http://www.mycardblog.com/2007/11/hard-pull-and-soft-pull/ Bring you the best in personal finance Thu, 11 Mar 2010 22:30:41 -0700 http://wordpress.org/?v=2.9.2 hourly 1 http://www.mycardblog.com/2007/11/hard-pull-and-soft-pull/comment-page-1/#comment-8727 $100 Checking Account Bonus from HSBC | MyCardBlog Tue, 19 Aug 2008 11:03:30 +0000 http://www.mycardblog.com/2007/11/hard-pull-and-soft-pull/#comment-8727 [...] about this offer, I was confirmed by the CSR at Wells Fargo at the phone. According to my “Hard Pull and Soft Pull” post, Wells Fargo typically pull your credit report at the process of opening a new banking [...] [...] about this offer, I was confirmed by the CSR at Wells Fargo at the phone. According to my “Hard Pull and Soft Pull” post, Wells Fargo typically pull your credit report at the process of opening a new banking [...]

]]> http://www.mycardblog.com/2007/11/hard-pull-and-soft-pull/comment-page-1/#comment-8160 How to Get Hard Inquiries Off Your Credit Report? | MyCardBlog Thu, 29 May 2008 13:01:55 +0000 http://www.mycardblog.com/2007/11/hard-pull-and-soft-pull/#comment-8160 [...] “Hard Inquiry” refers to a credit pull initiated by you, and it does affect your credit score. If you are curious about your credit score, you might find out that a hard inquiry might drop you credit score 5~7 points. If you have many hard inquiries in a short time period, your application for a new credit might get rejected even if you still maintain your credit score at a relatively high level. The reason is very simple, you are requesting too many credits from credit issuers such as banks, credit card companies and other financial institutions. However, “soft inquiries” will never affect your credit scoring. Because soft inquires are invisible to credit grantors. (Hard Pull and Soft Pull) [...] [...] “Hard Inquiry” refers to a credit pull initiated by you, and it does affect your credit score. If you are curious about your credit score, you might find out that a hard inquiry might drop you credit score 5~7 points. If you have many hard inquiries in a short time period, your application for a new credit might get rejected even if you still maintain your credit score at a relatively high level. The reason is very simple, you are requesting too many credits from credit issuers such as banks, credit card companies and other financial institutions. However, “soft inquiries” will never affect your credit scoring. Because soft inquires are invisible to credit grantors. (Hard Pull and Soft Pull) [...]

]]> http://www.mycardblog.com/2007/11/hard-pull-and-soft-pull/comment-page-1/#comment-5742 Update on Lasalle Bank $100 Bonus | MyCardBlog Mon, 11 Feb 2008 05:06:29 +0000 http://www.mycardblog.com/2007/11/hard-pull-and-soft-pull/#comment-5742 [...] According to the fine print, you are expected to receive the $100 in your saving account within 120 days. No hard pulls reported for opening an account at Lasalle bank. (hard pull and soft pull) [...] [...] According to the fine print, you are expected to receive the $100 in your saving account within 120 days. No hard pulls reported for opening an account at Lasalle bank. (hard pull and soft pull) [...]

]]>