MyCardBlog

These days I was always thinking one problem—”Can we save money by using credi card?” I hate to say that I found at last I paid more than I can save–that’s I can see the money in the checking account is increasing day by day ot month by month! We are always talking about deals from credit card companies—get higher cash back and get sign-up bonus. Yes. It’s great if we can get better cash back and sign-up bonus. However, here comes the problem—are we spending more when we using credit card? We pay whatever we want by credit cards and pay off the balance every month. With credit cards we can afford what we actually coudn’t “afford”. When you check out with “real” money, you can feel the money is “slipping away”. Ans then you would say ” Emmm……I should save some money.”

Last Sunday, when I went to Walmart, I noticed that a 26 inch Sharp LCD HDTV is on sale—from $699 to $347. Oh yeah! What a great deal! Then I decided to buy it, although I have already had a TV. I swiped with Starwood Card from AMEX (which is my favorite card now check it out here). I didn’t have the feeling that i spent $347!!! That’s the problem. When I checked my account at AMEX—I was trying to think of a way to pay the balance—$500 for only one week! I activated just one week ago—in order to put the statement closing date with blue from AMEX together. Maybe this is only my problem—I can’t control my budget! If you can control your spending, then you shouldn’t have the problem. But I really should start to ask myself—why not carry only one card in my pocket and think before swiping the card. But I should say credit cards make things convenient. So my conclusion is credit card would bring convenience for you if you can limit your spending. If you can’t control your spending like me, then you should start to think about it. Anyway, save money is not an easy job, at least, for me. How about you?