How to Pay Bank of America (BOA) Credit Cards Online?
Recently, there are a lot of emails from MyCardBlog.com readers regarding the easy steps to pay Bank of America (BOA) credit cards online. I must indicate that to pay Bank of America’s credit cards online is not so easy if you are not familiar with BOA’s rules and do not have checking account with them. If you have a regular checking account at Bank of America, then there is no such problem because you when you click the “pay now” button, it will re-direct you to the checking account bill pay section. Then everything is very simple.
If you do not have a regular checking account at Bank of America, you need to find other ways to pay your credit card bills online. It seems even Yahoo! answers do not have the right answers on how to pay Bank of America credit cards online. I believe it will be very easy for you if you read this post.
To pay your Bank of America credit card online from other financial institution, you have to visit www.myeasypayment.com to submit a payment online. You will need following information for each payment (This website does not store your payment and personal information!).
- Credit card number
- Last name as it appears on the credit card
- Last 4 digits of your Social Security number
- City and ZIP code where your statement is mailed to
- ABA/Routing Number of non–Bank of America financial institution
- Account number of non–Bank of America financial institution
Of course, this myeasypayment.com is also the only website that you can pay your Bank of Ameirca loans online.
If you have a Bank of Ameirca checking or savings account, you can go to your online account and click “Make Transfer” tab and follow the directions to transfer money to your credit card.
It is a little boring to remember everything for each payment at www.myeasypayment.com. Will Bank of America do something to make online payment much easier like other credit card issuers in the near future?


Of course, the top choice is still the Citi mtvU Platinum Select Visa Credit Card for College Students. This Citi mtvU Card is specialized for college students. You get 5 thankyou points for each dollar spent at restaurants, bookstores, video stores and movie theaters. Meanwhile you can also get 5 thankyou points for every dollar at Amazon.com. Plus you can rewards for being a good student. You can earn 250~2,000 bonus thankyou points each semester for maintaining a good GPA. In a word, this Citi mtvU card is highly recommended for college students.
Today I will introduce the Capital One Image Card which is another attractive feature I think most Capital One credit card members will like. The Capital One Image Card program was introduced in Jan 2008. This program is another way to allow Capital One credit card customers to personalize their own credit cards by printing their own “personalized image”. New and existing Capital One credit card members can go to www.capitalone.com/imagecard and upload your own photo or choose an image from the existing gallery for your credit card. Of course, the image has to be approved by Capital One. Once the image is approved, a new card will be mailed at no cost to you.
Whether your credit score will be affected or not by closing your credit card account depends on your credit history with this credit card and other cards. 





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