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I was just notified by a reader at Washington DC area. He told me that there’s a Wachovia branch offering new-branch special promotions to the new customers. If you sign up for any checking account with minimum deposit of $100 before April 15 2008, you can get a $75 gift card from Wachovia after 45 days of account opening. The reason why I want to mention this sing-up bonus here is NO Direct Deposit is required to get the $75 bonus. All you have to do is open a new checking account with $100 new money and wait to receive the $75 gift card. The location of this branch is 1804 Adams Mill Rd NW, Washington DC 20009. The phone number is 202-232-1605. You can also find the location at Wachovia’s website.

As the fourth largest banking chain in the united States, Wachovia is offering new-branch specials now and then. If you have a friend who has already had an account with Wachovia, you can stack this $25 referral coupon with this $75 bonus. This will give you $100 bonus without direct deposit requirement. Of course, your friend can also get $25 bonus.

I also mentioned that a Florida Wachovia branch is also offering $75 bonus for opening a new account there until this April 15. (see this post) You might also be interested in the Wachovia Way2Save Account.

According to my “hard pull and soft pull“, a hard inquiry may hit your credit report.