MyCardBlog

I have a chase freedom card for about 6 months. The initial credit limit is $200. (don’t laugh at me) Then I asked for increasing credit limit twice. Both were got rejected! Emm…I don’t know what happened. Then today I called in to close this account. The credit analyst talked with me for about 30 min. She told me that I could move credit limit with any chase cards. I have chase freedom card, chase amazon.com card and sony card. She said I could move any amount among the 3 cards. Then I moved $1000 from sony card. (I even didn’t activate that card!) The fact is I got 2 hard pulls in my credit report.(sad) I hope I can do it better next time. The credit analyst told me that sometimes the total credit limit I can get is not only base on chase but also consider other credit card issuers. Through the talk I can see the household income is very important. And this is a fact, right? If you have a high household income, you probably will spend more…..then you know what will happen…

update on Sep 20: I forgot to mention that the credit analyst gave me $10 rewards for my lost.