This must be one of the hottest topics on the web yesterday. Ocean National Bank is offering free credit monitor service for its customers. Anyone with a promotion code can use it to get free credit monitor service at Equifax, one of the three credit bureaus. Since the promotion code is open to everyone, everyone can use it to get a free 2-year credit monitor service from Equifax and Ocean National Bank will pay for you.
This promotion is listed on the Ocean National Bank’s front page (https://www.eocean.com). About the free credit monitoring service can be found at https://www.eocean.com/freemonitoring.html. Apparently, the service is offered to Ocean National Bank deposit customers only. As they indicated:
In our continuing effort to provide our customers with enhanced privacy protection, we are pleased to offer all of our personal deposit customers free Equifax Credit Watch Silver.
Equifax Credit Watch Silver offers you:
- Email alerts within 7 days of key changes to your Equifax credit file to help protect against credit card fraud (alerts triggered by the lender’s report to Equifax)
- Wireless alerts option
- “No news is good news” monthly message if there are no alerts
- One free Equifax Credit Report with a discount on additional reports
- $2,500 in identity theft insurance with $250 deductible (some limits and exclusions apply)
- Premium customer care, 8AM–3AM, 7 days a week
- Identity Theft Protection news and tips
The truth is there is a leaked promotion code with which you can enroll in the Equifax Credit Monitor service without any payment for two years. Click the link and you will get a free promotion code. With that code, you can click here to finish the enrollment process without any payment information. So you do NOT need to be an Ocean National bank customer to enroll in the free credit monitor service provided by Equifax.
About Ocean National Bank: A a locally managed commercial bank headquartered in Portsmouth, N.H., with $2 billion in assets and 42 branches in New Hampshire and southern Maine with more than 150 years of operation history.
People without any relationship with Ocean National Bank reported successfully enrolled in the credit monitor service. Personally, I think this is a good deal to catch.

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November 17th, 2008 at 10:58 am
Sorry, I think this is wrong. Surly it is not the intent of Ocean National Bank to offer this service to all comers at their expense.
This is equivalent to you telling someone that a gas pump is broken ans stops recording after $20 so go ahead and fill er up!
November 20th, 2008 at 9:35 am
Equifax cancelled the account a day after I signed up.