Happy New Year! I hope every mycardblog.com reader will have a very happy new year. Several days ago, my friend Steven promised me that he would send a copy of his earning of 2007 to me. Yesterday afternoon I got the email. I simply edited the email and post it below.

Credit card sing-up bonus:

Chase Freedom $250*2 (including his wife)

BOA Iowa Card $250

American Express Business Gold Rewards Card $250*2+$130*2 for delay

Citi Professional Card $150*2

Chase United Mileage Plus Visa Card $500 (25,000 miles*2)

BOA American Express Rewards Card $100 (Both of them applied for this card as I posted several days ago, but only one of them got approved.)

Discover More $40

Banking Sign-up bonus:

Chase Free Checking $100*2

BOA MyAccess Checking $100

Citi EZ Checking $200

LaSalle Bank $100

Fidelity $400

Chase Check Card promotion $50*2

ING $50

Earning from 0% APR BT offers:

Balance Transfer $35,000*5%=$1750 (actual earning may be less than $1750, say $1600)

Cash Back from Spending with Credit Cards:

Around $700

Total Earning: $5770!!!

He told me that sing-up bonuses from credit cards are generally easy to get as long as you have a long enough credit history and a nice credit score. His credit score was about 775 as indicated from CreditSecure from American Express. Currently, his credit score is about 710. In the new 2008, I hope you guys can establish a solid credit profile and earn more bonus from credit card issuers and banks!