I have a review on the ShopDiscover Program developed by Discover Card. Frankly speaking, the cash back offered by the ShopDiscover Program is much higher than other cash back shopping websites. However, the obvious disadvantage of the ShopDiscover Program is the online merchants are not too many compared to other cash back websites. Today I realized that the ShopDiscover Program actually just added more stores for the coming shopping season. It’s a great time to use ShopDiscover to save money for the shopping season.

The ShopDiscover Program is a rewards program which will give you extra rewards in addition to the cash back or other rewards you can accumulate for online shopping through ShopDiscover. This is a similar program like Chase Rewards Plus, Bank of America Rewards Shopping Mall, and Citi Bonus Cash Center. You can earn extra cash back for shopping online through above mentioned websites.

The advantage of ShopDiscover Program is high cash back rate compared to other websites. For example, Sony offers 5% cash back at ShopDiscover but you can only get 4% cash back at ebates.com and 3% cash back from Chase Rewards Plus. You can get 5% cash back from Best Buy through ShopDiscover but you can only get 1% from ebates.com and 3% from Chase Rewards Plus. The difference is huge if you are shopping for a laptop, desktop or other electronics.

The disadvantage of the ShopDiscover Program is you have no way to track your click history thus you will miss your cash back for shopping through ShopDiscover. ebates.com and fatwallet.com will offer click history in your account thus you can know exactly when you placed the order. If the merchant missed your order, you can complain by providing the click history and your order confirmation. In this way, your cash back will never miss. But in ShopDiscover, you don’t have access to your click history and order confirmation email alone is not so useful sometimes. I personally missed a cash back reward from ShopDiscover which should give me $12.00 for purchasing an iPod touch at apple store (5% cash back is highest among other cash back websites.).

Some added online stores are:

Banana Republic 10%

Best Buy 5%

Dell 5%

EastBay 10%

Enterprise 10%

GAP 10%

Guess 10%

hotels.com 5%

Lenovo 5%

Old Navy 10%

Onlineshoes.com 15%

Ralphlauren.com 5%

Sony 5%

North Face 5%

I should also mention that you can get 5% cash back from Wlamart.com through ShopDiscover. This is the highest rate that I have ever seen.

In order to qualify to get the cash back, you have to shop through ShopDiscover (click the link at ShopDiscover) and place the order using a Discover Card (Any Discover Card will qualify.). The most popular Discover Card is the Discover More Card which offers 5% cash back on selected categories which change every quarter. Since Chase Freedom Card changed its new cash back rate, the Discover More Card is much better than the Chase Freedom Card. Another popular Discover Card is the Discover Open Road Card which offers 5% cash back on gasoline purchases.

Of course, there are other rewards sites for your reference:

ebates.com, fatwallet.com, cashrewardsplus.com, live.com/cashback, jellyfish.com, and mrrebates.com.