1000 from Bank of America. The net profit is about $760 because the cost for enrolling the Deluxe plan is $20 each month. (The cost of the general credit protection plus plan is 95¢ per $100 of Your Monthly Outstanding Balance up to $25,000.)

For more information you can contact the Plan Administrator toll free at 1.888.668.6938 Monday-Friday, 7:00 a.m. – 10:00 p.m. Central Time. The webpage for the credit protection plan is here.

Find Your Credit Card at Credit Card 321

David — Sat, 13 Jun 2009 20:37:51 +0000

In the most competitive credit card market, there are thousands of credit cards products. It is not an easy job to find out which one is best for you. From my personal experience, I have tried 13 different credit cards from different credit card issuers with different rewards and APR etc. After using them for more than 1 year, finally I stick to just 3 of them. Yes, it is hard to find out which one best fits yout lifestyle and gives your maximum rewards with convenience. There is one place, however, can help you to save your time and energy to find out the best credit card for you. That is—CreditCard321.com (The Easy Guide to Credit Cards.).

At creditcard321.com. you can pick your credit card by features like 0% APR on purchase or balance transfer. You can easily find the credit card according to the rewards type (air miles, cash back or others) you like. If you like a specific credit card issuer, you can simply go to the credit card issuer section to browse the credit card offered by the specific credit card issuer. Since most credit card issuers decide whether or not to issue you a new credit card based on your own credit performance, you can even choose a credit card by your credit! If you do not have any credit, you can choose secured credit card first to build your credit. It really save you a lot of time. This website contains more than 100 credit card products which cover the most popular credit cards issued by major U. S. credit card issuers. It really is an easy guide to credit cards for you!

Find your credit card at credit card 321 today!

AFT+ MasterCard

David — Mon, 09 Mar 2009 11:00:51 +0000

I want to briefly introduce the AFT+ MasterCard which seems to be a new credit card product from HSBC Bank. Citi just launched a new credit card by partnership with MySpace.com-the new Citi Forward Card. The Citi Forward Card is an upgraded version of the Citi mtvU Card. They both offer the similar rewards thankyou points by the new Citi Forward Card offers 11,000 bonus thankyou points.

This AFT+ MasterCard seems to be different from other popular HSBC issued credit cards. We know that the Household Bank and Orchard Bank MasterCard are offering 2% cash back for everything. This AFT+ MasterCard seems to be a different version of the Blue Cash from American Express Card. Let’s see the cash rewards of the AFT+ MasterCard.

Cash Rewards are earned in tiers and the earnings period is reset annually.

0.5% on the first $5,000
1.0% on the second $5,000
2.0% in excess of $10,000

The cash rewards amounts will be doubled (Double Cash Rewards) on all merchants classified as the following: wholesale clubs, grocery stores, supermarkets, dairy products stores, bakeries, druge stores, pahrmacies, service stations, and automated fuel dispensers. Cash rewards may only be redeemed for the full amount available, and only in $20 increments.

But for this rewards, I would prefer the Blue Cash from American Express which only has one threshold $6,500 for each year.

This credit card claims to have Triple Plus Features: Triple Plus Value, Triple Plus Protection and Triple Plus Service which I think all other credit cards also have. The only good thing is the rates are much lower than other credit cards. There is no annual fee associated with this credit card. You can skip up to 2 regular payments a year with no harm or damage to your credit rating. This skip payment option seems cool to me.

This credit card also offers 1.99% introductory APR on purchase for the first 6 months. You can also get 5.99% fixed APR on balance transfer for the life of the balance.

More details about this AFT+ MasterCard can be found here.

MyCardBlog » credit card application

50000 Bonus Miles from Chase United Mileage Plus Visa Signature Card

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Apply for Discover Card and Get $100 Bonus

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4 Things to Look for in a Prepaid Card

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Credit Card Sign Up Bonus

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Sears Card

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New Discover $100 Bonus Code

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Chase Slate Credit Card and Chase BluePrint

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Possible $1000 Money from Bank of America

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Find Your Credit Card at Credit Card 321

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AFT+ MasterCard

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