I have a post about how to make money from by taking the advantage of sing-up bonuses (click here). However, you will always see “Free checking with direct deposit” or “$100 bonus when you open a new account with direct deposit”. Most of banks require direct deposit if you want to get sign-up bonus.

The words “hard pull” and “soft pull” often pop up when people discuss about credit report, credit history, or credit inquiries. Actually, they are not official terms used by credit experts. Both “Hard pull” and “soft pull” are referred to credit check performed by a third party who wants to check your credit history.

There are a lot of articles telling you how to invest with only $100. There is an article at MSN.com says $1 in 1972 will turn into $30 or more around 2000. Yes, it’s true. However, we can’t wait so long. Considering the inflation rate, it’s quite possible that the purchase ability of $30 in 2000 will be less than $1 in 1972. So here I summarize a way to get huge rewards for just only $100. This idea has been in my mind for a long time since I just started writing blog. Of course, it will take you a lot of time to finish this “investing project”.

When I was shopping at Staples.Com this evening, I found a great software for us. Staples is offering Microsoft Money Deluxe 2008 free after rebate. You can see “Special Buy—free after rebate savings.” (click here) It’s a great deal!

American Express is offering gift card promotion at Walgreens! I have two posts about the gift card promotion from American Express (post 1 & post 2). In the December Walgreens Rebate Book, you can find the offer #64 about American Express Gift Card promotion. Buy 2 AMEX gift cards, you can get $10 mail rebate; buy 3 AMEX gift cards, you can get $20 mail rebate. You can click here to see the file.

I have a post about credit cards with $100 bonus (see here). This afternoon I dug out another credit card—Citi Business Card with ThankYou Network. This card will give you 15,000 ThankYou Points if you follow my procedures. Forget about the 10,000 bonus points as stated at Citicards.Com.

I am thankful that Amazon paid me to get Logitech MX Revolution Cordless Laser Mouse and Logitech QuickCam Communicate Deluxe. (The price is -$24.02 after $80 mail-in rebate from Logitech.)

I have a post here about the gift card promotion from American Express. After using the promotion code HOLIDAY07 to deduct the activation fees, it’s really nice deal.

When I put a post about getting a free $20 gift card by taking a survey from American Express OPEN B2B Supplier Directory, most of us may doubt whether or not American Express will keep the promise. (No invitation code needed!)

Just received an email from Chase about the promotion will be launched on November 22, 2007. From November 22, 2007 to December 31, 2007, you can get up to $75 cash back by using Chase Visa Check Card.