Yesterday TransUnion announced that it will soon provide eligible U.S. consumers up to 9 months of free credit monitoring and related services. This result is part of a settlement of a lawsuit that has been pending for a decade and arose from a product has been terminated in 2001 by TransUnion. See this article for more details.

This idea comes from the interesting story about a California man who has been indicted for an inventive scheme that allegedly siphoned $50,000 from online brokerage houses E-trade and Schwab.com in six months, yes, a few pennies at a time.

The method is popularly named as “bumpage”—the process of pulling your personal credit report repeatedly in a short time period (usually 1 pull per 1 or 2 days or several times per week). In this way, you can generate a lot of soft inquiries on your credit report and eventually knock hard inquiries off of your credit report.

With gas prices nearing $4 per gallon, saving money on gas becomes a big concern in our daily life. Hereby I summarize some tips on how to save money on gas.

I know many of you may have already experienced the famous “financial review”. (Yes, I know you are a good customer: never has a late payment, balance is way lower than 50% of your credit limit.) Many of you may get your account closed even though you provide all of the information they request.

Century Bank is running a banking promotion on Memorial Day. If you open a free checking account at Century Bank on Memorial Day, you can get a $100 gas card! The $100 gas card is valid on Memorial Day only. If you choose to open a checking account on other days, you can only get a $77 value gas card.

Do you have more credit cards than fingers on your hands? Are you finding it difficult to juggle around balances and payments? Thinking of cancelling a few of those pieces of plastic? Stop, and think again - cancelling a credit card can have an adverse impact on your credit scores. Ironic, isn’t it?

“Can You Refuse to Show ID with Visa Credit Card?” turned out to be a very interesting post at MyCardBlog.Com. According to the official document from Visa, you can refuse to show your ID to a store clerk at checkout as long as you’ve signed your credit card. All they can do is to keep your credit card and verify your signature. Actually, most of credit card issuers require that merchants should not check your ID at checkout.

I just mentioned the free iPod banking bonus from Bank of North Georgia yesterday. I received an email from my friend about another banking bonus from Guaranty Bank today. This banking bonus opportunity can give you up to $75 bonus without direct deposit requirement. Following are some requirements to get the $75 bonus.

I think this is a great find for most of mycardblog.com readers! Bank of North Georgia is offering a free iPod Nano now for opening a new personal checking account and make some required activities.