It is very diffcult to get a banking deal recently. Most banks and credit card issuers are changing their marketing strategies in the past few months. More and more banks stopped offering sign up bonuses which is frequently advertised in the market. For any reason you want to open a new checking account and want some sweet bonuses, Bank of America is a good choice now.

American Express cards are my favorite credit cards. I use my Starwood Preferred Guest Card from American Express frequently to accumulate Starpoints. American Express usually provide great pormotions for credit card members now and then. Now American Express is offering free credit report for its card members.

I want to briefly introduce the AFT+ MasterCard which seems to be a new credit card product from HSBC Bank. Citi just launched a new credit card by partnership with MySpace.com-the new Citi Forward Card. The Citi Forward Card is an upgraded version of the Citi mtvU Card. They both offer the similar rewards thankyou points by the new Citi Forward Card offers 11,000 bonus thankyou points.

In the most competitive credit card market, there are thousands of credit cards products. It is not an easy job to find out which one is best for you. From my personal experience, I have tried 13 different credit cards from different credit card issuers with different rewards and APR etc. After using them for more than 1 year, finally I stick to just 3 of them. Yes, it is hard to find out which one best fits yout lifestyle and gives your maximum rewards with convenience. There is one place, however, can help you to save your time and energy to find out the best credit card for you. That is—CreditCard321.com (The Easy Guide to Credit Cards.).

It happens. You put aside some bills that are not high on your priority list in order to make ends meet and a few months down the road you find a letter in the mailbox from a collection agency. Once you pay off the account in full, it becomes a matter of dealing with your credit report. No one wants to have a record of a collection account on their credit history but fear not - there are things that can be done to rectify the situation.

Today I received the new check from ebates.com. The amount is only $24.39 including $10 sign up bonus. Usually ebates.com offer $5 sign up bonus for shopping at through ebates.com. But I got $10 bonus because they were running a special promotion at that time. Right now ebates.com is offering $5 bonus for signing up and make at least one purchase through ebates.com.