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I just wrote a post stating that “Chase Freedom Card Rewards Program Is Getting Worse“. This is a truth. Chase Freedom Card is not my top choice of cashback credit card now. Today, however, I received an email from Chase that my Chase Freedom Card is offering 3% cashback on selected categories from October 1 to December 31, 2009.

The promotional link to this promotion is at: www.ChaseBonus.Com/freedom41. You need to enter your last name, last four digits of your account number, zip code and email address. This promotion will allow you to get 3% cashback on discount stores, computer and electronic stores and bookstores. Since the big shopping season is coming soon, this promotion definitely offers great chance to save money on above 3 categories. You can also call 1-877-532-3820 to enroll in this promotion.

Fine print:

To be eligible for this bonus offer, you must either call the phone number or log on to the website referenced in this offer by 12/10/2009. This bonus offer only applies to net purchases made with your credit card during the promotional period at retail establishments that classify their merchant location for Visa/MasterCard in any of the following categories: bookstores, discount stores, electronics and computer stores. Online and catalog purchases are not eligible to receive the bonus rewards unless the merchants have correctly identified and billed the transactions. We do not determine whether merchants correctly identify and bill transactions as being made in each category. However, we do reserve the right to determine which purchases qualify for the bonus rewards. Please allow 6 to 8 weeks after the last day of the promotional period for bonus rewards to post to your account. Maximum bonus reward accumulation during the promotional period is $30. Bonus rewards earned from this promotional offer will not count against any maximum reward accumulation in the rewards program, if applicable. Credit card product changes during the promotional period will forfeit this bonus offer. To qualify for this promotional offer, account must be open and not in default at the time of fulfillment. This promotional offer is non-transferable and applies only to the account ending in the last 4 digits referenced in this offer.

Well, this is not credit card news as far as I know. But some of you might still not know that Discover Card has an option to let you choose a biodegradable credit card. This is the American’s first biodegradable credit card. This Discover biodegradable credit card is made of biodegradable PVC, a substance that allows 99 percent of the card plastic to be safely absorbed when exposed to landfill conditions. This credit card will break down 99% in nine months to five years in soil, water, compost, or whatever microorganisms are present. Plus this card leaves no toxic effect on the environment. It might appeal you if you are aware of the environment issues that human are facing right now.

The distinct feature of this biodegradable Discover Card is the “biodegradable” symbol on the back of the card.(see figure below)

Other than the biodegradable of the plastic, there is no dramatic difference between this biodegradable Discover Card and other Discover Cards. This biodegradable Discover Card offers:

Cashback Bonus: up to 1% cashback on all purchases, 5% cashback on selected categories each quarter.

Cashback for shopping online: Use the links provided in your account (shopdiscover), you can earn up to 20% cashback when you use your Discover Card as the payment method.

If you are really curious about the environment, you can also enroll in the paperless statement option from Discover Card. In this way, you can view your credit card statement online without request for a delivery of paper statement.

Today I received a mail from American Express indicating that I could get $40 Best Buy gift card for spending $200 at Best Buy with my American Express Card between 10/01/2009~12/30/2009. The website to register your American Express Card is www.amexnetwork.com/bestbuy.

This is a great opportunity to save money at BesyBuy, especially when Thanks Giving and Christmas are approaching. You have to register your personal information at the above website to be eligible to get the $40 Best Buy gift card.

Fine print:

To be eligible to receive the $40 Best Buy Gift Card, you must be the named recipient of this invitation and you must register for the offer using any American Express Card in your household by 12/30/2009 at www.amexnetwork.com/bestbuy. Once registered, you must complete one transaction of at least $200 at any Best Buy store between 10/1/2009 and 12/31/2009. Cardmembers may only register one Card for this offer and certain American Express Cards, including but not limited to, Prepaid Cards, and Corporate Cards, are not eligible. Only transactions made on the Card registered for the offer are eligible. Transactions made on another Card account or a supplementary Card with a different Card account number are not eligible. The $40 Best Buy Gift Card will be mailed 6-8 weeks after completion of the promotion period.

Today amexnetwork is offering $25 off $50 and $50 off $100 coupons for Whole Foods Market.