AmTrust Bank is offering a $50 bonus for its Totally Free Checking account. This offer is nationally available. To receive the $50 bonus, you have to do the following 4 activities in 90 days after you open the account. They also offer a free 4-pc Corningware Portable Round Casserole Set right now.

Some friends sent me several emails and asked me which card is currently the best from American Express. Well, from my point of view, the best credit card from American Express is Starwood Preferred Guest Card.

The title says it and it’s true. “Which is the best credit card for college students?” This the most frequently asked question from my friends. My answer is always “Citi mtvU Platinum Select Visa Card”. The reason is very simple—it’s just the best.

Creditcards.com is holding “Uniquely Yours” Card Design Contest through December 31, 2007. The contest is very simple. Upload your favorite artwork or photo, and then make a design at creditcards.com. (You are making the card deign by yourself.) You can invite your friends to vote for you. There is no purchase or card application necessary to enter or win the competition using their site or applying for a card will not affect your odds of winning.

I believe most of us enrolled in the Chase Check Card Promotion (see this post). I sent them a bank mail to ask about the bonus. However, what I got is:

Compass bank is offering $50 iTunes gift card for opening a new Build-to-Order Free Checking Account. Open the checking account with a minimum $25 deposit within 30 days of registering for the offer, and you will receive a $50 iTunes gift card.

I have 12 credit cards from the following credit card issuers: BOA, Citi, Chase, AMEX, Discover, National City, WaMu, University of Illinois Credit Union and HSBC. To be a smart credit card user, I just selectively use some of them. Here I’d like to share my experience with you.

Citi has a new $200 bonus for opening a new checking account. The new promotion code is MVS4. You have to call citi toll-free number 866-810-9043 to open the account and mention the promotion code. Of course, you can apply for a new checking account in branch and ask the banker to enter the promotion code. I can’t find anywhere you can apply for the new account online with this promotion code.

Recently, WaMu keeps sending me mails and emails about its free checking account service. Ok. Let me briefly introduce the free checking provided by WaMu.

HSBC is offering $25 for their customers. All you have to do is to use Bill Pay to make three bill payments through your online payment account by January 31, 2008. If you qualify, the $25 bonus will be directly credited to your account in about 6-8 weeks.