I saw this ad at Fort Wayne News Sentinel. (To check the ad, please click here.) Fifth Third Bank is promoting their Free Checking Account with $100 sign-up bonus. Direct deposit is required to receive the $100 bonus. A minimum $50 initial deposit is required to open a new account. You can receive a $100 gift card from Fifth Third Bank in 30 days of your first direct deposit.
NO minimum balance required.
NO monthly fees.
Free ATM Transactions at Fifth Third ATMs.
$25 fee will be applied if you close the account in 180 days.
How to get the bonus?
You can call 422-3502 (Fort Wayne Local) or visit any of their 9 Ft. Wayne branches. This promotion will last until 01/31/2008.
Fifth Third Bank (5/3 Bank) is a U.S. regional banking corporation, headquartered in Cincinnati, Ohio. The company engages in five main businesses: Branch Banking, Consumer lending, Commercial Banking, Investment Advisors and Fifth Third Processing Solutions. It’s FDIC insured.
If you open a new personal checking account now through March 29, 2008, you can receive a $50 bonus from SunTrust Bank. The features of the new checking account:
- Unlimited Check Writing
- Unlimited Teller Transactions
- Free Bill Pay
- Free Check Card with SunTrust Rewards
- Overdraft Protection Options
- NO Minimum Balance Requirement
- NO Direct Deposit Requirement
- NO Monthly Maintenance Fee
In order to receive the bonus, you have to open a new personal or business checking account before March 29, 2008. And then make any purchase with your new SunTrust Check Card by May 15, 2008. You have to submit a redemption form to get the $50 bonus. Bonus will be awarded as a $50 visa gift card, or you can ask them to make a $100 donation to the charity of your choice. Details of this promotion can be found here and the redemption form can be downloaded here. The easiest $50 to get!
Compass bank is offering $50 iTunes gift card for opening a new Build-to-Order Free Checking Account. Open the checking account with a minimum $25 deposit within 30 days of registering for the offer, and you will receive a $50 iTunes gift card.
However, the offer is limited to the residents of Alabama, Arizona, Colorado, Florida, New Mexico or Texas. The offer is available only to new Compass new customers and will expire on December 31, 2007.
The feature of this account is absolutely no fees. No direct deposit and no minimum balance required. You can also use the free bill pays online. Another feature is you can get $25 bonus each year for keep account open.
You must make one withdrawal or deposit each statement cycle in order to receive the bonus cash for that particular statement cycle. This approximate amount earned each statement cycle is $2.08. This amount is added every statement cycle (every month) totaling $25.00 at the end of the twelfth statement cycle.
A hard pull is implied to open this account. You can see the promotion page here.
Citi has a new $200 bonus for opening a new checking account. The new promotion code is MVS4. You have to call citi toll-free number 866-810-9043 to open the account and mention the promotion code. Of course, you can apply for a new checking account in branch and ask the banker to enter the promotion code. I can’t find anywhere you can apply for the new account online with this promotion code.
How to get $200?
Open a new checking account with at least $100 (EZ-checking doesn’t qualify)
Set up direct deposit or use 2 bill pays per month for 3 months to get the first $100
Another $100 will be credited to your account within the next 3 months
Must be a new customer without any checking and saving account history with Citi
You can open the account by phone or at a Citi Financial center (please mention the promotion code)
The monthly fee for the Citibank checking will be waived as part of this promotion as long as direct deposit or bill pay usage is maintained.
Offer expires on Feb. 29, 2008
Please note that a hard pull will be appearing on your credit report during the application process. Outgoing external transfers are limited to $2,000 daily and $10,000 monthly. If you don’t keep direct deposit or use bill pay from citi, monthly service fee will be charged.
I have a post about the other $200 promotion at here.
Recently, WaMu keeps sending me mails and emails about its free checking account service. Ok. Let me briefly introduce the free checking provided by WaMu.
WaMu is officially known as Washington Mutual. It is actually the largest savings and loan association in US. Wamu provides financial service across the US. After the acquisition of Providian Financial Corporation in 2005, it’s also the 9th largest credit card company in US.
The most intriguing feature of the WaMu checking account is “free checks for life.” In this way, you can order checks from WaMu online for free at any time. This will save us a lot of money. WaMu offers one Overdraft/NSF fee waived for each 12 months. It also offers free outgoing international wire transfer. Another feature is they offer free Gold Debit MasterCard with Reward. Reward paid to the account on anniversary date and equals $0.03 for each Gold Debit MasterCard purchase transaction made with the last year up to a total reward of $250. (Is this similar to BOA keep the change?) If you open a free checking together with a saving account, you will earn 4.75% APY from saving account (Statement Savings account)! Minimum amount to open a checking account and saving account is $1 each.
I would say the banking service from Wamu is really great. They don’t impose common fees. No minimum balance required and no direct deposit needed. You can transfer your deposit from saving account to checking account instantly. Another nice feature is that online funds transfer. You can link up external accounts. Of course, they need to verify the account via two trial deposits.
The free of fees, convenience and high yield interest make WaMu checking/saving combination a top choice.
Wells Fargo is offering $50 for opening a checking account. TO qualify for this offer, you have to make $100 initial deposit. You will receive the $50 bonus within 30 to 45 days opening. This offer also doen’t require direct deposit. It’s totally free! And you have to open and fund this ccount before Nov. 30, 2007.
- Free Checking That’s Really Free — Enjoy no monthly service fees, no minimum balance requirements, and a Wells Fargo® Check Card with no annual card fee.
- Free Access To Wells Fargo Online® — Our top-ranked online service lets you view statements, monitor account balances, transfer funds, automatically track your spending, and more — anytime, anywhere you have internet access.
However, a hard pull will be likely to hit your credit report. When you want to apply for this account, please make sure to keep a copy of the offer page. (This reminder applied to all of the offers.) You may want to make more money by using credit card. To apply for this account, please click through this link.
LaSalle Bank is offering $100 for its new customers for opening both checking account and statement saving account. At the same time, you should use the Money Card debit card from Lasalle.
Important disclosure:
The minimum balance to open a checking account to earn the $100 cash bonus is $250. To be eligible for the Bonus you are required to sign up for a LaSalle Money Card debit card and open a new Statement Savings Account with a $100 minimum opening deposit. You are also required to make a purchase with your Money Card within 60 days of account opening. Bonus will not be considered part of the new checking or savings minimum opening deposit. Bonus will be credited to the savings account within 120 days from the date of account opening provided the stated requirements have been met. Bonus is limited to one per household, may not be combined with any other offer, is not transferable, and may be considered income to you for tax purposes. Offer available for a limited time and is for new accounts only with funds not currently on deposit.
You can choose to open Convenience Checking Account to avoid direct deposit. But you have to keep $250 daily balance to avoid monthly service fee. The application is a soft pull. You will receive the welcome package after your application is approved from which you can get the password to set up your account online. Remember to apply two accounts and use the debit card from LaSalle Bank.
If you have Citi CashReturns Card, you can make extra $100. LaSalle accepts credit cards to fund the new accounts (limit $1000). To take advantage of this offer, you can apply online, visit LaSalle bank branches or call 800-275-9072. You have to apply two accounts separately.
Wachovia is offering $50 for opening a new checking account with them. It’s really free. No minimum balacnce, no mothly service fee, and no direct deposit required. To qulify for this offer, you must be a new customer and open the account before 01/31/2008 with new $100 funds to wachovia. The offer code is “ATM2″. TO see details please see here. Wachovia is the fourth largest bank in US and ranked 47 in Fortune 500 in 2007. However, there are only 16 states have Wachovia banking center. TO find the locations of Wachovia banking center please see here.
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