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I receive a post card from American Express which indicates that I could earn 25,000 bonus American Express membership rewards points for opening an account at Fidelty and make required deposit. I think this is a good chance to earn membership points which only requires an easy transfer of your money to Fidelity account and then you can close it after you get the bonus points.

The massage on the post card is very short:

Earn 25,000 membership rewards bonus points from American Express when you invest $50,000 or more in a new Fidelity non-retirement brokerage account before May 1, 2009.

To open your account, go to Fidelity.com/bonuspoints, or call 800-814-5165.

Fine print:

Bonus points offer valid 10/15/08-9/30/09. To be eligible to earn Membership Rewards bonus points, you must be enrolled in the Membership Rewards program (”Program”) at the time of registration for the offer. Offer available to individuals who open a retail Fidelity brokerage account and who meet the following eligibility requirements. New accounts must be opened within 30 days of registering for the offer. Initial and subsequent deposits totaling $50,000 must be made within 90 days of Fidelity account opening to qualify for bonus points. Your Fidelity account must remain open with the qualifying funding for six months from the date that the qualifying assets are first received in the eligible account. Offer is not transferable or valid in conjunction with any other Fidelity promotional offer. Bonus points will be credited to your Program account within 10-12 weeks of the qualifying activity. Individual terms and conditions, as well as annual Program fees, apply for certain American Express Card products. For more information on the Program, visit membershiprewards.com/terms or call 1-800-AXP-EARN. Bonus ID-1785.

I remember that Fidelity offered bonus AAdvantage Miles and Unites Airline Miles for opening eligible accounts at Fidelity. My friends have already opened an account at Fidelity and got the bonus miles. If you do have an account at Fidelity and want to earn some bonus points from American Express, this is a good opportunity for you.

I was shocked when I received this message! American Express would like to pay its customers (targeted) for closing their accounts and pay off the balances before April 30, 2009. If you receive a mail from American Express with RSVP code, you can go to americanexpress.com/prepaidcardoffer to register your account and get the $300 prepaid gift card!

It is understandable that customers are not willing to spend money under current economic situation. More customers are not able to pay off balances. It is reported that only a small number of American Express solicited customers can receive the invitation and close their accounts.

The program is called “Simplify Your Finances” which can be reached at here.

From the website:

Pay off your entire balance between March 1, 2009 and April 30, 2009, and we will send you a $300 value prepaid card¹ to thank you. Enrolling in this promotion will automatically cancel your account.

You have to enroll in this program by Feb. 28, 2008.

If you are an active member of the American Express membership rewards program, please make sure that you have redeemed all the points.

There are many great credit card promotions out there that I haven’t reported for a while. This is a summary of current credit card promotions from American Express, Chase and Discover Card. If you want to use your good credit standing/current credit cards to earn some extra money/bonus, you can refer to your credit card issuers for more details.

Chase Amazon.com Rewards Visa Card is offering 10X bonus points for paying your bills with the Chase Amazon.com Rewards Visa Card. The title of the email I received is “Start 2009 with More Amazon Rewards – Earn 10x Points for Paying Bills”. If you use this card to pay your monthly bills and earn 10 points per eligible $1 spent between January 15 and March 31, 2009. Chase Credit card can do automatic payments for you. It’s easy to setup:

1. Contact the companies that bill you via phone or the company website (check your statement for contact information or visit www.chasebillmanager.com).

2. Arrange for your bills to be charged to your Amazon.com Rewards Visa Card.

3. Earn reward points for paying your monthly bills!

Starwood Preferred Guest Credit Card from American Express is offering free 3 months trial of Clear for fast pass at airport security. The process is pretty easy. All SPG members can register at this website with SPG membership number to get a free three-month clear service. If you’re pleased you’ll be renewed automatically for a one-year membership at $199. More information about Clear can be found at www.flyclear.com.

25,000 bonus miles for applying for a new Miles by Discover Card. The invitation code is DBAW. You can apply for this credit card at apply.Discovercard.com or call 1-800-206-8854. This is a no-annual-fee credit card. Usually this credit card only offers 12,000 bonus miles. I personally think this is a great offer. The link to this invitation letter is here. You’d better keep a copy of the offer.

The Discover Motiva Card is also offering $100 bonus for opening a new account.

Apply for a new discover Motiva card and get $100 cash back bonus, NEW CARD MEMBERS Only – if you have any other Discover card then you do not qualify.

site: http://apply.discovercard.com
Call: 1-800-210-9022
INVITATION CODE: DBHR

I reviewed a lot of American Express credit cards. American Express is one of my favorite credit card issuers in this country and I use American Express credit cards a lot for my daily shopping. When it comes to purchase a large electronic product, American Express credit card is always picked. Their extended warranty program is really great! You can get additional warranty without additional cost. Of course, you have to pass the famous “Financial Review” if there is something happens to your account.

Today when I visited a website, there is a pop-up window came up to my eye. The pop-up window indicated that I could get a $100 gift card for applying for the American Express Rewards Gold Plus Card. I never mentioned the American Express Rewards Plus Gold Card at MyCardBlog.com. Since there is a $100 gift card sign up bonus, I have to briefly introduce this credit card.

Rewards Overview:

• Earn 1 Membership Rewards point for virtually every dollar you spend
• Earn additional points with select travel partners (get 2 points for traveling)
• Up to 5 Fee-Free Additional Cards
• Gold Card Events

The membership points you earned are very rewarding. You can redeem all your membership rewards points easily with many options. You can redeem points for rewards from 20 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats. You can also transfer points into 16 frequent flyer programs — 1 point for 1 airline mile with most programs. Or you can redeem points for rewards from over 50 of the finest names in shopping and entertainment, including Saks Fifth Avenue, COACH, Dell Computer, Callaway Golf, and The Sharper Image. There is no expiration date or limit to the number of points you can earn.

Basically, the rewards is similar to other American Express credit cards-1 point for $1. But if you travel a lot, the additional point will bring huge amount of savings for you.

Plus all American Express gold card members have the access to the gold card hotline which will save you a lot of time and money to schedule your travel. You can also have access to Gold Card Events and other exclusive entertainments.

There is a $150 annual fee which is waived for the first year. (After the first year, you should probably close the account or convert it to another American Express credit card.)

Another similar offer is the American Express Preferred Rewards Gold Card which is also offering 10,000 membership rewards points if you spend $500 in 3 months with this card. The 10,000 membership rewards points are redeemable for a $100 gift card.

American Express is one of my favorite credit card issuers at U.S. (another one is Chase). I like the high quality customer service and great credit card products provided by American Express. Yes, I know they have the famous “Financial Review“. American Express was ranked highest in 2008 J.D. Power credit card satisfaction study. And the great news is American Express again tops on the most trusted companies list this year!

American Express remains on top of a list of most trusted U.S. companies for the fifth consecutive year. This news is released by Ponemon Institute and TRUSTe. The list is aimed to provide the survey result of the most trusted companies for privacy. According to the survey report, the study asked 6,486 adult-aged U.S. consumers which companies they thought were most trustworthy and which did the best job safeguarding personal information. A total of 706 companies were named by consumers; 211 made the final list of most trusted companies.

There are many other big companies on the list. eBay Inc. was ranked NO. 2. IBM was ranked NO. 3 and Amazon.com was ranked NO. 4. Apple Inc., Yahoo Inc. and Facebook Inc. are all new on the list. Google, Countrywide Financial, Bank of American all dropped out of the top 20.

I’m supurised to not see Citi, Chase and Discover on the top 20. It’s very important for the credit card companies to proctect the privacy of their customers. I am glad to see the Charles Schwab, eLoan and US Bank are on the top 20. The full report of this survey can be found at truste.org.

As the end of the 2008 is approaching, many companies are offering some great gifts for its customers. For example, American Express is offering free gift for its credit card members. This offer is targeted to part of American Express cardmembers. I received this offer via email from American Express targeted to my Blue from American Express Card.

As the email indicates, this is part of the Blue Appointment Book Plan.

We’d like to take this opportunity to give you something special. We’re offering you the 2009 Blue Appointment Book and/or 2009 Mini – Scheduler — FREE for the first year, as part of our extraordinary Blue Appointment Book Plan.

You can also choose to get both of the 2009 Blue Appointment Book and 2009 Mini-Scheduler for some small shipping fees ($2.79 for the Appointment Book and $1.79 for the Mini-Scheduler). The Blue Appointment Book and the Mini-Scheduler seem very cool.

Appointment Book features include:

• Distinctive Silver-Padded Cover—measures 8 1/2″ X 8 1/2″ with
  a Blue hologram and embossed type
• 208 Silver-Edged Pages
• Time Zone and Area Codes
• Wine and Beer Tips
• International Currency Converter
• 8 Full Color Maps of the World
• Personal Address/Phone/Fax/E-mail and Much More.

Mini Scheduler features include:

• Almost everything the bigger version has—only pocket sized.
• Measure 3 1/4″ X 6 3/4″
• 168 Silver-Edged Pages
• Calendars for 2008 to 2010, same as the appointment book
• Much More

More information about the products can be found at https://www.amexappointmentbooks.com/blue.

You can even personalize your books. Enter 3 characters you like at the order form for $3.75 and you can get your own personalized book!

For those without Blue from American Express credit card, there is another link to the other Appointment Book and Mini-Scheduler (click here). The color is not blue but black.

If you didn’t received the offer but want to get one, you can go to the amexappointmentbooks.com to buy one. Of course, the price is pretty high.

Fidelity Investments, the No. 1 provider of Individual Retirement Accounts (IRAs), partnered with Bank of America to launch a new credit card product—the Fidelity Retirement Rewards American Express Card. Fidelity currently has two credit cards: Fidelity 529 College Rewards American Express Card and Fidelity Investment Rewards Visa Signature Card with WorldPoints Rewards. The new credit card is a great choice in the credit card market.

The Fidelity Retirement Rewards American Express Card is claimed to “give investors an innovative way to save for retirement while purchasing everyday necessities”. This new credit card product is offering a 2 percent earn rate on everyday purchases when Cardmembers redeem their cash rewards as a current year contribution into their Fidelity IRA.

Features of this credit card:

• Turn 2% of purchases into a contribution for your Fidelity IRA
• No limits on cash rewards
• No annual fee

Here is how the Fidelity Rewards Card works:

• You’ll earn 2 points for each $1 you spend on purchases.
• Reach 5,000 points after you make $2,500 in purchases and $50 can be automatically swept into your Fidelity IRA as a current year contribution or other Fidelity account.
• Enjoy more flexibility with additional WorldPoints rewards options, including travel, merchandise, travel, and other rewards.

This is a really great credit card if you have a Fidelity IRA account. Combine the Fidelity Retirement Rewards Card with the tax-advantaged benefits of the Fidelity IRA, you can really save a lot of money. The Fidelity 529 College Rewards American Express Card and Fidelity Investment Rewards Visa Signature Card with WorldPoints Rewards are rated as the top 5 credit cards by SmartMoney.com in 2006. Thus this new credit card is really promising.

This new credit card is accepting applications now via www.fidelity.com/retirementrewards. Or you can call 866-598-4971 and mention priority code FAC5D2.

Fidelity Investments is one of the world’s largest providers of financial services, with custodied assets of nearly $2.7 trillion, including managed assets of over $1.2 trillion as of October 31, 2008. Fidelity offers all kinds of financial services to American people. Fidelity is the largest mutual fund company in the United States.

This is a short notice for all MyCardBlog.com readers that CVS is running American Express Gift Card Promotion starting on the Sunday. According to the flyer, you can get $10 extra bucks from CVS for buying any 3 American Express Gift Cards. Plus you can also get a $15 gas card via mail-in-rebate from American Express for purchasing 3 American Express Gift Cards at CVS stores.

SO for 3 $25 American Express Gift Cards you pay $75 plus about $12 fees. But you can get actually $75+$10+$15=$100! So there is about $13 profit.

The $10 extra bucks is limited to 1 per household. And the $15 gas card is also limited to 1 per household. You have to mail the rebate form to get the $15 gas card.

Update: Official American Express Gift Card information can be found at www.americanexpress.com/gift.