Maybe this is a very old credit card deal, and you guys might all know this deal. But I want to say it again because it’s a nice credit card. Citi professional mastercard with thankyou network is offering 10,000 thankyou points after first purchase. The 10,000 points can be redeem as a $100 gift card good for a lot of retail stores. You can get 3 points for every dollar spent at gas stations, drugstores, restaurants, car rentals and office suppliers. This card also provide 0 APR for balance transfer up to 9 months with $0 fee. It’s really a good card for those in need of money.

I applied for this card and got denied! I called in and talked to a credit analyst who told me that I need at lest one year credit history to get this card. Citi professional card is a hybrid personal/business card. It will show up on your credit report.