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Review on ShopDiscover Program

Posted on 15 April 2008

Discover just updated their website few days ago. Their url is www.discover.com now although the previous url: www.dicovercard.com is still available. To be honest, I really like current design in my account. Another feature I want to mention here is they just launched the ShopDiscover program. ShopDiscover is a rewards program which will give you extra rewards in addition to the cash back or other rewards you can accumulate for online shopping through ShopDiscover. For example, if you place an order at www.circuitcity.com through the link at ShopDiscover (in your account), you can get extra 5% cash back plus up to 1% cash back you can get for using your discover card. SO it’s a rewards shopping program similar to Chase Rewards Plus and Citi Cash Bonus Center. The only difference here is ShopDiscover offer better cash back than other rewards programs. For example, Dell home offers 5% cash back at ShopDiscover while Chase Rewards Plus and Citi Cash Bonus Center only offer 2% cash back. Apple store offers 5% cash back at ShopDiscover, Chase Rewards Plus only offer 4% while Citi Cash Bonus Center only offers 1% cash back. GNC.Com offer 15% cash back at ShopDiscover, Chase Rewards Plus only offers 6% cash back and Citi Cash Bonus Center offers 8.5% cash back. You can also find out that ShopDiscover program offers better cash back rate from HP, OfficeDepot, SonyStyle, TigerDirect and other famous online shopping websites. It’s really great!

shopdiscover-cart.jpgThe only drawback for ShopDiscover is that due to the high cash back rate, there are only limited merchants you can choose from. For example, Staples.Com and BestBuy.Com are not offering cash back at ShopDiscover while you can still get about 3% cash back from Chase Rewards Plus and Citi Cash Bonus Center.

Another good news is cash back Bonus (ShopDiscover) offers are valid for all Discover Cards that offer a Cashback Bonus Rewards program. Double Miles offers are valid for Miles by Discover CardDiscover Business Miles and card members. (Chase Rewards Plus is dedicated to Chase Freedom card members.) You don’t have to enroll in a special website like Chase Rewards Plus and Citi Cash Bonus Center. The ShopDiscover link is available at your online account. All you have to do is login your online account and click the related retailer’s link. It’s much easier and safer. The cash back will be accumulated in your regular Cash Back bonus program. You can redeem the Cashback Bonus you earn through ShopDiscover just like your regular Cashback Bonus. If you choose to redeem your cash back for a gift certificate, your cash back bonus will be increased or even doubled! (That’s why I like Discover More Card.)

As far as I know, Discover is working hard to get more online merchants. They want to give our customers better options for using Discover Card. Discover is also committed to offer minimum 5% cash back for their Discover card members.

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This post was written by:

David - who has written 429 posts on MyCardBlog.com.

David is curious about the offers from credit card companies and banks. He is writing articles about credit cards and banking at MyCardBlog.com. If you enjoyed this post, please consider to leave a comment or subscribe to the feed and get future articles delivered to your feed reader.

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  1. 5 Top-Rated Gas Rebate Cards | MyCardBlog says:

    [...] 3. Discover Open Road Card: This card offers 5% cash back on gas and auto-maintenance purchases. This card is especially designed to drivers who want to save money on auto maintenance by using a credit card. The trick of this card is you can only get 5% from the first $100 spent on gas and auto maintenance purchases every month. However, Discover offers great rewards program. If you choose to redeem you cash as a gift card, your rewards might be doubled! Yes, this is why I like Discover card! If you like online shopping, you might also take advantage of the ShopDiscover program. [...]

  2. ShopDiscover Added More Stores | MyCardBlog says:

    [...] have a review on the ShopDiscover Program developed by Discover Card. Frankly speaking, the cash back offered by [...]

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