Comments on: $50 Visa Gift Card from Citi Credit Protector http://www.mycardblog.com/2008/06/50-visa-gift-card-from-citi-credit-protector/ Bring you the best in personal finance Thu, 11 Mar 2010 22:30:41 -0700 http://wordpress.org/?v=2.9.2 hourly 1 By: David Diez http://www.mycardblog.com/2008/06/50-visa-gift-card-from-citi-credit-protector/comment-page-1/#comment-9777 David Diez Fri, 24 Apr 2009 16:32:02 +0000 http://www.mycardblog.com/2008/06/50-visa-gift-card-from-citi-credit-protector/#comment-9777 Notice that if you don't pay off your credit card each month BEFORE the bill comes, you are paying 0.85% per month... that's about 10% annual interest. For many people, this will wipe out any benefits from the promotion. For those who carry a balance from month to month, you will have the equivalent of an APR increase of about 11-14%. See the following for further details: http://www.stat.ucla.edu/~david/abou/090221.php Notice that if you don’t pay off your credit card each month BEFORE the bill comes, you are paying 0.85% per month… that’s about 10% annual interest. For many people, this will wipe out any benefits from the promotion. For those who carry a balance from month to month, you will have the equivalent of an APR increase of about 11-14%. See the following for further details:

http://www.stat.ucla.edu/~david/abou/090221.php

]]> By: Austin Chu http://www.mycardblog.com/2008/06/50-visa-gift-card-from-citi-credit-protector/comment-page-1/#comment-8338 Austin Chu Wed, 18 Jun 2008 18:33:00 +0000 http://www.mycardblog.com/2008/06/50-visa-gift-card-from-citi-credit-protector/#comment-8338 Interesting post. I work for a company that manages and tracks gift cards. I've been following credit card gift cards on savvywallet.com. Just want to provide more information. I just checked on their website, and these are the most important points: 1. 5.95 to activate the card 2. Shipping fee, $20 to expedite it. 3. Monthly Maintenance Fee:4.95 (per month beginning on the 7th month from the day of purchase) 4. Replacement Card Fee:15.00 (per Card; when Card is reissued or replaced for any reason) 5. Customer Service Fee: $1.00 per call to a live customer service agent 6. Card Account Liquidation Fee: $15.00 (charged if a check is issued for fund) Tip: Always keep track of your balance, or else, you may find it difficult to use on your second purchase ( you need to tell the cashier, how much to put on the card, they are unable to check the balance for you) Balance can be checked with this number: 1-888-799-0028 Interesting post. I work for a company that manages and tracks gift cards. I’ve been following credit card gift cards on savvywallet.com. Just want to provide more information. I just checked on their website, and these are the most important points:
1. 5.95 to activate the card
2. Shipping fee, $20 to expedite it.
3. Monthly Maintenance Fee:4.95 (per month beginning on the 7th month from the day of purchase)
4. Replacement Card Fee:15.00 (per Card; when Card is reissued or replaced for any reason)
5. Customer Service Fee: $1.00 per call to a live customer service agent
6. Card Account Liquidation Fee: $15.00 (charged if a check is issued for fund)
Tip:
Always keep track of your balance, or else, you may find it difficult to use on your second purchase ( you need to tell the cashier, how much to put on the card, they are unable to check the balance for you) Balance can be checked with this number: 1-888-799-0028

]]> By: cardoffer http://www.mycardblog.com/2008/06/50-visa-gift-card-from-citi-credit-protector/comment-page-1/#comment-8304 cardoffer Sat, 14 Jun 2008 01:24:51 +0000 http://www.mycardblog.com/2008/06/50-visa-gift-card-from-citi-credit-protector/#comment-8304 Thank you very much for your experience! Thank you very much for your experience!

]]> By: williamjfwu http://www.mycardblog.com/2008/06/50-visa-gift-card-from-citi-credit-protector/comment-page-1/#comment-8303 williamjfwu Sat, 14 Jun 2008 00:02:11 +0000 http://www.mycardblog.com/2008/06/50-visa-gift-card-from-citi-credit-protector/#comment-8303 If you are now enrolled to the credit protector program, you can call citi to say you want to cancel it. And then the CSR will provide this offer ($50 visa gift card) to you if you keep your credit protector membership. I've already done so. If you are now enrolled to the credit protector program, you can call citi to say you want to cancel it. And then the CSR will provide this offer ($50 visa gift card) to you if you keep your credit protector membership. I’ve already done so.

]]> By: joey http://www.mycardblog.com/2008/06/50-visa-gift-card-from-citi-credit-protector/comment-page-1/#comment-8279 joey Mon, 09 Jun 2008 18:15:00 +0000 http://www.mycardblog.com/2008/06/50-visa-gift-card-from-citi-credit-protector/#comment-8279 your link in this story leads to a student visa online-app http://www.mycardblog.com/go/citidividendstudent.php your link in this story leads to a student visa online-app

http://www.mycardblog.com/go/citidividendstudent.php

]]> By: David http://www.mycardblog.com/2008/06/50-visa-gift-card-from-citi-credit-protector/comment-page-1/#comment-8280 David Mon, 09 Jun 2008 17:05:28 +0000 http://www.mycardblog.com/2008/06/50-visa-gift-card-from-citi-credit-protector/#comment-8280 Ya...I made a mistake. Corrected now. Thanks Joey! Ya…I made a mistake. Corrected now. Thanks Joey!

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