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The Huge Promotion from National City Bank I mentioned last came back again. This time National City Bank is also offering $300 checking account bonus for new customers who open a new checking account at National City, make direct deposit and other banking activities. National City Bank offers $75, $150 or even $200 bonus every now and then. But it is really rare to see a $300 bonus at this time.

This promotion was advertised at here (St. Louis Post-Dispatch). The Chicago Business also mentioned this promotion titled “National City Bank Sweetens Stakes to Snare Retail Customers“. However, you can not find the advertisement of this promotion at NationalCity.com. It seems that this is a branch-only event. You might need to go to your local National City Branch to request more information about this promotion and see whether you are eligible to the $300 offer.

Here are some points you need to know:

$100 bonus: Set up direct deposit of your paycheck/pension/social security (at least $400) and having 10 check card purchases within 60 days of account opening.

Additional $100 bonus: Keep the direct deposit and complete an additional 25 check card purchases by 3/31/2010.

The 3rd $100 bonus: Keep the direct deposit and complete an additional 25 Check Card purchases by 5/31/2010.

It seems that all of the 3 $100 bonuses are easy to get. You need to make direct deposit of $400 or more and use National City Check Card to make purchases until 05/31/2010. This offer ends on November 28, 2009.

Hurry up! Visit your local National City Bank to get more information. (Last year, I saw my local National City Bank was offering small flyers about this $300 promotion.)

Harris Bank is offering a checking account promotion from which you can earn up to $250 bonus. The promotion page can be found here. It seems that this promotion has been listed for a long time but I did not mention it here before. If you are a resident in Midwest region, you should probably consider this promotion.

It looks like not very difficult to get the bonus. All you have to do is to open a Harris Interest Checking Account with direct deposit or online bill payment to get $100 cash and $100 dining certificate. If you add auto save, you would get $50 more bonus. To get this bonus, you have to:

1. Open a new Harris Interest Checking Account

2. Make a direct deposit and online bill pay

3. Add auto save to your account (must be activated)

There might be some minimum deposit required.

Fine print:

Offer effective as of September 28, 2009, and is subject to change without notice. Checking offer applies to new personal Interest-Checking Accounts opened between September 28, 2009 and November 30, 2009. In order to receive the cash incentive, one of the following requirements must be met: a) the checking account must have a recurring (monthly) direct deposit within 90 days of account opening or b) the presence of at least five online bill payment transactions within 60 days of account opening. This offer cannot be combined with any other offer and can be withdrawn at any time without notice. Limit one offer per household. $100 cash will be deposited into your new Harris personal Interest-Checking Account approximately 120 days after account opening and will be reported as interest income on IRS form 1099 INT. New checking account must remain in good standing in order to receive offer.

$100 in Dining Dough will be awarded at the time of account opening. Limit one $100 in Dining Dough per household. Dining Dough promotional certificates are issued by Restaurant.com (”RDC”) and may be redeemed solely for merchandise offered through www.diningdough.com. Dining Dough promotional certificates have no cash value and may not be redeemed for cash at any time. Dining Dough promotional certificates are not valid for prior purchases. The products available through www.diningdough.com are subject to change without prior notice. RDC restaurant-specific certificates come primarily in $25 denominations. Only one (1) restaurant-specific certificate may be used per restaurant visit. Upon redemption of a Dining Dough promotional certificate for a restaurant certificate, all rules and limitations of the participating restaurant (which may include minimum purchase requirements) apply.

$50 will be deposited into your savings account after Auto Save feature is activated and will be reported as interest income on IRS form 1099 INT. To qualify for this offer, you need a personal Harris savings account or Harris Money Market Account and the Auto Save option. Minimum opening balances are required.

You can apply online through above promotion page or make the application through online chat.

Today I logged into my ING orange savings account and found that the referral promotion from ING Direct is working again. This referral promotion from ING Direct is very famous in the late 2007 and early 2008. And for a while, this promotion seemed to be dead. But in my account, I can see the banner for referring new customers to ING and earn up to $500 again. Both the referral and referred customers will earn bonus from ING Direct. $25 for new customers being referred to open a new account at ING with $250 deposit. And $10 for current ING Direct member who refer new customers to ING.

How it Works:
If your friend opens an account with at least $250, we will deposit a $25 bonus in their new account and a $10 thank you bonus in your ING DIRECT Account.

Important points:

• Your friends MUST use the referral link within the email sent from this screen to ensure they get the $25 welcome bonus.
• We will send the email on your behalf, so that the “From” field will display your name and the email address we have for you.
• For privacy reasons, we are not able to disclose which of your friends has opened an account with us or the initial deposit amount.
• The $25 bonus is only available for new Customers opening a new account as a primary owner.
• Your $10 thank you bonus will be added to your account upon the completion of the account opening process for qualifying accounts.

If you have friends or family members who have an account at ING Direct, you can ask them to refer you and both of you can earn bonuses from ING. Or you can contact me via sending email to cardoffer8 at gmail com. Both of us will earn some money from ING. Also please clarify which account you want to be referred, orange savings account or electronic orange account.

KeyBank is famous for offering GPS or iPod Nano for new customers who open a new checking account at Key Bank. And now Key Bank is running a new checking account bonus from which customers can earn either $125 or $225 bonus. The promotion page about this banking bonus is at: here.

According to the promotion page, it is pretty easy to get the $125 or $225 sign up bonus:

• Open a qualifying checking account and enroll in KeyBank Rewards by November 20, 2009
• Make one debit card transaction and a combination of two direct deposits and/or automated payments each of $100 or more by January 22, 2010

$125 is available for opening the free checking account which has no minimum balance requirement or monthly service charge. The $225 bonus needs to open either the Key Privilege Checking or Key Privilege Select Checking. Both of the two checking accounts have high minimum balance requirements to avoid a monthly service fee.

Fine print:

Free personal checking applies to Key Express Free Checking account. Between 10/17/09 and 11/20/09, you must open a Key Express Free Checking (this is the basic banking account in NY) or a Key Advantage Checking account and by 1/22/10 make one KeyBank Rewards debit card transaction and a combination of two direct deposits and/or automated payments each of $100 or more to get $125 or 60,000 KeyBank Reward Points. Limit one $125 gift or 60,000 points per qualifying account. Limit one $125 gift or 60,000 points per individual. The $125 gift will be reported on Form 1099-INT. Your $125 gift will be deposited into this account or you will receive 60,000 points within 90 days of meeting requirements. Maximum point accumulation is limited to 295,000 per calendar year. When you redeem points for a reward, you and the merchant are responsible for compliance with all laws related to the reward, including the payment and collection of any federal, state, and local taxes.

Between 10/17/09 and 11/20/09, you must open a Key Privilege or a Key Privilege Select Checking Account and by 1/22/10 make one KeyBank Rewards debit card transaction and a combination of two direct deposits and/or automated payments each of $100 or more to get $225. Limit one $225 gift per qualifying account. Limit one $225 gift per individual. The $225 gift will be reported on Form 1099-INT. Your $225 gift will be deposited into this account within 90 days of meeting requirements. Minimum combined balances required to avoid a monthly Maintenance Service Charge (ask for details).

Recently, we have seen a lot of sing up bonus opportunities from major US banks. Some are even offering up to $300 bonus! Now, KeyBank is offering $200 bonus at new branched opened in 2009 in Colorado state. If you happened to be a resident at Colorado and have a new Key Bank branch nearby, please do not miss this chance. You can also forward this post to your friends at Colorado.

This $200 bonus promotion is advertised at Denver Post (link) but not at Key Bank’s website.

Rules to get the $200 bonus:

• open a qualifying relationship package checking account by 12/4/09
• make one debit card transaction
• make a combination of two direct deposits and/or automatic payments each of $100 or more by 2/5/10

These new branches are located in the Colorado cities like Denver, Aurora, Louisville, Littleton, Centennial and Thornton.

Please be advised that this is a local only opportunity. Key Bank is not accepting internet account application now.

It seems that a lot of regional banks are offering sign up bonus for new customers recently. Now Northwest Savings Bank is offering a $100 bonus for opening a new Switch Checking Account. This is an easy $100 to make. If you are luckily to be a resident of the states which have Northwest branches, you should take this chance to earn this $100 bonus.

How to get the $100 bonus from Northwest Savings Bank?

• $100 minimum initial deposit
• Customers must set up a monthly direct deposit of $100 or more (Direct Deposit is defined as a Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited into the new account)

$100 credit will be posted to the account within 7 days of the first verified Direct Deposit. You can either open a new account online through the promotion page or print a PDF file and take it to the local branches. Northwest Savings Bank has branches at Florida, Maryland, New York, Pennsylvania and Ohio.

Dime Savings Bank at New York is offering huge sign up bonus from which you can earn up to $300. This is the best sign up bonus in this year as far as I know. This promotion is even better than the Citizens Bank’s $220 bonus mentioned several days ago. I have never seen a bank like Dime Savings would place their promotion in their website so clearly. The promotion is listed as the start landing page of the homepage of Dime Savings Bank (www.dimewill.com). The promotion is scheduled to end on 11/15/09. There are two different accounts to choose from: (1)  Prime Dime Rewards Checking-$300 bonus; (2) Dime Rewards Checking-$225.

How to get the $300 bonus from the Prime Dime Rewards Checking Account?

• $100 for opening a new account opening (paid on the spot!)
• $100 for setting up direct deposit to the new account
• $100 for completing two online bill payments

The last two awards will be deposited to your account after 6 months.

The $225 bonus for the Dime Rewards Checking Account is similar to above Prime account other than that only $75 is awarded for each banking activity.

The only difference between Prime and non-prime account is the requirement of average daily balance. For the Prime Dime Rewards Checking Account, $15 monthly maintenance fee will be charged if average daily balance is under $5,000. For the Dime Rewards Checking Account, $12 monthly maintenance fee will be charged if average daily balance is under $2,500.

This account can be opened nationwide and a hard inquiry will be performed by the Dime Savings Bank.

Capital One is offering $50 bonus for opening a new savings account online and make $10,000 deposit. This is a great opportunity to earn extra money if you are seeking for a savings account now. If there is a Capital One branch near you, you can get a debit card from Capital One and join the SmartCents Program which is a similar program as the Keep the Change at Bank of America.

The promotion page about this $50 bonus is here. In order to get the bonus, you have to keep the following points in mind:

• Offer code is SAVER50DF
• Savings account must be opened online by 11/25/2009
• You have to be new to Capital One Direct Banking
• At least $10,000 must be on deposit on 11/25/2009 to Get the Bonus

One KEY FEATURE of  this account is absolutely NO FEE! Service and maintenance fees don’t apply for this account!

The SmartCents program of the Capital One Savings Account has some features:

• Every time you make a debit card purchase or pay a bill online, 50 cents of your money is transferred from your checking to your savings and Capital One matches 100% of your eligible SmartCents transfers made within the first 3 months, and 5% after that (there is $300 yearly cap).
• Get $15 for your first direct deposit plus an extra $15 for your first online bill payment (total $30)
• You need to have a checking account to work with a savings account to be eligible to join this program