Bank of America has been running the “Museums On Us” for about 10 years. This yeas is the 11th year and the promotion will be beginning this May. What’s the “Museums On Us” program? In celebration of National Museum Month, Bank of America’s “Museums On Us” program is providing free access to 86 of the finest cultural institutions on the East and West coasts to Bank of America or MBNA cardholders. The exclusive opportunity offers members the chance to visit an array of museums, historical sites and science centers with a guest for free.

How can you get the free admission?

Members must present their Bank of America or MBNA ATM, debit or credit card to gain a free general admission to any participating institution. Photo ID may be required. The offer is not valid for special exhibitions, fund-raising events or ticketed shows, and it is not to be combined with any other discounts or offers. Select museums and institutions in California, Connecticut, Delaware, Maine, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania and Rhode Island apply. You can check out the whole list of participating institutions here.

One difference they make this year is they add “visit your favorite museum for free on the first weekend of every month“. Last year, they only ran this promotion from May 1 to May 31. It seems this year they will run this promotion for a longer times. The final news press will be released at the end of this April. You can check out the latest information here. This is really a great opportunity for your family.

If you don’t have a credit card issued from Bank of America, you can find out one here.

Note: List of museums participated in 2007

2007 Bank of America Museums on Us™ Program Participating Institutions

California
Asian Art Museum San Francisco
California Academy of Sciences
San Francisco Museum of Modern Art
Yerba Buena Center for the Arts
de Young Museum
Legion of Honor
Riverside Art Museum
Riverside Metropolitan Museum
Autry National Center
California African American Museum
Skirball Cultural Center
Kidspace Museum
The Huntington Library, Art Collections, and Botanical Gardens
Japanese American National Museum
Ocean Institute
Discovery Science Center
Orange County Museum of Art
Laguna Art Museum
Newport Sports Museum
Surfing Heritage Foundation
Newport Nautical Museum
San Diego Natural History Museum
California Center for the Arts, Escondido
San Diego Museum of Man
San Diego Museum of Art

Connecticut
Stamford Museum & Nature Center
The Children’s Museum
Wadsworth Atheneum Museum of Art
Bruce Museum
Mashantucket Pequot Museum

Delaware
Delaware Museum of Natural History
Winterthur Museum & Country Estate
Delaware Art Museum

Maine
Maine Discovery Museum
Farnsworth Art Museum and Wyeth Center
Portland Museum of Art

Massachusetts
The Old State House Museum (The Boston Historical Society)
Cape Cod Museum of Art
DeCordova Museum and Sculpture Park
Museum of Fine Arts, Boston
Museum of Science, Boston
Museum of African American History
New Bedford Whaling Museum
Norman Rockwell Museum
Provincetown Art Association & Museum
Springfield Museums at the Quadrangle
Worcester Art Museum
American Textile History Museum

New Hampshire
Hood Museum of Art
Children’s Museum of Portsmouth
Seacoast Science Center

New Jersey
Jersey City Museum
Montclair Art Museum
Morris Museum
The Newark Museum
The Jane Voorhees Zimmerli Art Museum

New York
Albany Institute of History and Art
The Hyde Collection
New York State Museum
Bronx Zoo
New York Aquarium
Historic Hudson Valley
Museum of the Moving Image
Whitney Museum of American Art
Museum of Modern Art
Studio Museum in Harlem
New York Hall of Science
Brooklyn Museum of Art
Museum of Television & Radio
Brooklyn Botanic Garden
Solomon R. Guggenheim Museum
South Street Seaport Museum
Old Westbury Gardens
Suffolk County Vanderbilt Museum
Rosamond Gifford Zoo
George Eastman House
Buffalo Zoo

Pennsylvania
African American Museum in Philadelphia
Independence Seaport Museum
National Constitution Center
Philadelphia Museum of Art

Rhode Island
Providence Children’s Museum
Museum of Work and Culture
Rhode Island School of Design Museum
International Tennis Hall of Fame

Vermont
Montshire Museum of Science

I seldom introduce the credit cards from Bank of America, although they are the largest credit card issuer in U.S. The reasons are very simple—bad rewards program & few sign-up bonuses. The most generous one was last July when the Iowa Rewards Credit Card from Bank of American was offering 2,5000 sign-up bonus points which could be redeemed for $250. And the most recent one was the Rewards American Express Card which offered $100 bonus.

This time you can get $50 statement credit from Bank of America when you sign up for the World MasterCard with WorldPoints. (Thanks to bugetcent.net for informing this deal!) According to the terms and conditions, in order to get the $50 bonus, you have to spend $25 on that card. The $50 bonus will be credited to your account within 8-12 weeks after you make the qualified purchases.

You may also want to consider the $75 bonus from MyAccess Checking account. (Previously they were offering $100.) Bonus from MyAccess Checking account is the easiest money to get. This checking account features no direct deposit needed, no minimum balance required and no monthly fees! Promotion code: AOU020608 is needed. Another requirement is you have to be a Bank of America credit card holder first, so take the chance to get a World MasterCard with WorldPoints first!

After you open the MyAccess Checking account, you may also want to play “BOA Keep the Change” which will offer you $250! A saving account associated with the checking account is needed. Overall, you can get $375 from Bank of America!

According to the new study conducted by Javelin Strategy & Research, Bank of America took top honors for the second year in a row in the report ranking the largest U.S. banks on how well they protect their customers from fraud and identity theft. JPMorgan Chase, Washington Mutual and Wells Fargo tied for second place, and Citibank came in fifth.

The study focused on 25 major U.S. banks that together hold 50% of U.S. checking-account deposits. One of the major drawback of this study is they just measured banks’ policies for preventing, detecting and resolving fraud. However, they didn’t get the feedback from their customers. So I don’t believe the ranking reported by Javelin Strategy & Research. As we all know that banks will have their own strategy to prevent the identity fraud. Every bank will try their best to protect their customers. To a certain degree, the policies mean nothing. How to execute the policy is much more important than how to make the policy. From my point of view, JPMoragn Chase will be ranked as the top safe bank, Washington Mutual and Wells Fargo will be tied for the second place. Bank of America will be ranked as the fourth safest bank. As for Citibank, I don’t believe they are a safe bank. They have way too many Indian customer service representatives, and you can imagine how they will “protect” your account.

You can see the full report here.

Bank of America is offering $100 Statement Credit for new approved Rewards American Express Card. In order to get the $100 statement credit, your new account must be used to make any purchase, balance transfer or cash advance transaction totaling $25 excluding any transaction fees, if applicable within 45 days of the account open date. I applied this card in July 2007. At that time, they were offering $50 statement credit after spending $25 with this card. I got the $50 statement credit within 2 weeks. It’s super quick! At the homepage of Bank of America, you can still see the $50 statement credit offer. If you want to get the $100 statement credit, you should use this link.

This Rewards American Express Card will give you 1 world point for every dollar. When you get 5,000 points, you can redeem them for $25. If you have 10,000 points, you can redeem them for $100 gift card.

Another good offer is $100 bonus for opening a new MyAccess Checking Account using the offer code AOU2612. (Click here to see.) In order to qualify for the $100 bonus, you have to deposit $100 in the new account. The $100 bonus will appear in your account within 45 days. The new MyAccess checking account features no minimum balance required, no direct deposit required and no monthly fees.

Right now, Bank of America is offering $75 for its customers for opening a new MyAccess checking account. (the preliminary requirement is you should have a credit card account with them) The offer code is CH750LB. This time you have to fund this account with only $25. However, the $100 bonus offer is still available. To get the $100 bonus you should use offer code AOU2610. For both accounts, there is no monthly maintenance fee and no minimum balance requirement. You don’t have to set up direct deposit for this account. It’s really a good deal. Your lost is a hard pull on your credit report. Hurry up! Click here to apply for $100 offer and click here to see the $75 offer. I have no idea why they offer the similar offers. Both indicate that the offer expire on 12/31/2007. I applied for the MyAccess checking account on Aug 1st and got $200 ($100 each) on Sep 7th. I don’t know why they gave me $200. But it’s not bad!

Recently I received many emails from so called “Bank of America” which said there were some unauthorized activities about my account at Bank of America. I also heard that someone really took it as real and revealed their registration information. If you look closely at their email address—<pp-verify@yahoo.com>, <bankofamerica@yahoo.com>, and <bankofamerica@google.com>—you can immediately make a judgment by yourself. A very ridiculous thing is that I click the link they offered and, do you know what I put in? I put in words like “bitch, 911, FBI, F**K you”, as my name, SSN, address, and phone number and then I can submit the information at last! Hmm……but we should be aware that the website is similar to the real Bank of America web. Here I put one of the email I received:

Dear Bank of America client,
You have received this email because you or someone had used your account from different locations.For security purpose, we are required to open an investigation into this matter.
In order to safeguard your account, we require that you confirm your banking details.
The help speed up to this process, please access the following link so we ca complete the verification of your Bank of America Online Banking Account registration information.
http://0xd20e5fb6/icons/…/www.bankofamerica.com/sslencrypt218bit/online_banking/ (see the link!)
If we do no receive the appropriate account verification within 48 hours, then we will assume this Bank of America account is fraudulent and will be suspended.
The purpose of this verification is to ensure that your bank account has not been fraudulently used and to combat the fraud from our community. We appreciate your support and understanding and thank you for your prompt attention to this matter.

I don’t know next time they will send me emails under which bank’s name….But I won’t fill in my personal information as required from every email. I hope you also won’t give away your personal information. We have phone and we can call them.

For those who haven’t opened an account at Bank of America, you can “Get $100 from Bank of America“. With this new promotion code, I want to say you can get more than just $100 from BOA! There is another program named “Keep the Change” from BOA. It’s a free service, you don’t have to pay money for enrolling in this program. All you have to do is use the BOA visa debit card.

The process is very simple: BOA will round up every Bank of America Visa Check Card purchase to the nearest dollar and transfer the difference from your checking to your savings – automatically – for free. So, if you buy a cup of coffee for $2.2 with your BOA check card, you are actually charged $3.0. But the change is directly credited to your saving account. Then $2.2 for a cup of coffee and $0.8 for saving. In a word, they’re rounding up and refunding the change to your savings account instead of back to your checking account. This is really a neat idea! However, who will use a check card? It’s much safer to use a credit card. Don’t worry. Bank of America will let you use their keep the change program. They will match 100% of the amount of your Keep the Change transfers during the first three months after you enroll, and we will match 5% thereafter. The maximum total match is $250 per year. The matching funds will be credited to your savings account annually. It’s really a nice deal if you use little money everyday. Take the BOA check card in your wallet.

If you are not using this card for your daily use, here is a tip for you. You can pay $1.01, $2.01, $3.01, $4.01, $5.01 or $10.01……to your cable company, cell phone company or internet service company. They accept every transaction! Play this at the beginning of the first 3 months. BOA will match your payment. If you play $1.01 5 times every day, BOA will match you 5*$0.99 each day! See how much you can get from BOA! You can finish the $250 cap in about 2 months. Remember to pay in full before the due date. You can also use paypal…..(I don’t want to go in detail…BOA will hate me.) You can learn more here. You need a checking account, a saving account and a check card.

Exciting! I received a phone call from Bank of America today! They agreed to fund $100 credit for my account! Emmm…so nice. It seems they really pay attention on BBB.org. I believe lots of readers have opened an account during that time. So if you can’t get the $100 bonus, please go ahead and use BBB.org. The phone number i received is from Florida 714-792-9031.

My story: I opened an BOA MyAccess checking account at the beginning of Aug. I funded this account as required. Then at the beginning of Sep. I sent two bank mails to BOA about the bonus. Their respones were the same: I opened this account in branch. That’s impossible! The nearest branch here is 50 miles away! Then I filed a compalin at BBB.org. It’s so quick! I hope this imformation is useful for you guys.

Are you a Bank of America customer? IF you are a BOA member, you can get $10 off $30 at CVS! CVS also provides free shipping for your orders. Please follow the link to save your time. The offer expires on Oct 12, 2007. You can only use once. And you can’t use it in CVS local stores. GO CVS.COM!

JCPenny.com is also offerring similar discount for VISA cardholders. You can get $10 off $10 at checkout, if you use a visa card. Use the coupon code “VISATEN” at checkout.

Bank of America

US Airways Visa Signature Card: 25,000 bonus Dividend Miles after first purchase. Annual fee is $90.

Alaska Airlines Visa Signature Card: 20,000 bonus miles after first purchase. One round-trip $50 companion ticket each year! Annual fee is $75.

Hawaiian Airlines Visa Platinum Card: 10,000 Bonus Hawaiian Miles after first purchase. Up to 50% discount for travel between US Mainland and Hawaiian. Annual fee is $50.

Asiana Visa Platinum Plus: 5,000 bonus miles after first purchase. Annual fee is $80.

Mexiana Airlines Visa Platinum Plus: Get a free companion ticket! Annual fee is $45.

Citi Bank

Citi Platinum Select/AAdvantage(R) World MasterCard (Citi Select/AAdvantage American Express Card): Each card can give you 20,000 bonus miles if you spend $750 in 4 months. Annual fee is $85 after first year.

Citi Gold/AAdvantage(R) World MasterCard (Citi AAdvantage American Express Card): Each card gives you 15,000 bonus miles if you spend $150 in 2 months. Annual fee is 75 after first year.

Citi Bonze/AAdvantage(R) MasterCard: 2,500 bonus miles with no annual fee.

Citi PremierPass Card (Citi PremierPass American Express Card): Each card give you 10,000 bonus miles without annual fee.

Citi PremierPass Card-Elite Level (Citi PremierPass American Express Card-Elite Level): The first card is giving out 20,000 bonus miles if you spend $500 in 2 months with $85 annual fee. The second card give you 15,000 bonus miles and a $75 annual fee.

Discover Card

Discover Miles Card: You will get 12,000 miles for the first year (1000 miles each month). No annual fee.

CapitalOne Card

You really need one card from CapitalOne? I don’t like CapitalOne. If you want ot check it out, plese go to capitalone.com. Kind remind: Don’t touch capitalone! It will pull your credit report from 3 bureaus. You might keeping receiving the ivitations from capitalone, however, the invitations from it mean nothing! Again don’t touch capitalone.