MyCardBlog

HSBC is still offerring their sign-up bonus for new customers. The deal is ending on Sep 30, 2007. So I put it here for those who want to take the last chance.

You have two choices. Open an HSBC Interest Checking Account and receive a $75 bonus. Or open a Free Checking Account with an HSBC Debit MasterCard with PayPass, you’ll receive $25 bonus. In order to qualify for $75 offer, you must open an Interest Checking Account with an initial deposit of $3,000 of new money. While you can get $25 for free, no direct deposit required! No minimum balance required! No monthly maintenance fees applied! See here.

Although most banks are willing to give $50~$100 bonus for their new customers, there are also some banks offer other kinds of bonus. Here I summarize some banking deals which are offering ipod as sign-up bonus.

1). MyEsayRewards.com is offering an iPod shuffle for those who submit their application for Discover Card through their website. To get this offer, you should register and submit your contact information to MyEasyRewards.com. Then apply for a Discover Card through the link provided by them. You must get approved to get the iPod shuffle. If your application is denied, you can’t get the bonus. See here.

2). ViewPoint Bank is offering an iPod nano when you open a new Beyond Free Checking Account. You need to make at least $600 direct deposit to the new account twice before Dec 31, 2007. The direct deposit should be set up in 60 days. The initial deposit requirement is $100. See promotion page here.

3). Evergreen Private Bank is introducing their Cornerstone Deposit Program which will provide their customers primate rate on checking, money market and CD accounts. If you open a cornerstone checking account with direct deposit, you will receive a fee iPod nano or $200 credit to your account. Furthermore, EPB will reimburse yout ATM surcharges on all ATMs for up to $20 a month. See promotion page here. Bad news: only available at ME, VT, NY, OH, IN, KY, MI, UT, ID, WA and OR.

4). BestBank is offering Saving PayBack program. You can earn up to $100 for making monthly automatic transfers of minimum $10 from checking to saving account. (See here)At the same time, if you open a personal checking account with direct deposit, you can get a free iPod shuffle. In order to qualify, you should make 3 consecutive direct deposits with minimum amount of $75 from your payroll, social security or retirement account. (See local branches for details.) Furthermore, you can get $10 for using online banking and registering e-statements. Then you can also get $10 for referring a friend. If you use their check card, you can get 10% cash back on the first $250 purchase made at grocery stores.

5). Compass Bank is offering their first-time customers a free iPod 1GB shuffle for opening a new Build-to-Order Free Checking account. (See here) Offer is only available to residents at AL, AZ, CO, FL, NM, and TX. See promotion page here. $50 minimum initial deposit required.
Please read the terms and conditions carefully before you file an application.

We have known many banking bonuses from Chase Bank in the past month. I also put some posts about Chase Banking deals. Today is Sunday, I think it would be useful to summarize the deals from Chase and put them together.

1). $100 or $75 for opening a Chase Free Checking account with direct deposit. Although some claimed that they could open the account online, it seems you can only open the account in branch. Here are some links I got from the Internet: Link 1, Link 2, Link 3, and Link 4. Also see here. Update:the link to $100 bonus is dead. However, you can still get $75 by applying online through link 4 or here.

2). $25 bonus for referring a friend to open a Chase Free Checking account. Usually you can get the coupon from your friends. When you open an account, you can ask for 5 coupons with your name on it. And then give the coupons to your friends……

3). $10 extra bonus for setting up online bill pay. You should get a coupon code from your banker, and use it to set up bill pay online. You have to make 3 unique bill pays to 3 different payees.

4). Forget about the $10 bonus. You can get $50 bonus for setting up bill pay online using code: BTRVE. Remember to pay before Nov 6, 2007. Also see here.

5). $50 credit for spending $500 with Chase Debit Card before Oct 15, 2007. Maybe your debit card will not qualify the bonus. Try to enroll first. Also see here.

6). $200 for opening a Chase business checking account. This deal expires Nov 30, 2007. See the promotion page for details.

7). NY/Tri-state area friends can get $10 for simply use chase blink debit card 10 times. See here.
Chase is FDIC insured under JPMorgan Chase Bank, N.A. I like Chase!

I believe most of friend have joined Chase Bill Pay service to receive $75 bonus several months ago. Here I digged out a new deal for those missed the bill pay bonus.

When you enroll in chase online bill pay, you will receive $50. The requirement is pay 3 new bills online before Nov 6, 2007.

Sounds easy?

1. Sign up online at here.

2. Enter promotion code: BTRVE.

3. Login to Chase.com choose “bill pay”,add 3 different payees and pay 3 bills before 11/06/2007.

4. Wait for the $50 bonus.

That’s easy!

Considering the $100 bonus for opening a new account and $50 for using Chase debit card (See here). We can get as much as $200 from Chase. I like Chase!

For those who haven’t opened an account at Bank of America, you can “Get $100 from Bank of America“. With this new promotion code, I want to say you can get more than just $100 from BOA! There is another program named “Keep the Change” from BOA. It’s a free service, you don’t have to pay money for enrolling in this program. All you have to do is use the BOA visa debit card.

The process is very simple: BOA will round up every Bank of America Visa Check Card purchase to the nearest dollar and transfer the difference from your checking to your savings – automatically – for free. So, if you buy a cup of coffee for $2.2 with your BOA check card, you are actually charged $3.0. But the change is directly credited to your saving account. Then $2.2 for a cup of coffee and $0.8 for saving. In a word, they’re rounding up and refunding the change to your savings account instead of back to your checking account. This is really a neat idea! However, who will use a check card? It’s much safer to use a credit card. Don’t worry. Bank of America will let you use their keep the change program. They will match 100% of the amount of your Keep the Change transfers during the first three months after you enroll, and we will match 5% thereafter. The maximum total match is $250 per year. The matching funds will be credited to your savings account annually. It’s really a nice deal if you use little money everyday. Take the BOA check card in your wallet.

If you are not using this card for your daily use, here is a tip for you. You can pay $1.01, $2.01, $3.01, $4.01, $5.01 or $10.01……to your cable company, cell phone company or internet service company. They accept every transaction! Play this at the beginning of the first 3 months. BOA will match your payment. If you play $1.01 5 times every day, BOA will match you 5*$0.99 each day! See how much you can get from BOA! You can finish the $250 cap in about 2 months. Remember to pay in full before the due date. You can also use paypal…..(I don’t want to go in detail…BOA will hate me.) You can learn more here. You need a checking account, a saving account and a check card.

Exciting! I received a phone call from Bank of America today! They agreed to fund $100 credit for my account! Emmm…so nice. It seems they really pay attention on BBB.org. I believe lots of readers have opened an account during that time. So if you can’t get the $100 bonus, please go ahead and use BBB.org. The phone number i received is from Florida 714-792-9031.

My story: I opened an BOA MyAccess checking account at the beginning of Aug. I funded this account as required. Then at the beginning of Sep. I sent two bank mails to BOA about the bonus. Their respones were the same: I opened this account in branch. That’s impossible! The nearest branch here is 50 miles away! Then I filed a compalin at BBB.org. It’s so quick! I hope this imformation is useful for you guys.

I am writing about the bonus from Citi Checking and Saving account. Currently available bonus:

• $200 Checking-Code: MGCH, Expires 12/31/07. You can’t get online information about this promotion. First $100 requires a $1,500 deposit into EZ Checking. Second $100 requires you to sign up and use direct deposit for 6 consecutive months or pay 2 bills a month for 6 consecutive months.
• $100 Ultimate Savings Account-Code: CSLN, Expires 9/30/07. You can find the information here. You can get the $100 at ease. All you have to do is open this account. No checking account is required, and there are no minimum balance or monthly fees as long as it’s held as a stand-alone account.
• $50 Ultimate Money Account-Code: CSNL, Expires 9/30/07. You can find the information here. You have to open the Ultimate Money Account with a new regular checking account in the EZ Checking package.

If you have any questions, please call 800-624-9600 for help. They can be more helpful. Usually Citi will pull your credit report in order to open a new account.

Important notice: The expiration date is coming….hurry!

Are you a Bank of America customer? IF you are a BOA member, you can get $10 off $30 at CVS! CVS also provides free shipping for your orders. Please follow the link to save your time. The offer expires on Oct 12, 2007. You can only use once. And you can’t use it in CVS local stores. GO CVS.COM!

JCPenny.com is also offerring similar discount for VISA cardholders. You can get $10 off $10 at checkout, if you use a visa card. Use the coupon code “VISATEN” at checkout.