MyCardBlog

We are talking about the best credit cards all the time. Actually, there is no definitive answer to which is the best credit card. Different people have different spending styles. One might be interested in playing games, one might be interested in buying books, movies or even musics, and some might want to save money on gas. The key to get the best credit card is to choose the card that fits your spending styles.

Following is a list of best credit card offers from Kiplinger.com. Let’s see what they pick as the best credit cards.

BEST FOR CASH REBATES

American Express Blue Cash

I have a review of this card. The blue cash card from American Express is a really good cash back credit card. It’s one of the top rated cash back credit cards by me. Kiplinger.com rated this credit card as the “Best Cash Rebate Card” in 2006. “Everyday Purchases” made at drugstores, gas stations, and U.S. supermarkets earn up to a 5% rebate, and all other purchases earn up to a 1.5% rebate ($6,500 threshold). You will see how much you can save by using this card.

BEST GAS CARD

Chase BP Visa

This Chase BP Visa Card is an excellent gas card in terms of the rate it offers. 5% cash back at BP stores anywhere in the United States at any time. At the fist 60 days, you can double your cash back. Plus you can earn cash back for dinning and traveling. There are other great gas rebate cards out there. For example, Discover Open Road Card is a good substitute. For more tips on choosing a gas card, you can read the 5 Top Rated Gas Rebate Cards.

BEST TRAVEL REWARDS

Simmons First Visa Platinum Travel Rewards

This is a little surprise to me. I didn’t hear anything about the Simmons First Bank and the credit card products offered by Simmons First. Anyway, it looks like a great travel card but without any sign up bonus. Usually, travel credit cards offer some sign up bonus. Like the Citi PremierPass Card Elite Level is offering 20,000 bonus points. But you need only 22,000 points for a coach ticket, worth up to $325, to any destination within the 48 contiguous states. You earn one point per dollar spent with this no-fee credit card.

BEST LOW RATES

Wells Fargo Prime Rate

Wells Fargo is a not a big credit card issuer in US. But this credit card product is indeed a great offer to American people. As Kiplinger.com describes: “Cardholders who carry a monthly balance will appreciate this card for its 5% interest rate and $19 annual fee. The rate will never exceed prime, the rate at which banks lend to their best customers. Free alerts remind you when your bill is due and notify you if you’re approaching your credit limit.”

Everyone will have different opinions on which credit card is the best one. Will you share your opinion with us?