Comments on: Funny Stories with Citicards http://www.mycardblog.com/2008/10/funny-stories-with-citicards/ Bring you the best in personal finance Thu, 11 Mar 2010 22:30:41 -0700 http://wordpress.org/?v=2.9.2 hourly 1 By: American Express Rates Credit Risk by Where You Live and Shop | MyCardBlog http://www.mycardblog.com/2008/10/funny-stories-with-citicards/comment-page-1/#comment-8995 American Express Rates Credit Risk by Where You Live and Shop | MyCardBlog Mon, 13 Oct 2008 06:20:41 +0000 http://www.mycardblog.com/?p=1247#comment-8995 [...] revealed that American Express was ranked the best credit card company. My previous post “Funny Stories with Citicards” described some ridiculous mistakes made by Citi. As Sander mentioned in the comment, [...] [...] revealed that American Express was ranked the best credit card company. My previous post “Funny Stories with Citicards” described some ridiculous mistakes made by Citi. As Sander mentioned in the comment, [...]

]]> By: David http://www.mycardblog.com/2008/10/funny-stories-with-citicards/comment-page-1/#comment-8974 David Tue, 07 Oct 2008 16:47:34 +0000 http://www.mycardblog.com/?p=1247#comment-8974 Sander,thank you very much! Credit card companies have to take care of millions of customers. It's quite understandable for them to make some mistakes. :) Sander,thank you very much! Credit card companies have to take care of millions of customers. It’s quite understandable for them to make some mistakes. :)

]]> By: sander http://www.mycardblog.com/2008/10/funny-stories-with-citicards/comment-page-1/#comment-8972 sander Tue, 07 Oct 2008 15:51:55 +0000 http://www.mycardblog.com/?p=1247#comment-8972 lol. i think most of us have bad experience with one cc company or another. let me contribute my 2 cents. another story about Citi shared by many people is the notorious 'refer-a-friend' program. they promise to give you $50 or $100 for referring a friend to apply a Citi card if s/he is approved. they seldom keep their promise. you have to fight a long way to get the bonus or you may just end up with disappointment and give up. But don't hype Amex and Discover too much. they are more the same. Amex is very generous about initial credit line and later credit line increase and has the very best customer service; however, their infamous financial review break many loyal customers. Discover, on the other hand, is very strict with new customers. I agree they do business better than Citi/Chase/BofA/HSBC/WaMu..., but for us we are just choosing the less evil for our own interest. lol. i think most of us have bad experience with one cc company or another. let me contribute my 2 cents. another story about Citi shared by many people is the notorious ‘refer-a-friend’ program. they promise to give you $50 or $100 for referring a friend to apply a Citi card if s/he is approved. they seldom keep their promise. you have to fight a long way to get the bonus or you may just end up with disappointment and give up.

But don’t hype Amex and Discover too much. they are more the same. Amex is very generous about initial credit line and later credit line increase and has the very best customer service; however, their infamous financial review break many loyal customers. Discover, on the other hand, is very strict with new customers. I agree they do business better than Citi/Chase/BofA/HSBC/WaMu…, but for us we are just choosing the less evil for our own interest.

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