MyCardBlog

Best Buy and Paypal is running a new promotion from which you can get $20 cash back via using Paypal at checkout with $100 minimum purchase. This promotion is good for this week only and can not be combined with other offers.

The promotion page can be found here.  According to the promotion rules, it is very easy to do this.

• Click the Checkout button.
• When you’re prompted for your payment method, choose PayPal.
• You’ll go to a secure PayPal page to log in and review your order.
• Then, you’ll return here to confirm your purchase.

After login your Paypal account, you can choose to use Credit Card as funding source to earn more cash back.

Please see the exclusions listed below:

Receive $20 cash back on purchases of $100 or more excluding tax and shipping (“Offer”). Offer applies to transactions at www.bestbuy.com when you use PayPal as the payment method. Offer begins November 8, 2009 and ends November 16, 2009, or as long as the Best Buy website indicates that the $20 cash back promotion is available, whichever occurs first. To receive this Offer, you must use a U.S. PayPal account in good standing and complete a qualifying purchase no later than November 16, 2009. The maximum amount of cash back per PayPal account is limited to $20 USD. The cash back will be deposited into your PayPal account within 2-3 weeks after the end of the promotion.

Excluded transactions from this offer include, but are not limited to the following: PayPal Plug-In transactions (formerly named: Virtual Debit Card), gift certificate payments, gift card purchases, PayPal Debit Card payments, automatic and/or recurring payments that you have scheduled, and PayPal Plus Credit Card/ eBay MasterCard payments not made through your PayPal account. If the payment is refunded or cancelled at any time, you are not eligible for the Offer. If the payment is refunded after you receive the cash back, PayPal will deduct the cash back amount from your account.

You can search “LCD” to get 5% cash back via Microsoft Bing.com cash back. This makes this offer even better.

Finally, we get news on the “huge” credit card offer from Chase. From the link provided here, we can see that Chase and British Airlines are offering super hot 100,000 bonus miles after spending $2000 in three months. This offer is much better than I mentioned American Express Premier Rewards Gold Card which is offering $150 bonus after spending $1000 in 3 months.

I believe this 100,000 bonus miles are good enough for TWO round trips from USA to Europe or Asia. This deal is way better than other airline miles offers. You can check the miles needed to get a free ticket at here.

The bad thing on this card is that there is a $75 annual fee on this card. This card is now available for application for U.S. British Airways Executive Club members and those who are not club members have to wait until November 16 to start application.

If you can not make $2000 in 3 months, you can still get 50,000 bonus miles after first purchase. (Surely, you will make $2000 goal. Because usually you can buy some gift cards to qualify the spending requirements.)

Another feature is that if you spend over $30000 on this card, you can get a free companion ticket. If you travel a lot, I think this is a decent offer for you.

So, why wait? 100,000 bonus miles are not usual.

(Tips, visa signature card is a high-end visa card, you need relatively good credit standing to get is approved.)

Chase Freedom Card is offering $50 bonus and now the newly released Chase Sapphire Card is offering $100 bonus. To me, Chase is the only credit card issuer that still offers huge sign up bonus for credit cards that are not charging annual fees. I have 4 credit cards at Chase and over the past few years I never have any problem with them. So I would like to share this information with you. If you are not approved instantly, you can call Chase to check the application status. And if you have other credit cards at Chase, you can move part of your other credit cards’ credit limit to this new Chase Sapphire Card to get it approved.

So what’s this new Chase Sapphire Card is offering?

This Chase Sapphire Card is offering 10,000 bonus points after your first purchase, balance transfer, or check that is used to access your account, excluding cash advances. This 10,000 bonus points will be deposited to your account within 6~8 weeks which can be redeemed for a $100 gift card. So basically you are getting $100 gift card from Chase after first use of this credit card.

The most important thing is this Chase Sapphire Card does not have annual fee! You are worry-free!

In addition, You will earn 1 point for each $1 of net purchases. You will earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool. There is no maximum number of points that you can accumulate in the program. All of the points accumulated can be redeemed for gift cards and airline tickets. The points can be redeemed starting at 2,500 points for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law, and in 100-point increments for each additional $1 of credit. Rebate redemptions start at $25 in rebates for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law.

Chase also has the ultimate rewards mall, which is an online shopping rewards program like the add it up from Bank of America. You can earn additional points for shopping through this Chase Ultimate Rewards Mall.

Currently, I think this Chase Sapphire Card is the best personal card from Chase or other credit card issuer. Especially for those who spend a lot of money per year and can easily reach the rewards cap set by credit card issuers. Go and grab a Chase Sapphire Card now!!!

Once per year, the holiday shopping season is approaching. Other than the merchants that are trying to increase the sales. Our beloved credit card issuers, and other payment processing providers like Paypal are also trying to promote their own services. If you are lucky, you are now receiving an invitation from PayPal regarding a 5% cashback for the coming shopping season.

The invitation goes to my not-frequently-used PayPal account. The title of the email is: By invitation only: David, get 5% cash back all season long.

By receiving this email, you are pre-selected by Paypal to get a 5% chance to get more rewards for your holiday shopping.

The content of this email:

You’ve been selected to receive a special offer: PayPal Cash Back Rewards. After your second PayPal purchase, you’ll earn 5% cash back on your additional PayPal purchases* through December 21st. And with one-step sign up, you’ll be earning cash back in no time.

SO you need to sign up via click the link in the email to be eligible to get the rewards.

Some important points about this prmotion:

Receive 5% cash back (“Cash Back Rewards”) on your 3rd purchase and each purchase thereafter through December 21, 2009 (excluding tax and shipping), made from any participating U.S. merchant when you use PayPal as the payment method (“Offer”). Purchases made at eBay.com do not qualify for this Offer. Offer begins on November 3, 2009 and ends December 21, 2009 or as long as the Cash Back Rewards Offer is available on the PayPal site, whichever occurs first. In order to receive this Offer you must 1) have a U.S. PayPal account in good standing, 2) receive an email directly from PayPal inviting you to participate in this Offer, 3) register for the Cash Back Rewards Offer, when prompted to do so, using the same email address where you received the Offer invitation, and 4) complete two purchases. Your third purchase, and each purchase you make after that, will qualify for the Offer, as long as they are completed by December 21, 2009. The maximum amount of cash back under this Offer is limited to $20 USD per purchase, and a maximum of $200 USD per PayPal account from November 3, 2009 through December 21, 2009. The cash back will be deposited into your PayPal account between November 19, 2009 and December 30, 2009, based upon your transaction dates.

Rumors have been floating on the web about a one day special sale at Walmart Stores. I personally searched on the web and indeed found some super pre Black Friday deals during that one day sale. Walmart usually runs similar promotions before Black Friday comes. Following is the details about this sale.

Note: according to the ad shown at yahoo.com, all sales begin at 8:00 am on Saturday November 8th, 2009.

Xbox 360 Arcade Console for $199 with $100 walmart gift card. So the final price of this Xbox 360 Arcade console is $99!!! This is the lowest price we could get in the market. What a great gift for the coming holidays!!!

HP G60-519WM for only $298!!

Specs of this laptop:

• Intel Celeron 900 (2.2GHz, 1MB cache, 800MHz FSB)
• Windows 7 Home Premium
• 3072MB DDR2 System Memory
• 250GB(5400rpm) Hard Drive
• 802.11b/g WLAN
• LightScribe SuperMulti 8x DVD +-R/RW Drive w/Double Layer Support
• 15.6″ Diagonal High-Definition HP BrightView display
• Intel Graphics Media Accelerator 4500M with up to 1309MB total available memory
• 3 USB 2.0 Ports

Sony Blu-Ray Disc for $148!

42″ Sharp LCD HDTV for only $498!

46″ Panasonic Plasma HDTV for only $788

It is quite possible that a long queue will be lined up before store opens. Try your luck!!! Read more…

Personal Chase Freedom Credit Card is not offering 3% cash back on selected categories any longer. So this credit card is not a great credit card for generally daily use. But the good thing is that you can get $50 sign up bonus from this Chase Freedom Credit Card. However, the business version of the Chase Freedom Credit Card is still offering 3% cash back on selected categories.

You can view the information about 3% cash back on this Chase Freedom for Business Credit Card at here. This Chase Freedom for Business Credit Card is offering 3% cash back on your top 3 Everyday categories. If you are a customer of the Chase Business Checking (eligible for Chase Exclusive for Business), you are eligible to get 5 categories. That is a huge return! Plus you will also get $50 bonus after first purchase.

Features of this Chase Freedom for Business Credit Card:

• Saves You Money
  No monthly service fees on Chase BusinessClassic^SM Checking or Chase BusinessClassic^SM with Interest checking accounts when linked to an active Chase Freedom for Business credit card account.
• More rewards
  Chase Freedom for Business gives you 3% cash back on your top 3 Everyday categories and 1% on all other purchases. And, as a Chase Checking Customer, you’ll earn 3% cash back on your top 5 Everyday categories—and additional 2 categories where you can earn rewards every month!
• No Expiration
  Rewards don’t expire when you have an open Chase Checking account, so save up and redeem when you’re ready. Faster Rewards
  Earn rewards faster than ever when you get extra cards for employees.
• Freedom to Change
  Redeem for $50 check once you’ve earned $50 in rewards, or switch to earn triple points and take your rewards with you.

Chase Exclusive for Business Offers can be found at here.

You, as a person, can register as a Sole proprietorship. Sole proprietorship means is a type of business entity which is owned and run by one individual and where there is no legal distinction between the owner and the business. Then you can open a business checking account and apply for this Chase Freedom for Business Credit Card.

Today most retailers have their own brand credit cards (which you can use everywhere with VISA, MasterCard, or American Express logo) or store cards (which you can only use at specific stores). I was interested in this kind of credit cards now and will introduce some of them in the following posts. The NO. 1 card that I want to introduce here is the Sears Card including Sears Card and Sears MasterCard issued with Citi.

Sears Card

This is a general store issued card which can only be used at Sears stores, K Mart stores, Sears.com and Kmart.com. Sears often offer special discount to Sears Cardholders (5%~30% off by chance). One very important feature I want to mention here is the free monthly credit score access for this Sears Cardholders. It is interesting that they have a website to describe this promotion at http://www.searsscore.com/. This credit score access is counted as soft pull which does not influence your credit score. So if you want to monitor your credit score, you would like to consider this card.

Other features of this card:

• No annual fee
• Returns without a receipt
• Exclusive cardmember-only sales throughout the year with big savings on Kenmore^TM appliances, washers, dryers, Craftsman^® tools and electronics
• Frequent short-term special financing offers

Read more…