This “$5 statement credit each day Chase card is used in July” is really tempting. If you use your Chase credit card every day in July, you can get up to $155 statement credit after 6 ~8 weeks. This means you can get a free Starbucks coffee each day in July. Of course, the prerequisite is you have to receive the offer from Chase.

App-O-Rama is a word set out by Wall Street Journal and refers to a frenzy of applications. App-O-Rama can be defined as a strategy of completing multiple credit card applications in a short time period (typically less than 45 min).

One of the most scariest types of identity theft is new account fraud. It happens when an identity thief steal your personal information, open a series of new credit card accounts, loans or other account under your name. According to a new Federal Trade Commission (FTC) study, 8.3 million U.S. adults become victims of ID theft each year.

Today I realize that many of you might not know this promotion code. 100 thankyou points maybe not too many but will accelerate your accumulation speed. Once you accumulate 10,000 thankyou points in your account, you can redeem a $100 gift card from Citi ThankYou Network.

This Everyday Rewards Visa Card issued by National City Bank is one of my favorite rewards card. I use this card essentially everyday. I have also mentioned this card in “My Favorite Rewards Credit Cards” post. I forgot to mention that this card was selected as one of Kiplinger’s Best of the Cash Back Card.

Many of you might not know that you can protect your identity with a virtual credit card number when you’re shopping or paying bills online. These one-time use credit card numbers are linked to your actual credit card number, but are unusable by others or will be expired in a certain time period.

I mentioned in this post that the Business Gold Rewards Card offers 25,000 bonus membership points after spending $1,000 before October 1, 2008. Many readers from MyCardBlog have applied for this card and already charged $1,000 on this card (including myself). If you’re still wondering whether you’re eligible or not to apply for this business card even though you’re not a business owner, you can check out this post to learn how to apply for a business card without “real business”.

My post “2008 Chase Check Card Promotion” was very popular in the past several months. Enroll your Chase debit card before 06/15/08, you can get $25 for every $250 in qualifying purchases made with your Chase Visa Check Card—up to $75. This promotion has ended on June 15, 2008.

Have you ever tought of applying for a credit card when you were 6 years old? Didn’t you hate that you didn’t have access to credit when you were 6? Today’s kids can easily get a credit card with $0 income. CBS 2 Chicago reported a story of a six-year-old applied for a credit card and got it approved. This 6-year-old boy named Bennett Christiansen from Aurora, IL. His new credit card was approved by Bank of America with $600 credit limit.

Most of us know pretty well about the 3 credit reporting agencies: TransUnion, Experian and Equifax. The 3 credit reporting agencies record and maintain your personal and business credit information. Whenever you want to apply for a credit card, a mortgage, or an auto loan, you have to provide you detailed personal information to the credit grantor who will then randomly check your credit report from one or all three above mentioned credit reporting agencies.