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Capital One is offering $50 bonus for opening a new savings account online and make $10,000 deposit. This is a great opportunity to earn extra money if you are seeking for a savings account now. If there is a Capital One branch near you, you can get a debit card from Capital One and join the SmartCents Program which is a similar program as the Keep the Change at Bank of America.

The promotion page about this $50 bonus is here. In order to get the bonus, you have to keep the following points in mind:

• Offer code is SAVER50DF
• Savings account must be opened online by 11/25/2009
• You have to be new to Capital One Direct Banking
• At least $10,000 must be on deposit on 11/25/2009 to Get the Bonus

One KEY FEATURE of  this account is absolutely NO FEE! Service and maintenance fees don’t apply for this account!

The SmartCents program of the Capital One Savings Account has some features:

• Every time you make a debit card purchase or pay a bill online, 50 cents of your money is transferred from your checking to your savings and Capital One matches 100% of your eligible SmartCents transfers made within the first 3 months, and 5% after that (there is $300 yearly cap).
• Get $15 for your first direct deposit plus an extra $15 for your first online bill payment (total $30)
• You need to have a checking account to work with a savings account to be eligible to join this program