MyCardBlog

There are many co-branded credit card products from Citi and other organizations or banks. I introduced the Associated Bank Platinum Credit Card which offers 0% APR on balance transfer for 12 months with no fees. This is a great credit card if you are in need of money and want to do balance transfer to cover your need. There is another Citi co-branded credit card—ADA World MasterCard which offers similar balance transfer offer to everyone.

The ADA world mastercard has two versions: travel rewards and platinum. The travel rewards has 10,000 bonus points which can be redeemed for a $100 gift card. Therefore I suggest you apply for the travel rewards version instead of the platinum card. Although this is a co-branded credit card, you don’t have to be an ADA member to be eligible to apply for this credit card.

The balance transfer fee is 3% with $5 minimum and $75 maximum. The $75 maximum is pretty good nowadays. For the 0% APR balance transfer fee, as long as first balance transfer is completed within 12 months from date of account opening, 0.00% for 12 months from date of first balance transfer. You can request a balance transfer check online after registering your credit card. Or you can wait for the mail package. There is no annual fee associated with this credit card.

Terms and conditions can be found here.

You can take $100 gift card bonus with 0% APR balance transfer offer with this Citi ADA world mastercard. I think this is a great opportunity!

ADA is the American Dental Association but as I mentioned at the first beginning of this post, you don’t have to be an ADA member to apply for this credit card.