CapitalOne launched a new website——www.capitalonecardlab.com. According to CapitalOne, this site allows you to choose the credit card offers by fitting the application criteria of CapitalOne. They claim that this is the first America’s “Do-It-Yourself” credit card offer. However, I think I should write a post about this new website. You might find a great offer from them.

Once you click “Get Started”, you will be beginning the choosing process. According to your credit score, you can choose “Excellent”, “Above Average”, “Needs Improvement”, and “Limited History”. And then, you can choose the from the following card features: “Basic Rewards”, “Additional Rewards”, “Introductory APR on Purchases”, “APR on Balance Transfer”, “Annual Percentage Rate”, and “Annual Fee”. After that, you can choose your card design through 9 beautiful designs. The last step is to review your card features and then click “Apply Now” to file the application form. Actually, at this step, you will be redirected to the CapitalOne site.

I think what you might be interested in is to choose “2x Rewards on Purchases for 12 months” at “Additional Rewards”. (They offer 1% cash back for everything.) SO you will have a card will 2% cash back on everything for 12 months with 0% APR on purchases. Another feature of CapitalOne card is there is no foreign transaction fee.

Following are two cards that I chose from this website. (Actually the ads from Kontera in my blog are introducing the CapitalOne card lab.)
Excellent

Above Average