Recently a lot of readers asked a lot about the best combination of credit cards to maximum the return for daily use. OK, hereby I list some great credit cards:

Gas: Discover Open Road (Student Version is also available), SimplyCash Business Card. Both of them will give you 5% cash back at gas stations. The Open Road can also give you 5% cash back for auto maintenance.

Others you may consider: BP Visa Rewards Card, Citi Driver’s Edge Options Platinum Card.

Travel: Starwood Preferred Guest Card from American Express. Considering the famous Starwood Preferred Guest Program, this card is truly unbeatable. Starpoints can be easily transferred to other points. It’s also offering 10,000 bonus points after first purchase. Business version is available (why use business card? see this post). Citi PremierPass Card—You can match your fly points as thankyou points if you use it a lot!

Cash Back: Citi CashReturns Card. You can get 5% cashback on everything in first 3 months (Right now, Citi offers only 1% cash back!). What can I say? Someone even tried to apply for second one after 3 months. But he failed. It seems their policy doesn’t allow you to have 2 CashReturns cards. You can save a lot, if you use credit card to pay your tuitions, rents, or other fees. For daily use, it will not give you much cash back. But you can consider Chase Freedom Card which will give you 3% cash back on 3 categories automatically every month. Right now, they are offering $50 bonus. And another good news is Chase is trying to promote Chase Freedom and make it as the best popular credit card in US. It’s easy to get!

Student Card: Citi mtvU Card—You can get 5 thankyou points at restaurants, book and music stores (including Amazon.Com). Citi Dividend Platinum Select Card for College Students—Easiest student card to get? It’s quite possible. NO credit history is OK. Discover Student Card—NO credit history? It’s OK.

Business Card: Citi Business Card with ThankYou Network—10,000 thankyou points! Believe me, it’s the easiest business card to get.

You can also check out the following posts: The 15 Most Rewarding Credit Cards, What’s In The Experts’ Wallet?