American Express Credit Limit Increase Is Still On Crack
I have a Blue from American Express for about 6 months. I requested to increase the credit limit when I received the card 6 months ago. They increased the credit limit from $2100 to $8100 immediately. (American Express claimed I can used the new credit limit in 15 minutes.)
Since six months have passed, I think it’s time to request credit limit increase again. Yesterday night I requested to CLI online again and the result is very exiting! I increased the credit limit from $8100 to $14000 immediately! What a shock! This makes me believe that American Express is very generous on the credit limit compared to other credit issuers.
The credit limit increase process is very simple. You can finish it in your online account in 1 minute. All you have to put in the credit limit increase form is your annual income and the new credit limit you expect. Generally, the credit limit under $24,900 is thought to be safe. I don’t know where the number comes from or maybe it’s a rumor. If you don’t have an American Express card yet, I suggest the Blue from American Express and Blue Cash from American Express. The direct link to request credit limit increase at American Express is here.
This post also tells you how to do credit limit increase from different credit card issuers.
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Well, the truth is when I got my Blue from American Express card I increased my credit limit in 30 days. I suggest you call American Express and request to increase your credit limit over phone. Just tell them that you want to use this card to make a large purchase, but the credit limit is not high enough. Or if you have other American Express cards, you can move some credit limit to this card.
Hi, I tried to increase my credit line last week for my SPG card but got rejected. AE told me that their policy doesn’t allow new cardmembers to increase their credit card’s line of credit within 60 days after their cards are issued. Because I have to buy something in the near future, whose price is a little over my SPG card’s credit line, I’m wondering if I can make a overpayment to my credit card to complement the insufficient gap between my CL and the future expense. Do you think if this way is feasible or not? Thanks.