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Capital One is offering $50 bonus for opening a new savings account online and make $10,000 deposit. This is a great opportunity to earn extra money if you are seeking for a savings account now. If there is a Capital One branch near you, you can get a debit card from Capital One and join the SmartCents Program which is a similar program as the Keep the Change at Bank of America.

The promotion page about this $50 bonus is here. In order to get the bonus, you have to keep the following points in mind:

• Offer code is SAVER50DF
• Savings account must be opened online by 11/25/2009
• You have to be new to Capital One Direct Banking
• At least $10,000 must be on deposit on 11/25/2009 to Get the Bonus

One KEY FEATURE of  this account is absolutely NO FEE! Service and maintenance fees don’t apply for this account!

The SmartCents program of the Capital One Savings Account has some features:

• Every time you make a debit card purchase or pay a bill online, 50 cents of your money is transferred from your checking to your savings and Capital One matches 100% of your eligible SmartCents transfers made within the first 3 months, and 5% after that (there is $300 yearly cap).
• Get $15 for your first direct deposit plus an extra $15 for your first online bill payment (total $30)
• You need to have a checking account to work with a savings account to be eligible to join this program

Discover Bank is offering $25 for opening a new CD account online. This offer is listed in this week’s TIME Magazine. This offer is valid through 12/31/2009. You have to make a new $2500 fund in your new CD account within 3 0 days of account opening.

You can open a new CD account online at www.discoverbank.com/CDoffer or call Discover at 888-201-8544.

You have to enter the promotion code D120174 to qualify for this offer. Please remember that this offer is good for a one year CD. Another feature of the CD account at Discover Bank is that if you lose your job you can withdraw your funds early with NO Penalty.

If you are on the market for a good CD rate and sign up bonus, the CD offer from Discover Bank if a good choice.

Bank of America is offering $35 bonus for making 3 bill pays from your accounts at Bank of America. The promotion link is here. Depending on how many times you use your Bank of America’s account, you can get either $25 or $35 bonus.

• $35 for making 3 bill payments within 30 days of enrollement
• $25 for making 2 bill payments within 30 days of enrollement

You need to use your name, address and last 4 digits account number to make register your account to enroll in this promotion.

Terms and Conditions:

This is a special limited time offer available to existing consumer and small business customers who have not made a bill payment with Bank of America Online Banking within the last 6 months. Offer cannot be combined with any other offer and is limited to one incentive per customer. Customers will get $35 if they use our Online bill payment service to pay three bills from their checking account within 30 days . If instead two bills are paid within 30 days, the incentive is $25.To get the $35, Small Business customers may instead enroll in Online Business Suite Direct Payments service and make three payments within 30 days. If instead two bills are paid within 30 days , the incentive is $25. Direct Payment Service requires Internet access, and Internet service provider fees may apply. This service is not available in Washington or Idaho. If we determine that you meet all the terms of the offer, we generally pay the incentive within 90 days. We may deposit the incentive directly into the Bank of America checking account you used to register for the promotion or we may mail a check to the address listed in our records for the checking account. We may report to the IRS the value of the incentive we pay to you and you are responsible for any applicable taxes.

Citizens Bank has a checking account promotion from which you can easily earn $100. At the same time, from Green$sense program at Citizens Bank customers can earn up to $120 per year from this program. The Green$sense at Citizens Bank is quite similar to Bank of America’s Keep the Change program. So you can earn up to $220 bonus from Citizens Bank.

The details of this promotion is listed at http://www.citizensbank.com/220. This promotion ends on November 13th, 2009.

Here is how to get the bonus:

• Set up a Direct Deposit of $500 or more $50 Cash
• Make 5 Online Bill Payments Want to learn more? View our Online Demo $25 Cash
• Make 5 Debit or Credit Card purchases $25 Cash
• Enroll in Green$ense™ We’ll pay you to go paperless $120 Cash

This is a good time to earn bonus from Citizens Bank which is the first time mentioned here at MyCardBlog.com. You can open a new account online through the promotion link, or visit local Citizens Bank, or call 888-411-7442.

Fine print:

To qualify you must open your first new checking, debit card or credit card account between October 1 and November 13, 2009. You must not be or have been a signer on any personal account within the prior six months. Student Checking accounts are not eligible. If you meet these conditions and have at least 1 electronic Direct Deposit of $500 or more you will be paid a $50 bonus. If you make at least 5 online bill payments using our Online Banking site, you will be paid a $25 bonus. If you make a minimum combination of 5 signature-based purchases (non PIN purchases) using your Debit Card or Credit Card you will be paid a $25 bonus. All requirements need to be met by December 31, 2009. All bonuses will be paid by 2/28/2010 and reported to the IRS. Checking account must remain open for at least 6 months or the amount of the banking bonus will be debited from the account at closing.

The Green$sense program is a program associated with savings account at Citizens Bank. The principal is very simple:

With Green$ense, we’ll pay you 10 cents every time you pay without paper – like when you use your debit card, pay a bill online, or have an automatic payment charged to your checking account or debit card. You can earn up to $120 a year!

The Chase Sony Card is offering 500 bonus points for registering your Sony products at Sony Style. This is an easy 500 bonus points for Sony Card owners. If you just purchased a Sony product, you ought to take the chance to get the 500 points. If you do not have any Sony products on hand yet, you can use your friends’ Sony products to register at Sony Style.

The link to the registration page is here. From the email I received from Sony, the maximum products you can register are 5. SO you can get potential 2500 bonus points from this promotion.

• Get 500 Sony Rewards Points for each product you register
• Register up to 5 products

Sony Card is a good credit card to own, you can get promotions from Sony Card frequently. This tag let you to catch the latest Sony Card promotions.

I just wrote a post stating that “Chase Freedom Card Rewards Program Is Getting Worse“. This is a truth. Chase Freedom Card is not my top choice of cashback credit card now. Today, however, I received an email from Chase that my Chase Freedom Card is offering 3% cashback on selected categories from October 1 to December 31, 2009.

The promotional link to this promotion is at: www.ChaseBonus.Com/freedom41. You need to enter your last name, last four digits of your account number, zip code and email address. This promotion will allow you to get 3% cashback on discount stores, computer and electronic stores and bookstores. Since the big shopping season is coming soon, this promotion definitely offers great chance to save money on above 3 categories. You can also call 1-877-532-3820 to enroll in this promotion.

Fine print:

To be eligible for this bonus offer, you must either call the phone number or log on to the website referenced in this offer by 12/10/2009. This bonus offer only applies to net purchases made with your credit card during the promotional period at retail establishments that classify their merchant location for Visa/MasterCard in any of the following categories: bookstores, discount stores, electronics and computer stores. Online and catalog purchases are not eligible to receive the bonus rewards unless the merchants have correctly identified and billed the transactions. We do not determine whether merchants correctly identify and bill transactions as being made in each category. However, we do reserve the right to determine which purchases qualify for the bonus rewards. Please allow 6 to 8 weeks after the last day of the promotional period for bonus rewards to post to your account. Maximum bonus reward accumulation during the promotional period is $30. Bonus rewards earned from this promotional offer will not count against any maximum reward accumulation in the rewards program, if applicable. Credit card product changes during the promotional period will forfeit this bonus offer. To qualify for this promotional offer, account must be open and not in default at the time of fulfillment. This promotional offer is non-transferable and applies only to the account ending in the last 4 digits referenced in this offer.

Well, this is not credit card news as far as I know. But some of you might still not know that Discover Card has an option to let you choose a biodegradable credit card. This is the American’s first biodegradable credit card. This Discover biodegradable credit card is made of biodegradable PVC, a substance that allows 99 percent of the card plastic to be safely absorbed when exposed to landfill conditions. This credit card will break down 99% in nine months to five years in soil, water, compost, or whatever microorganisms are present. Plus this card leaves no toxic effect on the environment. It might appeal you if you are aware of the environment issues that human are facing right now.

The distinct feature of this biodegradable Discover Card is the “biodegradable” symbol on the back of the card.(see figure below)

Other than the biodegradable of the plastic, there is no dramatic difference between this biodegradable Discover Card and other Discover Cards. This biodegradable Discover Card offers:

Cashback Bonus: up to 1% cashback on all purchases, 5% cashback on selected categories each quarter.

Cashback for shopping online: Use the links provided in your account (shopdiscover), you can earn up to 20% cashback when you use your Discover Card as the payment method.

If you are really curious about the environment, you can also enroll in the paperless statement option from Discover Card. In this way, you can view your credit card statement online without request for a delivery of paper statement.

Today I received a mail from American Express indicating that I could get $40 Best Buy gift card for spending $200 at Best Buy with my American Express Card between 10/01/2009~12/30/2009. The website to register your American Express Card is www.amexnetwork.com/bestbuy.

This is a great opportunity to save money at BesyBuy, especially when Thanks Giving and Christmas are approaching. You have to register your personal information at the above website to be eligible to get the $40 Best Buy gift card.

Fine print:

To be eligible to receive the $40 Best Buy Gift Card, you must be the named recipient of this invitation and you must register for the offer using any American Express Card in your household by 12/30/2009 at www.amexnetwork.com/bestbuy. Once registered, you must complete one transaction of at least $200 at any Best Buy store between 10/1/2009 and 12/31/2009. Cardmembers may only register one Card for this offer and certain American Express Cards, including but not limited to, Prepaid Cards, and Corporate Cards, are not eligible. Only transactions made on the Card registered for the offer are eligible. Transactions made on another Card account or a supplementary Card with a different Card account number are not eligible. The $40 Best Buy Gift Card will be mailed 6-8 weeks after completion of the promotion period.

Today amexnetwork is offering $25 off $50 and $50 off $100 coupons for Whole Foods Market.