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Archive for November, 2009

Credit Card Sign Up Bonus

November 20th, 2009 David No comments

Following are some credit cards that have decent sign up bonus. If you are in the market for a new credit card, following ones are top picks:

Chase Sapphire Card $100

Chase Freedom Card $50

Citi Forward Card $60

Starwood Preferred Guest Card from American Express $100

Premier Gold Rewards Card from American Express $100

$10 Bonus from Paypal with Bing CashBack

November 19th, 2009 David No comments

Today I received an email from Paypal about a new promotion with Bing Cashback. This email was sent to my not-frequently used PayPal account. If you are not using Bing Cashback now and want to get this easy $10 bonus from Paypal, this is a good chance. Bing Cashback is reliable and often offers huge cashback for certain merchants (at certain time).

To be eligible for this special offer, you must be new to Bing cashback and have received an email invitation from PayPal. If so, then follow these three steps:

1) Register for Bing cashback and add your PayPal account as the reward method to your cashback payouts. Just look for “Settings” once signed into your cashback account to link your PayPal account.
You must link the PayPal account that received this offer invitation by email

2) Make your first cashback purchase of $25 or more, exclusive of taxes and shipping and handling, from one of Bing cashback’s more than 1,000 stores. Just search for what you want to buy and follow the cashback coin to savings.

3) Get $10 deposited into your PayPal account within 30 days of registration and purchase.

The link to this promotion is here: http://www.discoverbing.com/cashbackpaypalpromo.

bing and paypal cashback rewardsFine print:

*Receive $10 in your PayPal account when you sign up for the Bing cashback program and comply with all of the terms of this offer (“Offer”). Offer begins on November 17, 2009 at 12:01 am PST and ends November 25, 2009 at 5:00 pm PST or once accepted by the first three hundred thousand (300,000) participants whichever occurs first. Once the Offer is no longer available it will be reflected here: http://www.discoverbing.com/cashbackpaypalpromo.

Current cashback for some popular merchants:

Dell.com: 5%

BestBuy.com: 5%

eBay: 8%

walmart.com: 10%

tigerdirect.com: 6.4%

Kohls.com: 5%

Categories: Banking News Tags: , ,

Super Hot Deals at American Express Daily Wish

November 18th, 2009 David 3 comments

Today starts from 2:00 pm EST, American Express daily wish will have a once-per-year event which will offer huge discount for shopping at certain merchants. This time the merchant is Best Buy.

There are two promotions scheduled to start simultaneously.

1: GET $200 back when you spend $500 or more at Best Buy (limit 50)

2: GET $40 back when you spend $100 or more at Best Buy (limit 125)

You need to register your American Express credit card before click “I want it”.

The link to the promotion is here.

amex daily wish bestbuy

Tomorrow is Macy’s. You can get $50 back when you spend $100 or more at Macy’s.

5% Cash Back on BP Gas Purchase for American Express Cards

November 17th, 2009 David No comments

BPI received an email from American Express regarding a new cash back rewards for my Starwood Preferred Guest Card from American Express. This time the promotion is for BP gas purchases only. If you regularly use BP gas, you can sign up this promotion with your American Express credit cards.

The promotion page about this offer is at https://enroll.amexnetwork.com/US/BPQ4Credit/. You have to enter your credit card information, your name and a valid email address to confirm your registration.

Following is what we can see at the top of the page which is also advertised at AmericanExpress.com.

Earn 5 cents back with every $1 you spend when you fill up at BP

Simply fill up at BP, pay with your Card – and view your cash back online. There are no hidden fees or sign-up costs.

Fine print:

To be eligible for the offer, you must register your American Express Card at americanexpress.com/bpcashback and complete all qualifying transactions by December 31, 2009.  You may register more than one Card for this offer, but only those Cards you register individually for the offer will be eligible to earn statement credits. Certain American Express Cards, including prepaid, OPEN(R), and Corporate Cards, as well as additional Cards with a different Card account number, are not eligible. Statement credits will generally be issued within 5 days after each qualifying purchase, but may take up to 2 billing cycles to post to your account. Additional terms apply. See registration website for details.

You might need the invitation to get your credit card registered. But you can try it to see whether you are qualified for this offer.

$300 Bonus from National City Bank

November 16th, 2009 David 1 comment

The Huge Promotion from National City Bank I mentioned last came back again. This time National City Bank is also offering $300 checking account bonus for new customers who open a new checking account at National City, make direct deposit and other banking activities. National City Bank offers $75, $150 or even $200 bonus every now and then. But it is really rare to see a $300 bonus at this time.

This promotion was advertised at here (St. Louis Post-Dispatch). The Chicago Business also mentioned this promotion titled “National City Bank Sweetens Stakes to Snare Retail Customers“. However, you can not find the advertisement of this promotion at NationalCity.com. It seems that this is a branch-only event. You might need to go to your local National City Branch to request more information about this promotion and see whether you are eligible to the $300 offer.

nationalcity 300 bonusHere are some points you need to know:

$100 bonus: Set up direct deposit of your paycheck/pension/social security (at least $400) and having 10 check card purchases within 60 days of account opening.

Additional $100 bonus: Keep the direct deposit and complete an additional 25 check card purchases by 3/31/2010.

The 3rd $100 bonus: Keep the direct deposit and complete an additional 25 Check Card purchases by 5/31/2010.

It seems that all of the 3 $100 bonuses are easy to get. You need to make direct deposit of $400 or more and use National City Check Card to make purchases until 05/31/2010. This offer ends on November 28, 2009.

Hurry up! Visit your local National City Bank to get more information. (Last year, I saw my local National City Bank was offering small flyers about this $300 promotion.)

Up to $250 Bonus from Harris Bank

November 11th, 2009 David No comments

Harris Bank is offering a checking account promotion from which you can earn up to $250 bonus. The promotion page can be found here. It seems that this promotion has been listed for a long time but I did not mention it here before. If you are a resident in Midwest region, you should probably consider this promotion.

It looks like not very difficult to get the bonus. All you have to do is to open a Harris Interest Checking Account with direct deposit or online bill payment to get $100 cash and $100 dining certificate. If you add auto save, you would get $50 more bonus. To get this bonus, you have to:

1. Open a new Harris Interest Checking Account

2. Make a direct deposit and online bill pay

3. Add auto save to your account (must be activated)

There might be some minimum deposit required.

Fine print:

Offer effective as of September 28, 2009, and is subject to change without notice. Checking offer applies to new personal Interest-Checking Accounts opened between September 28, 2009 and November 30, 2009. In order to receive the cash incentive, one of the following requirements must be met: a) the checking account must have a recurring (monthly) direct deposit within 90 days of account opening or b) the presence of at least five online bill payment transactions within 60 days of account opening. This offer cannot be combined with any other offer and can be withdrawn at any time without notice. Limit one offer per household. $100 cash will be deposited into your new Harris personal Interest-Checking Account approximately 120 days after account opening and will be reported as interest income on IRS form 1099 INT. New checking account must remain in good standing in order to receive offer.harris bank promotion

$100 in Dining Dough will be awarded at the time of account opening. Limit one $100 in Dining Dough per household. Dining Dough promotional certificates are issued by Restaurant.com (”RDC”) and may be redeemed solely for merchandise offered through www.diningdough.com. Dining Dough promotional certificates have no cash value and may not be redeemed for cash at any time. Dining Dough promotional certificates are not valid for prior purchases. The products available through www.diningdough.com are subject to change without prior notice. RDC restaurant-specific certificates come primarily in $25 denominations. Only one (1) restaurant-specific certificate may be used per restaurant visit. Upon redemption of a Dining Dough promotional certificate for a restaurant certificate, all rules and limitations of the participating restaurant (which may include minimum purchase requirements) apply.

$50 will be deposited into your savings account after Auto Save feature is activated and will be reported as interest income on IRS form 1099 INT. To qualify for this offer, you need a personal Harris savings account or Harris Money Market Account and the Auto Save option. Minimum opening balances are required.

You can apply online through above promotion page or make the application through online chat.

PayPal $20 off $100 at Best Buy

November 10th, 2009 David No comments

Best Buy and Paypal is running a new promotion from which you can get $20 cash back via using Paypal at checkout with $100 minimum purchase. This promotion is good for this week only and can not be combined with other offers.

The promotion page can be found here.  According to the promotion rules, it is very easy to do this.

  • Click the Checkout button.
  • When you’re prompted for your payment method, choose PayPal.
  • You’ll go to a secure PayPal page to log in and review your order.
  • Then, you’ll return here to confirm your purchase.

After login your Paypal account, you can choose to use Credit Card as funding source to earn more cash back.

bestbuy paypal promotion

Please see the exclusions listed below:

Receive $20 cash back on purchases of $100 or more excluding tax and shipping (”Offer”). Offer applies to transactions at www.bestbuy.com when you use PayPal as the payment method. Offer begins November 8, 2009 and ends November 16, 2009, or as long as the Best Buy website indicates that the $20 cash back promotion is available, whichever occurs first. To receive this Offer, you must use a U.S. PayPal account in good standing and complete a qualifying purchase no later than November 16, 2009. The maximum amount of cash back per PayPal account is limited to $20 USD. The cash back will be deposited into your PayPal account within 2-3 weeks after the end of the promotion.

Excluded transactions from this offer include, but are not limited to the following: PayPal Plug-In transactions (formerly named: Virtual Debit Card), gift certificate payments, gift card purchases, PayPal Debit Card payments, automatic and/or recurring payments that you have scheduled, and PayPal Plus Credit Card/ eBay MasterCard payments not made through your PayPal account. If the payment is refunded or cancelled at any time, you are not eligible for the Offer. If the payment is refunded after you receive the cash back, PayPal will deduct the cash back amount from your account.

You can search “LCD” to get 5% cash back via Microsoft Bing.com cash back. This makes this offer even better.

Categories: Credit Card News Tags: ,

Chase British Airways Signature Visa Card Offers 100,000 Bonus Miles

November 9th, 2009 David 2 comments

Finally, we get news on the “huge” credit card offer from Chase. From the link provided here, we can see that Chase and British Airlines are offering super hot 100,000 bonus miles after spending $2000 in three months. This offer is much better than I mentioned American Express Premier Rewards Gold Card which is offering $150 bonus after spending $1000 in 3 months.

I believe this 100,000 bonus miles are good enough for TWO round trips from USA to Europe or Asia. This deal is way better than other airline miles offers. You can check the miles needed to get a free ticket at here.

The bad thing on this card is that there is a $75 annual fee on this card. This card is now available for application for U.S. British Airways Executive Club members and those who are not club members have to wait until November 16 to start application.

British Airways Signature Visa CardIf you can not make $2000 in 3 months, you can still get 50,000 bonus miles after first purchase. (Surely, you will make $2000 goal. Because usually you can buy some gift cards to qualify the spending requirements.)

Another feature is that if you spend over $30000 on this card, you can get a free companion ticket. If you travel a lot, I think this is a decent offer for you.

So, why wait? 100,000 bonus miles are not usual.

(Tips, visa signature card is a high-end visa card, you need relatively good credit standing to get is approved.)

Categories: Credit Card News Tags: