Advice on Chase Credit Card
For those who want to get more credit cards, I have a good suggestion. —Apply for Chase Credit Card!
The reason is very simple—as the second credit card issuer in the US, Chase is trying to explore the credit card market. They want to attract more customers in the most competitive market. I have a limited credit history (less than one year) but I get two credit cards in August. I applied for Chase Sony card on Aug 1. However, I missed a call from Chase fraud department which asked me to send out some materials to verify my address. Then one month later, I received the card from Chase. I then applied for Chase Amazon.com Visa Card on Aug 27. This time I got the call from Chase. After some questions, I can see the new Chase Amazon.com Visa card show up in my Chase account in two days. Amazing! I didn’t expect to receive two cards! Some of my friends also successfully get credit cards from Chase. I applied for two Citi cards both of which were rejected! Then I called them up to ask for the reason—they told me that my credit history was too short. They suggest me apply for Citi cards two months later. It’s also the case for most of my friends. SO my conclusion is it’s a right time to get credit cards from Chase.
For your reference, I give some posts about Chase Credit Card.
http://www.mycardblog.com/2007/09/chase-freedom/
http://www.mycardblog.com/2007/09/move-credit-line-with-chase/
http://www.mycardblog.com/2007/09/100-from-chase-freedom-credit-card/
http://www.mycardblog.com/2007/09/chase-freedom-credit-card/
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Hi,Sander. Thank you very much. Yes. I got two hard pulls in my credit report. I got $10 from CSR at Chase. Hmmm…too bad. Actaully, I have written a post about CLI from major banks. I will post it later. Thanks again.
Hi there,
Enjoy reading your site!
Bear in mind that whenever you do a CLI, Chase will pull hard (while Citi and Amex won’t if you ask carefully or click online button). Just converted my Amazon card to World Wildlife Fund Card after getting $25 giftcard. My reason is i found it slow to collect 3% rebate from Amazon.com and by using WWF card (once a while) i am donating little money to save the nature.