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How to Pay Bank of America (BOA) Credit Cards Online?

Recently, there are a lot of emails from MyCardBlog.com readers regarding the easy steps to pay Bank of America (BOA) credit cards online. I must indicate that to pay Bank of America’s credit cards online is not so easy if you are not familiar with BOA’s rules and do not have checking account with them. If you have a regular checking account at Bank of America, then there is no such problem because you when you click the “pay now” button, it will re-direct you to the checking account bill pay section. Then everything is very simple.

If you do not have a regular checking account at Bank of America, you need to find other ways to pay your credit card bills online. It seems even Yahoo! answers do not have the right answers on how to pay Bank of America credit cards online. I believe it will be very easy for you if you read this post.

bank-of-americaTo pay your Bank of America credit card online from other financial institution, you have to visit www.myeasypayment.com to submit a payment online. You will need following information for each payment (This website does not store your payment and personal information!).

  • Credit card number
  • Last name as it appears on the credit card
  • Last 4 digits of your Social Security number
  • City and ZIP code where your statement is mailed to
  • ABA/Routing Number of non–Bank of America financial institution
  • Account number of non–Bank of America financial institution

Of course, this myeasypayment.com is also the only website that you can pay your Bank of Ameirca loans online.

If you have a Bank of Ameirca checking or savings account, you can go to your online account and click “Make Transfer” tab and follow the directions to transfer money to your credit card.

It is a little boring to remember everything for each payment at www.myeasypayment.com. Will Bank of America do something to make online payment much easier like other credit card issuers in the near future?

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  1. Jacquie
    May 24th, 2009 at 11:46 | #1

    Thanks, David, for the info. You really have been a big help. I was about to resort to snail mail when I saw your blog. Thanks again.

    Jacquie
    Florida

  2. Susie
    July 21st, 2009 at 09:40 | #2

    Another big thank you. They sure don’t make it easy. Thanks for taking the time to post this. It was a big help and saved me a late payment.

  3. Mike
    August 1st, 2009 at 00:14 | #3

    really? i’ve had no issues paying my BoA credit card through my wachovia online banking for past couple years… i just set it up through the “pay bill” section.

  4. August 16th, 2009 at 10:22 | #4

    Thanks for sharing. It is easy to payment online.

  5. jing wang
    December 2nd, 2009 at 16:10 | #5

    Thanks for sharing. it is easy to do.

  6. Tab
    January 4th, 2010 at 10:07 | #6

    THANK YOU! Now, that my card is paid off I’m free of all insufferable and evil bank of America accounts. I had closed my checking account already, and couldn’t make a transfer payment through the normal website.

  7. Mary
    January 15th, 2010 at 16:25 | #7

    The good thing about myeasypay is that if you want to make a payment same day, you can pay up to like 8:00 and it will still be posted that day! A couple of times I meant to pay and it was after 5:00, so this saved me late fees and interest rate hikes!!

  8. Lori
    January 29th, 2010 at 14:53 | #8

    Thanks for sharing, but there is no options to look at your statements or activities on your card on this site. Boy, last month I was able to just go to bankofamerica.com and go from there using my user name and password and now I can’t!…What’s up with that or am I missing something.

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