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Today I received an email from Paypal about a new promotion with Bing Cashback. This email was sent to my not-frequently used PayPal account. If you are not using Bing Cashback now and want to get this easy $10 bonus from Paypal, this is a good chance. Bing Cashback is reliable and often offers huge cashback for certain merchants (at certain time).

To be eligible for this special offer, you must be new to Bing cashback and have received an email invitation from PayPal. If so, then follow these three steps:

1) Register for Bing cashback and add your PayPal account as the reward method to your cashback payouts. Just look for “Settings” once signed into your cashback account to link your PayPal account.
You must link the PayPal account that received this offer invitation by email

2) Make your first cashback purchase of $25 or more, exclusive of taxes and shipping and handling, from one of Bing cashback’s more than 1,000 stores. Just search for what you want to buy and follow the cashback coin to savings.

3) Get $10 deposited into your PayPal account within 30 days of registration and purchase.

The link to this promotion is here: http://www.discoverbing.com/cashbackpaypalpromo.

Fine print:

*Receive $10 in your PayPal account when you sign up for the Bing cashback program and comply with all of the terms of this offer (“Offer”). Offer begins on November 17, 2009 at 12:01 am PST and ends November 25, 2009 at 5:00 pm PST or once accepted by the first three hundred thousand (300,000) participants whichever occurs first. Once the Offer is no longer available it will be reflected here: http://www.discoverbing.com/cashbackpaypalpromo.

Current cashback for some popular merchants:

Dell.com: 5%

BestBuy.com: 5%

eBay: 8%

walmart.com: 10%

tigerdirect.com: 6.4%

Kohls.com: 5%

I received an email from American Express regarding a new cash back rewards for my Starwood Preferred Guest Card from American Express. This time the promotion is for BP gas purchases only. If you regularly use BP gas, you can sign up this promotion with your American Express credit cards.

The promotion page about this offer is at https://enroll.amexnetwork.com/US/BPQ4Credit/. You have to enter your credit card information, your name and a valid email address to confirm your registration.

Following is what we can see at the top of the page which is also advertised at AmericanExpress.com.

Earn 5 cents back with every $1 you spend when you fill up at BP

Best Buy and Paypal is running a new promotion from which you can get $20 cash back via using Paypal at checkout with $100 minimum purchase. This promotion is good for this week only and can not be combined with other offers.

The promotion page can be found here.  According to the promotion rules, it is very easy to do this.

• Click the Checkout button.
• When you’re prompted for your payment method, choose PayPal.
• You’ll go to a secure PayPal page to log in and review your order.
• Then, you’ll return here to confirm your purchase.

After login your Paypal account, you can choose to use Credit Card as funding source to earn more cash back.

Please see the exclusions listed below:

Receive $20 cash back on purchases of $100 or more excluding tax and shipping (”Offer”). Offer applies to transactions at www.bestbuy.com when you use PayPal as the payment method. Offer begins November 8, 2009 and ends November 16, 2009, or as long as the Best Buy website indicates that the $20 cash back promotion is available, whichever occurs first. To receive this Offer, you must use a U.S. PayPal account in good standing and complete a qualifying purchase no later than November 16, 2009. The maximum amount of cash back per PayPal account is limited to $20 USD. The cash back will be deposited into your PayPal account within 2-3 weeks after the end of the promotion.

Excluded transactions from this offer include, but are not limited to the following: PayPal Plug-In transactions (formerly named: Virtual Debit Card), gift certificate payments, gift card purchases, PayPal Debit Card payments, automatic and/or recurring payments that you have scheduled, and PayPal Plus Credit Card/ eBay MasterCard payments not made through your PayPal account. If the payment is refunded or cancelled at any time, you are not eligible for the Offer. If the payment is refunded after you receive the cash back, PayPal will deduct the cash back amount from your account.

You can search “LCD” to get 5% cash back via Microsoft Bing.com cash back. This makes this offer even better.

Once per year, the holiday shopping season is approaching. Other than the merchants that are trying to increase the sales. Our beloved credit card issuers, and other payment processing providers like Paypal are also trying to promote their own services. If you are lucky, you are now receiving an invitation from PayPal regarding a 5% cashback for the coming shopping season.

The invitation goes to my not-frequently-used PayPal account. The title of the email is: By invitation only: David, get 5% cash back all season long.

By receiving this email, you are pre-selected by Paypal to get a 5% chance to get more rewards for your holiday shopping.

The content of this email:

You’ve been selected to receive a special offer: PayPal Cash Back Rewards. After your second PayPal purchase, you’ll earn 5% cash back on your additional PayPal purchases* through December 21st. And with one-step sign up, you’ll be earning cash back in no time.

SO you need to sign up via click the link in the email to be eligible to get the rewards.

Some important points about this prmotion:

Receive 5% cash back (”Cash Back Rewards”) on your 3rd purchase and each purchase thereafter through December 21, 2009 (excluding tax and shipping), made from any participating U.S. merchant when you use PayPal as the payment method (”Offer”). Purchases made at eBay.com do not qualify for this Offer. Offer begins on November 3, 2009 and ends December 21, 2009 or as long as the Cash Back Rewards Offer is available on the PayPal site, whichever occurs first. In order to receive this Offer you must 1) have a U.S. PayPal account in good standing, 2) receive an email directly from PayPal inviting you to participate in this Offer, 3) register for the Cash Back Rewards Offer, when prompted to do so, using the same email address where you received the Offer invitation, and 4) complete two purchases. Your third purchase, and each purchase you make after that, will qualify for the Offer, as long as they are completed by December 21, 2009. The maximum amount of cash back under this Offer is limited to $20 USD per purchase, and a maximum of $200 USD per PayPal account from November 3, 2009 through December 21, 2009. The cash back will be deposited into your PayPal account between November 19, 2009 and December 30, 2009, based upon your transaction dates.

A lot of readers send me email regarding the “Best Cash Back Credit Card”. Most credit cards offer 1% cash back but only a few credit cards are still offering 2% cash back without any restrictions. But the Fidelity Rewards American Express Cards are the only credit card that I will recommend to you. (Yes, I know that Orchard Bank credit card or Household Bank credit card are offering 2% cash back but their credit limits are too low!) There are three versions of this credit card. Most people will go to the Fidelity^® Investment Rewards American Express^® Card. If you are a college student, then you can also consider the Fidelity Investments 529 College Rewards^® American Express^® Card. Others might want the Fidelity^® Retirement Rewards American Express^® Card.

Main features of this credit card:

Different versions of this credit card need to be linked to different Fidelity accounts to be eligible to get the 2% cash back.

Customers earn 2 points for each $1 in net retail purchases. Once you reach 5,000 points, they can be redeemed automatically or on demand for cash at a 1% exchange rate into an eligible Fidelity account (i.e. 5,000 points = $50 deposit). The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits.

I introduced the Add It Up program from Bank of America early this year. It seems that not many of my readers are interested in this program including myself. I usually us ebates.com or mrrebates.com to earn cash back. Now I found that actually Add It Up will offer huge cash back for certain merchants when they run promotions. So I think it is necessary to point it out and let all of you guys know this.

Enroll in Add It Up is very simple. Login your online account at Bank of America and then at the Customer Service section you can find the link to Add It Up program. All you have to do is to provide email address to let BOA to contact you regarding cash back and choose the accounts (some or all) to enroll in this program (banking accounts or credit cards accounts are qualified). Finally, you want to choose the account that the cash back will be deposited to either credit card or checking account will be OK). Now you are ready to earn cash back by shopping online through Add It Up!

The Key is how much they will reward you for shopping through Add It Up. Now I have some popular merchants for your reference.

• Sears.com 6%
• BestBuy.com 3%
• Staples.com 4%
• Target.com 8%
• WalMart.com 4%
• Apple Store 4%

They can be found at the Limited Time Offer section in the program page.

After you click the merchant to shop, Add It Up will once again to confirm that you are going to enter the merchant’s page. SO the cash back will not be lost because you are always asked to get the permission to go to the merchant’s website.

The limited time offers change all the time. So before you place the order via other cash back websites, it is a good habit to check current rate at Add It Up to earn more cash back.

Some of you may ask “How long does it take to get my cash back rewards?”

Answer: It can take up to 90-120 days for cash back awards to be credited to your account. Why? Participating retailers must first confirm your purchase and typically they have up to 90 days from the purchase date to reverse a transaction for return purposes. During this time, your award will have a Pending status on the My Awards page.

But please note that Washington and Idaho BOA customers are not eligible for this program .

Ebates.com is the only cashback rewards program that I am using now for shopping online. If you do not know what is Ebates.com and how it works, please refer to my post about ebates.com. If you join ebates.com now, you can get free $5 bonus for signing up and making a purchase (you have to make a purchase to make the $5 bonus eligible). Ebates.com used to provide check or paypal to pay your cashback (you need to earn >$5 to get paid). But now Ebates.com is offering FAST CASH which allows you to easily use your cashback rewards at Ebates.com without getting checks or paypal payments.

To me FAST CASH is really functional, you can use your FAST CASH to make online purchase, or transfer money to your bank account, or even order a real plastic visa prepaid card with your balance at Ebates.com and use it at checkout!

When you choose to use FAST CASH, you will be issued a free VISA virtual account. It has a credit card/debit card-like card number, expiration date, security code and your billing address. This VISA virtual account has all the payment information you need to shop online. Your Visa virtual debit card is used just like a credit card – but it is not a credit card and carries no interest charges or annual fee.

Since you can not exceed the amount in your account, you can add a credit card to relate your VISA virtual account and make a payment just like a credit card. But this feature will add more security for your online shopping! You can also transfer your balance to your bank account or request a real plastic visa credit to use. I really like ebates. The cashback is really fast and they are very reliable.

Start shopping with Ebates.com and earning cashback now! Read more…

Bank of America just announced the launch of a new online shopping site-Add It Up, which is said to allows enrolled customers to earn up to 20% cash back on their purchases at more than 270 online retailers, including top names such as Walmart.com, BestBuy.com and Barnes & Noble.com. This seems to be a new cash back website for Bank of America’s online banking customers.

It looks like a new cash back website for me. Many credit card issuers also offer similar reward website. For example, Chase has the Chase Rewards Plus, Discover Card has the ShopDiscover, and Citi has the Citi Cash Bonus Center. But from this move, we can see that Bank of America is dedicated to serve its customers. “With Add It Up, Bank of America is giving customers a new way to stretch their money by getting cash back on purchases from hundreds of retailers they do business with regularly, and letting them do it online at their convenience.” as indicated by David Owen, Checking and Debit executive for Bank of America.

The merchants listed at Add It Up look really great. Add It Up has included essentially all major US online merchants and covered all categories. You can get up to 20% cash back from more than 270 participating online retailers (such as iTunes, Macys.com, BestBuy.com, Barnes & Noble.com, Walmart.com, Homedepot.com, Sephora.com, Staples.com, Gap.com, PETCO.com, Overstock.com, REI.com and LandsEnd.com). Plus you can combine Add It Up cash back with existing deals and discounts from retailers and other Bank of America programs such as Keep The Change and BankAmericard Rewards. It indeed is a great cash back deal for Bank of America customers!

Bank of America customers with a current Bank of America credit or check card who are enrolled in online banking can register for free through the Add It Up site at http://www.bankofamerica.com/additup.