MyCardBlog

I received an email from American Express regarding a new cash back rewards for my Starwood Preferred Guest Card from American Express. This time the promotion is for BP gas purchases only. If you regularly use BP gas, you can sign up this promotion with your American Express credit cards.

The promotion page about this offer is at https://enroll.amexnetwork.com/US/BPQ4Credit/. You have to enter your credit card information, your name and a valid email address to confirm your registration.

Following is what we can see at the top of the page which is also advertised at AmericanExpress.com.

Earn 5 cents back with every $1 you spend when you fill up at BP

Best Buy and Paypal is running a new promotion from which you can get $20 cash back via using Paypal at checkout with $100 minimum purchase. This promotion is good for this week only and can not be combined with other offers.

The promotion page can be found here.  According to the promotion rules, it is very easy to do this.

• Click the Checkout button.
• When you’re prompted for your payment method, choose PayPal.
• You’ll go to a secure PayPal page to log in and review your order.
• Then, you’ll return here to confirm your purchase.

After login your Paypal account, you can choose to use Credit Card as funding source to earn more cash back.

Please see the exclusions listed below:

Receive $20 cash back on purchases of $100 or more excluding tax and shipping (“Offer”). Offer applies to transactions at www.bestbuy.com when you use PayPal as the payment method. Offer begins November 8, 2009 and ends November 16, 2009, or as long as the Best Buy website indicates that the $20 cash back promotion is available, whichever occurs first. To receive this Offer, you must use a U.S. PayPal account in good standing and complete a qualifying purchase no later than November 16, 2009. The maximum amount of cash back per PayPal account is limited to $20 USD. The cash back will be deposited into your PayPal account within 2-3 weeks after the end of the promotion.

Excluded transactions from this offer include, but are not limited to the following: PayPal Plug-In transactions (formerly named: Virtual Debit Card), gift certificate payments, gift card purchases, PayPal Debit Card payments, automatic and/or recurring payments that you have scheduled, and PayPal Plus Credit Card/ eBay MasterCard payments not made through your PayPal account. If the payment is refunded or cancelled at any time, you are not eligible for the Offer. If the payment is refunded after you receive the cash back, PayPal will deduct the cash back amount from your account.

You can search “LCD” to get 5% cash back via Microsoft Bing.com cash back. This makes this offer even better.

Finally, we get news on the “huge” credit card offer from Chase. From the link provided here, we can see that Chase and British Airlines are offering super hot 100,000 bonus miles after spending $2000 in three months. This offer is much better than I mentioned American Express Premier Rewards Gold Card which is offering $150 bonus after spending $1000 in 3 months.

I believe this 100,000 bonus miles are good enough for TWO round trips from USA to Europe or Asia. This deal is way better than other airline miles offers. You can check the miles needed to get a free ticket at here.

The bad thing on this card is that there is a $75 annual fee on this card. This card is now available for application for U.S. British Airways Executive Club members and those who are not club members have to wait until November 16 to start application.

If you can not make $2000 in 3 months, you can still get 50,000 bonus miles after first purchase. (Surely, you will make $2000 goal. Because usually you can buy some gift cards to qualify the spending requirements.)

Another feature is that if you spend over $30000 on this card, you can get a free companion ticket. If you travel a lot, I think this is a decent offer for you.

So, why wait? 100,000 bonus miles are not usual.

(Tips, visa signature card is a high-end visa card, you need relatively good credit standing to get is approved.)

Chase Freedom Card is offering $50 bonus and now the newly released Chase Sapphire Card is offering $100 bonus. To me, Chase is the only credit card issuer that still offers huge sign up bonus for credit cards that are not charging annual fees. I have 4 credit cards at Chase and over the past few years I never have any problem with them. So I would like to share this information with you. If you are not approved instantly, you can call Chase to check the application status. And if you have other credit cards at Chase, you can move part of your other credit cards’ credit limit to this new Chase Sapphire Card to get it approved.

So what’s this new Chase Sapphire Card is offering?

This Chase Sapphire Card is offering 10,000 bonus points after your first purchase, balance transfer, or check that is used to access your account, excluding cash advances. This 10,000 bonus points will be deposited to your account within 6~8 weeks which can be redeemed for a $100 gift card. So basically you are getting $100 gift card from Chase after first use of this credit card.

The most important thing is this Chase Sapphire Card does not have annual fee! You are worry-free!

In addition, You will earn 1 point for each $1 of net purchases. You will earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool. There is no maximum number of points that you can accumulate in the program. All of the points accumulated can be redeemed for gift cards and airline tickets. The points can be redeemed starting at 2,500 points for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law, and in 100-point increments for each additional $1 of credit. Rebate redemptions start at $25 in rebates for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law.

Chase also has the ultimate rewards mall, which is an online shopping rewards program like the add it up from Bank of America. You can earn additional points for shopping through this Chase Ultimate Rewards Mall.

Currently, I think this Chase Sapphire Card is the best personal card from Chase or other credit card issuer. Especially for those who spend a lot of money per year and can easily reach the rewards cap set by credit card issuers. Go and grab a Chase Sapphire Card now!!!

Personal Chase Freedom Credit Card is not offering 3% cash back on selected categories any longer. So this credit card is not a great credit card for generally daily use. But the good thing is that you can get $50 sign up bonus from this Chase Freedom Credit Card. However, the business version of the Chase Freedom Credit Card is still offering 3% cash back on selected categories.

You can view the information about 3% cash back on this Chase Freedom for Business Credit Card at here. This Chase Freedom for Business Credit Card is offering 3% cash back on your top 3 Everyday categories. If you are a customer of the Chase Business Checking (eligible for Chase Exclusive for Business), you are eligible to get 5 categories. That is a huge return! Plus you will also get $50 bonus after first purchase.

Features of this Chase Freedom for Business Credit Card:

• Saves You Money
  No monthly service fees on Chase BusinessClassic^SM Checking or Chase BusinessClassic^SM with Interest checking accounts when linked to an active Chase Freedom for Business credit card account.
• More rewards
  Chase Freedom for Business gives you 3% cash back on your top 3 Everyday categories and 1% on all other purchases. And, as a Chase Checking Customer, you’ll earn 3% cash back on your top 5 Everyday categories—and additional 2 categories where you can earn rewards every month!
• No Expiration
  Rewards don’t expire when you have an open Chase Checking account, so save up and redeem when you’re ready. Faster Rewards
  Earn rewards faster than ever when you get extra cards for employees.
• Freedom to Change
  Redeem for $50 check once you’ve earned $50 in rewards, or switch to earn triple points and take your rewards with you.

Chase Exclusive for Business Offers can be found at here.

You, as a person, can register as a Sole proprietorship. Sole proprietorship means is a type of business entity which is owned and run by one individual and where there is no legal distinction between the owner and the business. Then you can open a business checking account and apply for this Chase Freedom for Business Credit Card.

Now most credit card issuers are not offering sign up bonus. I have several posts on recent opportunities to get sign up bonus from credit card issuers. Right now Bank of America is offering $75 bonus for opening a new account with the BankAmericard Cash Rewards Visa Signature Card and meeting required activities.

The promotion page can be found here.

Through the promotion page, we can find that you can get $75 bonus from this credit card through Add It Up program with qualified transactions.

To qualify for the $75 statement credit offer, your new BankAmericard Cash Rewards™ account must be used to make a purchase(s) totaling at least $50 on the Add It Up® website within 60 days of the account open date. Limit (1) credit per new account. Allow 8-12 weeks from qualifying for the statement credit to post to your account. Participating retailers and offers are subject to change. You must have either a Bank of America debit card or credit card and be enrolled in Online Banking to be eligible for participation in the Add It Up program. Redemption of accrued cash back rebates occurs in accordance with program Terms and Conditions, generally monthly when a minimum of $5.00 cash back has been earned. Program is not available to Online banking customers in WA or ID and select military bank customers. Select MyExpression® credit cards, co-brand debit cards, Business credit cards and other accounts are not eligible for participation in the program. Additional restrictions apply. For complete Add It Up program Terms and Conditions visit www.bankofamerica.com/additup.

This BankAmericard Cash Rewads Visa Signature Card also offers 0% introductory APR on purchases, balance transfers, and direct deposits for your first 7 or 10 billing cycles. Annual Fee is $0.

Other additional features are:

• Earn 3% cash back on gas, grocery and drugstore purchases for the first 6 months and 1% on all other purchases
• Get a 25% bonus for all cash rewards redemptions of $300 or more
• Get redemptions starting at $25, with the capability to set up automatic redemptions
• Redeem rewards for a check, account credit, direct deposit or pay down your eligible Bank of America^® mortgage

Overall I think is an OK credit card under current situation.

Today I received an invitation from Discover More Card which is offering $100 bonus for opening a new account at Discover Card and making required purchase amount. Discover More Card is the most popular discover credit card in the market which is consistently offering 5% cashback throughout the whole year. I have been using my Discover More Card for almost 3 years and like it a lot.

Following is some important information about this $100 bonus:

Application website: www.apply.Discovercard.com

Or Call 800-210-9022

Mention invitation code: FMSH

You have to spend over $599 to receive the $100 bonus.

This invitation code also provides 0% APR on balance transfer until September 2010. The 5% cashback changes every quarter in the year in categories like: travel, gas, groceries, restaurants and more.

Important fine print: Get a $100 Cashback Bonus when you apply by December 31, 2009 and make a total of $599 in purchases with your new card within 3 months of being approved. Promotional reward will be applied within 8 weeks. This promotional reward is in addition to the CashBack Bonus earned on all purchases.

PayPal is offering a $20 off $20 promotion for those who received the email from PayPal. Although the merchants are restricted to a selected group, it is still a great deal to catch up. You can simply grab some small stuffs with little money. The $20 cashback will be paid back to your PayPal account after this promotion ends. The merchants are: Graniph, FocalPrice, Milanoo, Dhgate, BestOfferBuy.com, MyCatwalk, Wiggle Time and Sasa. And this promotion ends on November 17, 2009.

Terms and Conditions:

Receive $20.00 USD cash back with a minimum purchase of $20.00 USD (excluding tax and shipping) (“Offer”). Offer applies to purchases at one of the following merchants: Graniph, FocalPrice, Milanoo, Dhgate, BestOfferBuy.com, MyCatwalk, Wiggle Time and Sasa (the “Merchants”). Purchases must be made on one of the Merchant’s websites and paid for using PayPal. Offer begins on Oct 21, 2009 at 12:00:01am U.S. Pacific Time and ends on November 17, 2009 at 11:59:59pm U.S. Pacific Time (the “Promotional Period”). To ensure that your purchase is eligible for the Offer, you must: 1) have a U.S. PayPal account in good standing; 2) receive an email directly from PayPal inviting you to participate in the Offer and 3) complete a qualifying purchase and meet any additional eligibility requirements at one of the Merchant’s websites within the Promotional Period. The maximum cash back amount allowed per PayPal account is $20.00 USD. The cash back will be deposited into your PayPal account no later than December 15, 2009.