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WT Direct is offering a new winter promotion now. This promotion is similar to the one I mentioned in August 2008 from which you can get about $50 to $250 new account bonus depending on your account balance. The WT Direct Online Savings Account is on the list of my Top 7 Online Banks for High Interest Savings.

The promotion page can be found here. It’s very simple to get the bonus, here is how:

• OPEN a new account — use promotion code “WTG3DNC”
• LINK an existing bank account to your new WTDirect account during the application process.
• FUND your new WTDirect account by initiating an online transfer by 12/22/08.
• EARN your bonus — calculated by determining the average balance from 1/1/09 – 2/28/09.
  During that time, you will have 100% access to your funds.
• RECEIVE your cash bonus in mid-March. It will be deposited directly to your WTDirect account.

Following is the bonus level which determines how much you can get:

• $250 bonus for $50,000 balance
• $200 bonus for $40,000 balance
• $150 bonus for $30,000 balance
• $100 bonus for $20,000 balance
• $50 bonus for $10,000 balance

Fine Print:

This offer is available to new WTDirect clients only. To receive the bonus, clients must enter the promotion code “WTG3DNC” at the time of account opening. There is no minimum balance required to open the account. WTDirect account must be funded via electronic (ACH) transfer which must be initiated by 12/22/08. Clients may transfer funds in and out of the WTDirect account during the promotion period (1/1/09 – 2/28/09) and the bonus will be based on the average balance level during that time.

If you have a large fund, it’s a good time to catch the deal. For balance over $10,000, you can enjoy 3.06% APY which is relatively high rate under current banking environment. If your balance is under $10,00o your rate will be not high, so this is not a long term account choice for those with less than $10,000 money.

There is no hard pull during the account open process. All the accounts at WT Direct is insured by FDIC with a limit of $250,000.

The Chase Sony Card is a good card to keep for most of us, although the cash back program is not so good as the Chase Freedom Card or Discover More Card. The reason is very simple-the Sony Card is always offering great sign-up bonus and great cash back promotion each year in the March or April. For example, in 2007 many Sony Card members received $100 statement credit without any requirement. And in 2008, the Sony Card is offering 10,000 bonus points for spending more than $500 in a month which is equal to $100 cash back!

I have some posts about sign-up bonuses from the Chase Sony Card: $150 Bonus from Chase Sony Card and Get A Sony DSLR A350K for $449 with New Sony Card Approval. Today I realized that the Sony Card is offering $200 bonus at www.sonystyle.com. The link is here. If you go to the www.sonyrewards.com, you can only get a $50 bonus link. So if you want to get a new Sony Card, you’d better follow my link to sonystyle.com and then submit your application.

How to get the $200 bonus?

Your first single sales receipt purchase made at a SonyStyle store, including SonyStyle.com equal or greater than $299 (“Qualifying Purchase”) will automatically qualify you for a $100 Statement Credit. A $100 card credit will be applied to your Sony Card account 8-12 weeks after your first purchase (first purchase does not include balance transfer or balance transfer checks) account must be open and not in default at the time of fulfillment.

You will qualify for an additional $100 card credit if you charge to your Sony Card account a total of $1,500 or more by March 31, 2009. To qualify for these card credits, your account must be opened by 12/31/08 and first purchase must be made by 1/31/09. The additional $1,500 spend must be completed by 03/31/2009. The second credit of $100 will be applied 8-10 weeks after the qualifying period (3/31/2009).

The process to get the $200 bonus seems complicated but it’s still a good credit card deal to catch not to mention that the Chase Freedom Card has already changed the cash back program for new card approvals.