MyCardBlog

Right now you can get a Free Digital Picture Frame from Citi Credit Protector. The digidtal picture frame seems to be Coby DP562 5.6 inchDigital Picture Frame with MP3. According to Amazon.com the price is about $60. You can get the gift after 60 days. I think it’s a nice deal if you have a lot of credit cards or you won’t carry a lot of balance on the card you enrolled. The price is $0.85 for each new $100 balace on the card. I can enroll this program with my Citi Dividend Platinum select Card without any problem. However, others indicate that they can’t enroll the Citi Protector with Professional Card. Compared to the DVD player that they previously provided, it’s really a nice deal currently from Citicards.com. To enroll the program, please click here.

I just got the information about the Discover Card promotion with shopping malls in US. It seems Discover does this promotion every year. The promotion is quite simple.

Get a $20 discover gift card for every $200 in purchases made with your discover card at participating shopping center between 11/1/2007 and 12/31/2007. You have to present your original receipt to the shopping center customer service or discover card booth. They will give you a $20 discover gift card and put a stamp on your receipt. Remember you don’t have to put the receipt there. You can still keep it. So maybe you can return the stuffs to the stores and make $20. However, you can only get maximum 5 gift cards. It seems Discover is going to warm up the shopping season now. For details about this promotion, please see here.

This is a kind remind for all of you. Citi is still offering the CashReturns Card which will give you 5% cash back on everything at the first 3 months. As the Thanksgiving and Christmas holidays are coming, it’s really a good time to save lots of money (or get the most from what you spent). Some friends will also be planning go out for a vacation. Then this card will save a lot of money for you. Of course, you should have a high credit limit. If you can’t get a huge line of credit, please try to transfer credit limit from other cards. As usual, if you don’t want to keep this card after 3 months, you can call them up and consolidate the credit limit with other cards. At the same time, you can take advantage of the 0% APR on balance transfer offer (3% fee with no cap!). It’s really a good time to get this card and save money during the shopping season. See my previous post bout hot cards from Citi.

Here are some hot deals for those who are planning for a trip by using your credit cards.
I saw this deal from USA today this morning. You can get $50 off at Travelocity.com, if you use MasterCard to book a 3+ night stay. You must have to book your hotel before Oct 31 and enter coupon code: HOTELSALE.

You can get 25% off car rentals at AVIS.com and a $25 American Express rewards card, if you use American Express card to book a rental 3 days or more. Please mention promo code: AWD D837228. Discount valid on rentals checked out before 12/31/2007. See here for details.

Another deal is from Starwood Preferred Guest Card. Through this link, you can get triple reward points for each one night stay from Oct 1 to Dec 31. If you get a 50% off coupon with your new card, don’t forget to use 50% coupon.
See what I got from that link: ^® promotion. You can now earn triple Starpoints^® on all your stays between October 1 and December 31, 2007

Many friends have got emails from Chase which indicate that they will recieve $5 statement credit when you enroll a credit card account in the paperless statement service between 10/01 and 10/31. To receive the credit, you must stay enrollment until 11/30/2007. You can go through the following link to get enrolled or call the number at the back of your chase credit card and mention “Chase Library Code: OCT2007PPLS“.
Others claim that their emails state that they can get $10 for enrolling paperless statement service. Please check your emails.

According to the report of CNN.COM, Shell Oil Products US (SOPUS) will launch a new credit card incentive and marketing campaign October 1, 2007 to raise awareness among consumers about the benefits of using the Shell Platinum MasterCard, with the objectives of boosting the number of active cardholders and increasing the loyalty of customers to Shell. Benefits of the promotion can be summerized as follows: (good for customers open an account during Oct. 1-Dec. 31, 2007)
1). 5% rebate on all Shell gasoline purchases;
2). 5% rebate for 60 days on the first $2,000 in purchases everywhere else—up to $100 rebate;
3). 0% APR on balance transfer for 6 months without any transaction fees;
After 60 days, you will get
1). 5% rebate on all Shell gasoline purchases;
2). 1% rebate on other purchases;
3). Rebates are credited to your statement automatically against future Shell gasoline purchases with this card;
4). No annual fee for the first year, and annual fee will be waived if you make 9 purchases at Shell gasoline pumps.
There are three easy ways to apply for the Shell Platinum MasterCard anytime during the year: Visit your nearest Shell station to pick up an application, log onto http://www.877MYSHELL.com or call 1-877-My-Shell.
As I said in the previous posts, the credit card market is extremely competitive. If you can take the chance, you can get a credit card which maybe hard for you during normal situations.
I think this is especially useful information for those just bought a new card and want to save money on the pumps.
Please also refer to my post about gas card.

From now until January 15, 2008, you can get $10 Costco Cash card if you use American Express Costco Card to pay wireless phone plan automatically. Essentially all the wireless phone service companies allow you to set up automatic payment use a credit card. SO if you have an American Express Costco Card, you can have free $10 which you can sue at Costco stores.

Requirements: Only The True Earnings Card from American Express and Costco, The True Earnings Business Card from American Express and Costco, American Express Costco Cash Rebate Card, American Express Costco Business Card cardmembers are eligible for this promotion. And you have to set up automatic payment for your wireless phone service. To enroll through this link. You can also call 800-794-1308 and mention the code 087890001.

Capital One No Hassle Cash Rewards Card is offering $50 credit after first purchase. This card features a 1% cash rewards on everything plus 25% annual bonus on the cash you earned during the year. SO the average cash rewards is about 1.25% on everything. If you don’t have a 2% on everything card, this is a good choice. (You’d better have other specific cards which will give you more rewards—-like gas card.) You can redeem the rewards at anytime! There is no minimum amount required. If you’d like to get $1, then go ahead. They will send you a check! You can earn cash back as much as you can. There is no limit! To receive the $50 credit, you have to use the card before Dec 31, 2007.

Another feature is they won’t charge foreign transaction fees. Don’t like Citi, Chase and BOA which will charge about 3% transaction fees for transactions made in a foreign currency. (See http://www.capitalone.com/tv/)

My experience tells me that they will pull credit report from 3 credit bureaus.

A good news for people at New York/Tri-state area. If you use Chase Blink Debit Card 10 times from now through Oct 31, you can get $10 credits. The blink technique is a kind of contactless payment which will greatly enhance the efficiency at checkout. Chase’s blink technology has moved to over 1.8 million Visa debit cards in three northeastern states, becoming the first Visa issuer to offer contactless debit cards. Over 2000 merchants in the tri-state area and over 30,000 national wide accept blink payment. The advantages of using a blink payment: 1). Eliminate the time customers spend waiting for cashiers to make change; 2). Are completed up to 25% faster than those done with cash; 3). Can be up to 40% faster than other payment methods at locations such as quick-service restaurants, drive-thrus, convenience stores and movie theaters. In order to spread this new technique, Chase offers great benefits for blink card holders:
– Zero liability for fraudulent transactions;
– Quick replacement of lost or stolen cards;
– The ability to track account details online at Chase.com;
– No need to hand over the card to a cashier;
– No risk of an accidental card reading because consumers must hold the card within 1 to 2 inches of a reader to conduct a transaction.

MasterCard and American Express Card als provide similar features for their card holders. They are Pay Pass and Express Pay seperately.