Comments on: Get Insufficient Funds Fees Back from Chase Bank

By: Ariel

Ariel — Fri, 26 Feb 2010 20:15:59 +0000

Thanks SOOO much!!!! Somehow I even got 6 dollars back… Thanks so much again!
I called the first time and got a MIddle Eastern woman that couldn’t do anything but then called back not even five minutes later and spoke to an American woman and got my fees forgiven. I had 75 dollars in fees. Initially she said she could only refund 70 dollars back but when she went through she was surprised cause it refunded the whole thing back and then an extra 6 dollars. Soo glad I googled this, thanks!

By: Adi

Adi — Fri, 12 Feb 2010 03:24:19 +0000

It is true, the maximum you can get back from a representative is $70, but
you can also go to the court and file a small claims case if you have a
legitimate case. My situation is pretty bad, I had 4 charges on the same
day, the purchases were $4.25, $9.88, $17.00, and $97.00. Well, Chase
put in the $97.00 charge first which makes me go over on the other
3 charges, I was charged $240 in in sufficient funds and overdraft fees.
I will be filing a case in the amount of $1240.00 for the fees and punitive
damages which I was not able to pay my car payment. I heard that
they will not send an attorney, it is not worth it. I will receive a call
and a check in the mail. Once that happens I will remove my money
and never deal with Chase Bank as long as I live.

By: Giorgi

Giorgi — Fri, 22 Jan 2010 16:26:09 +0000

Wow thanks a lot yes it’s true what matt have said they only reverse 70$ but hey ITS BETTER THAN 0$ !!!

By: Leo

Leo — Tue, 22 Dec 2009 20:16:36 +0000

I talked with a customer service rep at Chase and they said once a payment has been posted, they can’t reverse it, I even spoke with a supervisor….I paid their a@# $70.

By: John

John — Thu, 19 Nov 2009 19:38:21 +0000

Thank you for this info! This saved me $34 and only took a 5 min call

By: Matt

Matt — Fri, 13 Nov 2009 18:01:14 +0000

Sadly the Max they can refund you is $70. I had 14 past debit charges pop up all on the same day, chase charged me $193 for $35 of debt from small charges. Im still out $153 dollars.

By: Turk

Turk — Fri, 06 Nov 2009 20:39:55 +0000

Gr8 post, i just had the same problem spent 30 minutes waiting at the local chase branch and the customer service there was horrible and they lied and told me there was nothing i could do. then i searched it up on the internet and came across this, got everything settled in a matter of few minutes over the phone. i know i won’t be making this mistake ever again.

By: Pat

Pat — Sat, 05 Sep 2009 23:26:21 +0000

Thanks for the info. I just called and got the fees reversed. It’s worth the 5 min call