Comments on: Credit Card Success—Choose the Right Card for You

By: David

David — Sat, 27 Oct 2007 13:06:19 +0000

Hi Liaosea. I don’t think so. Whether you can get the credit card or not will be based on your credit approval. But the advantage is you can earn extra money. Let’s say you can get $50 from Chase Freedom, and then you will receive an extra check giving you money for applying for the credit card.

By: liaosea

liaosea — Sat, 27 Oct 2007 06:30:41 +0000

Will it be easy to apply if I use your referral code?

By: Shawn

Shawn — Sat, 27 Oct 2007 03:24:50 +0000

Sounds great!

I like bonus… Hoho…

By: David

David — Sat, 27 Oct 2007 01:35:50 +0000

OK. I will give the information ASAP after our negotiation. I think the time should be in the following two weeks.

By: Shawn

Shawn — Fri, 26 Oct 2007 22:42:07 +0000

I don’t have a credit card so far. I will apply Chase Freedom later.

BTW, what is the HH 2% card?

By: David

David — Fri, 26 Oct 2007 21:14:06 +0000

Hi Shawn. I would say Chase Freedom is quite easy to get. HH 2% is the credit card issued by Household Bank (a HSBC bank). This card will give you 2% cashback on everything. You can request a check once you have $25 available. There is another similar card named Orchard 2% issued by Orchard Bank (a HSBC bank). Usually they are by invitation only. There is another news—maybe next week or so—I will start a referral program with a professional credit card application website. You can earn bonus for applying for a credit card from them by using my referral code.

By: Decrain

Decrain — Fri, 26 Oct 2007 06:05:23 +0000

I got 3 chase cards: Freecash rewards, rewards plus and Freedom. It seems like “Rewards plus” even better than Freedom since it earns 5 points for each dollar on Gas,drugstore.

I also have a Discover cashback bonus card, it sucks. I don’t know how they count the rewards, but i spend more than 5k and only got $15 on record.

I don’t quite like AmericanExpress because some small stores or restaruants refuse to take it. But i’d like to say thanks to AE because i got my first student card from them. I still keep a “clear Card” from AE but haven’t used it for a long time.

BTW, is there any code for HH2% left? Would you send me one if you still have some? I heard about this card a lot. I even tried to apply twice, but the website just showed me a list of some weird cards.

By: David

David — Fri, 26 Oct 2007 04:25:27 +0000

Hi Decrain. Yes. Chase cash rewards card is a good one. I’m sorry to hear that you can only get $15 for spending $5000 by using discover. You should be aware that you can only get 5% for the first $100 every month. After that you can only get 0.25%-0.5%. This sucks.I won’t say discover is a very good rewards card right now except for the open road card. Currently, I don’t have a code. But once I get one, I will give it to you. HH or Orchard 2% card is really great!