Pay with a Credit Card, Cut Gas Costs
Choose a right gas rewards card at the pump can save a lot of money each year. According to latest study, if you choose a rewards credit card at the pump instead of cash, you can save at least $100 or more each year. If you are driving a SUV or truck, then a gas rewards credit card is a must in your wallet. Anyway, the right gas rewards card eases your pain at the pump.
I have reviewed and summarized the best gas rewards cards in my previous posts: 5 Top Rated Gas Rebate Cards and Best Gas Cards Roundup. This post is kind of reminder for many mycardblog.com readers. Gas rewards cards are similar to cash back rewards cards with some enhancements directed at those looking to save money on gas. Most gas rewards cards offer a high rate of cash back at gas stations and relatively low rate of cash back on other purchases. In most cases, you have to carry one general rewards card and one gas rewards card in your wallet to maximum your rewards. Following are some gas rewards cards that I high recommended:
1. TrueEarnings Business Card from American Express and Costco: This card offers 5% cash back on gasoline purchases. (Note: Exclude gas purchased at warehouse clubs other than Costco, superstores or supermarkets. For example, if you fill your tank at Costco gas stations, you can’t get full 5% cash back. However, if you purchase gas at BP, Marathon, or Shell gas stations, you can get 5% cash back. ) This is a business card (Individuals can still apply for a business card!). The non-business version only offers 3% cash back which is just as good as the Chase Freedom Card. That’s why I recommend the business version. Besides the cash back from the gas stations, you can also get 3% cash back at restaurants and 2% cash back for traveling. Since the American Express SimplyCash card changed the cash back rate on gas from 5% to 3%, this card is the best gas rewards card so far.
2. Dicover Open Road Card: If you ask me which credit card is the best from Discover, I would say the Discover Open Road. Although the Discover More is a good credit card, the rewards categories from which you can get 5% cash back change every quarter. Some might can’t catch it. The only drawback of this card is you can only get 5% from the first $100 spent on gas and auto maintenance purchases every month.
3. Chase BP Visa Rewards Card: If you have a BP location near your home or you always purchase gas at BP gas stations, you should consider this card. You can get 10% cash back for any gasoline purchases made at BP gas stations in the first 2 months. And after that, you can continue to get 5% cash back at any BP gas station.
The gas companies themselves would like to partake in the money that credit cards generate, so many have a branded credit card issued by credit card companies. You can also look at the Shell Platinum MasterCard from Citi if you visit Shell gas stations a lot.
4. National City Everyday Rewards Visa Card: This card only offers 4% cash back on gasoline purchases. But you can also get 2% cash back at restaurants. A brief review can be found here.
5. Blue Cash from American Express: You will find out that this card is always a top rated cash back credit card at every credit card website. You will earn full 5% on gas, grocery and drugstore purchases after you spend $6,500 in the year. If you are a big spender, this card is good for you. However, if you can’t spend $6,500 in a year, please forget about it.
Whenever you want to choose a gas rewards credit card, you should carefully compare each credit card first. You should also be aware that most credit card have a limit of $75 at the pump.








Chase AAA also provides 5% rebate on gas, $500 spending cap each month. I think for some people, this is the best gas card.
I think Discover has best miles card