From now until January 15, 2008, you can get $10 Costco Cash card if you use American Express Costco Card to pay wireless phone plan automatically. Essentially all the wireless phone service companies allow you to set up automatic payment use a credit card. SO if you have an American Express Costco Card, you can have free $10 which you can sue at Costco stores.

It seems we can’t make free money from balance transfer any longer. Most credit card issuers have terminated their zero fee introductory balance transfer offers with a transaction fee. For example, Citi Platinum Select Card,which used to offer 0% APR on purchases and balance transfers for years, all with no fees, added 3% transaction fee with $250 cap!

We should have some laughs. Enjoy it!

We have talked a lot about credit card and bank. Today I want to introduce new component in the finance market—share trading. Most of us may be used to put money in the checking/saving accounts, CDs and money market accounts. Sure those are very safe. But we should see the rewards they can bring for us is limited.

For those who want to get more credit cards, I have a good suggestion. —Apply for Chase Credit Card!

A good news for those who don’t have an ING account right now. ING Direct is offering $50 sign-up bonus for their new customers. It says it’s a special bonus for New York Times readers, but you can sign up here by using the promo code: NY3. Offer expires 09/30/2007.

Recently I received many emails from so called “Bank of America” which said there were some unauthorized activities about my account at Bank of America. I also heard that someone really took it as real and revealed their registration information.

Upromise.com is offering free one year Identity Theft Protection plan for us. However, you can’t see the credit report in this plan. They will notify you whenever there is a change in your credit report. It’s really nice for them to do this.

Capital One No Hassle Cash Rewards Card is offering $50 credit after first purchase. This card features a 1% cash rewards on everything plus 25% annual bonus on the cash you earned during the year.