MyCardBlog

Below you will find a comprehensive list of credit cards with 5% rewards in specific purchase categories. If you want to find a great card, this post will be helpful for you. Please refer to the credit card issuers for more detailed information.
Bonus: bonus for new applicants—sign-up bonus
Rewards Limit:reward cap each year
Redeem For: rewards options which can be redeemed for GCs
AMEX Blue Cash
Bonus: none! Redeem For: cash.
You can earn 5% after your first $6,500 in total spending each year. If you use credit card a lot, e.g. use it to pay your rent, or mortgage, this would be your best card. After your initial $6,500 in spending per year, you can get 5% cash back on everyday purchase. Besides, you can also earn 1.5% on every other purchase.

Hilton HHonors Platinum AMEX
Bonus: 10,000 points. Redeem for: Hilton stays.
The rewards of this card are only valuable toward Hilton hotel stays. However, you can get 5 points for $1 spending at gas, supermarket, drug stores, US post office, restaurant, cell bill and Hilton hotels. Then you can get 3 points on other purchases. The value of a point is between 0.5 to 1.4 cents depending on how you can redeem those points. The first 4 stays at Hilton hotels can get 2,500 bonus points. Also if you are looking for hotel card, please refer to Starwood card from AMEX.

Discover Open Road
Bonus: none. Redeem For: cash, GC.
5% cash back on gas and auto repair service for the first $100 every month. The low limit and limited reward area hurt the reputation of this card. However, we seldom spend over $100 on gas. If you redeem the cash back for GC, you can earn 6.25% cash back. (student version)

MtvU visa from Citi
Bonus: none. Redeem For: GC, travel.
If you redeem the thankyou points as cash, you can’t get full 5% cash back. This card can help you get 5 thankyou points at dinning, Amazon and bookstores. You will also earch extra bonus for good GPA.

Advanta Platinum Business Card
Bonus:none. Redeem For: cash.
The great thing about this card is you can earn 5% cash back on broad spending. The credit requirement for this card is a little bit high.

Discover Business Card
Bonus: none. Redeem For: cash or GC.
While this card has a limited reward area—office supplies. You will also earn 2% on gas and 1% on other purchase.

American Express SimplyCash Business Card
Bonus: none. Redeem for: statement credit.
I’d like to say this is a perfect card! You can get 5% cash back on gas, office supplies and wireless service.

Discover More Card
Bonus: $40. Redeem For: cash and GC.
Get more program let you get 5% cash back quarterly on hotel stays, restaurant, gas, airplane tickets and much more. The drawback is you have to register you card accordingly. There is no foreign transaction fees for discover card. It’s a quite good card to own.

Other limited rewards cards

Citi Diver’s Edge Platinum Select Card
Bonus: none. Redeem For: GC, Travel, cash.
You can get 6% cash back on gas, supermarket and drug store for 12 months and then, 3% thereafter. Another feature of this card is you can get money—1 cent for 1 mile—for your driving. Check out his card at Citicards.com.

Citi Diamond Preferred Rewards card

Bonus: None.
You can get 5 thankyou points at supermarkets, drugstores and gas stations for 12 months and 1 thankyou point thereafter.

Citi Platinum American Express Card
Bonus: 15,000 points. Redeem For: cash or GC.
The annual fee for this card is free for the first year and then $99 after that. You can get 5 thankyou points at supermarkets, drugstores and gas stations for 24 months. At the same time, you can get 3 thankyou points on other purchases. After the promotion period, you can only get 1 thankyou point. But who want to keep this card after 1 year?

BP Visa Card
Bonus: none. Redeem For: BP GC.
This is a great gas card if you use BP gas all the time. You can get 10% cash back at the first 60 days. And then 5% cash back thereafter. Another great feature is you can get 2% cash back on dinning and traveling. You can buy some gift cards at the BP pump during the first 60 days.

Other cards: Shell gas card, marathon gas card, Hess gas card, Banana Republic Card, Hooters Card, BP visa Card.