Upromise.com is offering free one year Identity Theft Protection plan for us. However, you can’t see the credit report in this plan. They will notify you whenever there is a change in your credit report. It’s really nice for them to do this. Nowadays, we have to pay to enroll in the credit monitoring plans at least fot $100 per year. To join this protection, you can join the Upromise program (here) or you don’t have to join it. (here) Most of us may not be familiar with Upromise. Upromise is a college service provider that helps families earn, save and pay for higher educations. Joining their program is free—sounds like non-profit organization. You can get lots of benefits from them.

By the way, Citi is providing Citi Upromise Platinum Select Mastercard which will give you 1% cash back on everyday purchase and 10% cahs back on 7000+ grocery and drug stores. It also provides 0% APR on balance transfer without a transaction fee. For those who wants to take advantage of the 0 APR on balance transfer offer it’s a good choice.